Are you a "Type A" personality with little patience for mindless mistakes and mediocrity? Sure, an A+ performance and a job well-done is something to be proud of, but is too much of a good thing simply too much?

Perfectionism can be a blessing. Nobody wants a so-so surgeon or a repairman with a "screw loose." But most people may fare better if they leave their perfectionism at the door and learn to embrace a mentality that accepts that not everything will be 100 percent 100 percent of the time.

These three reasons explain why perfectionism may not be so perfect after all. You can still get the job done well – even spectacularly – without the weight of perfectionism crushing down.

The Pressure Can Be Prohibitive

Billy Joel sings, "You have to learn to pace yourself/Pressure/You're just like everybody else/Pressure…" You know what is a major cause of pressure? Perfectionism. The stress you put yourself under may make your goals too great to bear.

As Utica College describes, "You are constantly busting your butt to live up to that impossible standard and feel mortified when somebody realizes that you are, in fact, imperfect like everyone else."

The Nest notes how stress can be stifling, "Perfectionism creates stress, because realistically creating a perfect product demands perfect conditions. These conditions won't always be present in the workplace. Distractions, sudden interruptions, and unexpected new developments will constantly shift production and change your day."

The pressure of striving for "perfect" can be a pitfall. Loosening up can be a lifesaver.

It Can Lead to Procrastination

There's no time like the present thumbor.forbes.com

Procrastination may seem like the last thing that coexists with perfectionism, but the drive to be the best can lend itself to setbacks and stagnation. As My Body + Soul points out, "Unhealthy perfectionism can turn people into procrastinators or avoiders. They take longer to do a task and won't just give things a go."

Career Addict notes, "Perfectionists usually have a specific way of doing things which they deem as the best. They assume that they know everything and are therefore unwilling to embrace input from other people. This denies them the opportunity of being exposed to new situations and ideas they would have learned from."

Personal Excellence explains why this correlation is common, "When it's time to get to work, they (procrastinators) become extremely detail oriented, start to obsess about every single thing, get weighed down by every problem, and get caught up by the need to create everything perfectly. Over time, such intricate attention becomes too painful, and this subsequently leads to procrastination — putting off a task to get some relief, but is in actual fact pushing away the pain that they create with each task."

There is nothing perfect about missing deadlines or pulling "all-nighters."

Your Well-Being Can Suffer

No pain, no gain? reginaboyd.com

Be it mental or physical (or a combination of the two), perfectionism can lead to problems, and one's health can be at risk. Emotionally, "[perfectionists] want to achieve precision in everything, yet this precision creates great unhappiness for themselves," notes Personal Excellence. "In the end, they build this cave of misery that they suffer in each day." Career Addict adds, "Perfectionists are usually workaholics who will not stop until they achieve the result they desire. They constantly sacrifice recreation, food and sleep for the sake of work."

As per BBC Future, "The drawback of perfectionism isn't just that it holds you back from being your most successful, productive self. Perfectionistic tendencies have been linked to a laundry list of clinical issues: depression and anxiety (even in children), self-harm, social anxiety disorder and agoraphobia, obsessive-compulsive disorder, eating disorders, post-traumatic stress disorder, chronic fatigue syndrome, insomnia, hoarding, chronic headaches, and, most damning of all, even early mortality and suicide."

You are stretched too thin, exhausted, and ultimately, unsatisfied.

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If you use credit cards, keeping in control of how you manage them is a must.

Aside from paying your bills on time, there are other ways to stay on top of your credit. Even canceling your cards every now and then can be beneficial, provided the reason(s) behind doing so will help your credit in the long run. These reasons to cancel make sense when you are experiencing credit chaos. Always check with an expert before "pulling the plug," but act in a timely manner to make the most of your money.

Cancel before crisis www.wisebread.com

You Saw Fraudulent Charges on Your Card

Wait a minute! You were in Virginia when your card was used to pay for a $500 dinner in Manhattan! Looks like someone got a hold of your card number and treated himself to Champagne and caviar. Along with reporting the issue to the card company at once, it may be a smart idea to cancel the card too.

As Cheat Sheet explains, "In situations where your credit card was stolen or lost, your card issuer will usually close the account and issue a new card. However, if a business is making unauthorized charges, your best choice is to close the card. For example, if you signed up for a monthly service and then decided to cancel, but the business is still charging you even after you've notified it about the issue, keeping the card might not be in your best interest."

Credit.com adds, "You may want to close your account rather than risk having to fight to get charges reversed in the future." Save yourself from ongoing hassle by nipping the situation in the bud before you've got a garden to tend to.

The Annual Fees are Through the Roof

Credit cards provide convenience, but we pay the price with fees that can be absurd. As The Motley Fool points out, "High-end credit cards usually come with annual fees to account for all the perks they provide, but how much are they really worth? Some simple math can show whether the combined value of your rewards is greater than the fee you're shelling out every year."

Before canceling, see if you can get the fee down…no, it isn't set in stone. As Cheat Sheet recommends, "Before closing your card, you can try to negotiate for a lower rate or fee. If your efforts are not fruitful, it's time to move on. High fees will lengthen the time it takes to pay down your debt."

You've Been Overspending

Some people don't realize how much they're spending when they whip out that little piece of plastic and splurge. Even little items add up quickly, leaving folks flabbergasted when the monthly bill arrives. If you're the type to overspend, particularly when using your card, it may be time to quit cold turkey, at least until you gain some self-control.

According to The Motley Fool, "Nearly 60% of Americans have maxed out a credit card at least once in their lives, according to an American Consumer Credit Counseling survey. Overspending with credit can leave you saddled with balances that increase by the day thanks to high APR interest, potential late fees, and max-out penalties. If you can't control yourself, it's a good idea to close your credit cards -- even the ones with remaining balances. You'll still be able to pay off your debt, but you won't be able to keep making charges."

You're Getting Divorced

Divorce is painful enough – and the financial aspects of splitting only add more headaches and hassles. According to Credit.com, "If you are separating or getting divorced from someone with whom you share a joint account, go ahead and close it. Otherwise, as long as the account is open, you are fully responsible for any bills your soon-to-be-ex runs up."

Start fresh financially once those cards are dealt with, and leave zero room for more back and forth battles over the bills.

Do you really need all those? www.greenamerica.org

For information on applying for a new credit card, see the best way to go about it before signing up.

Via thewhitehousemarketplace.com

They say a messy desk is a sign of creativity (at least the messy people do) but wouldn't some organization be a breath of fresh air? Papers everywhere, not a pen in sight, and Post-Its floating around like a ticker tape parade may make it seem like you're working hard, but when your 2:00 meeting rolls in, your area looks more "pigsty" than professional. Get your items in order, clear your chaos, and you can still be as "creative" as before…just now you'll know where your staple remover is. Here are seven desk top items that add style, sophistication, and storage.

Gold 4 Cup Kiara Desk Organizer with Tray

Gold 4 Cup Via worldmarket.com

Give your desk the royal treatment by keeping your odds and ends neatly stowed away in cups of gold. The Gold 4 Cup Kiara Desk Organizer with Tray adds a high-end touch to your workspace, keeping your things in order while serving up stylish appeal. The golden metal cups are attached to the tray, so everything stays in one area, leaving you plenty of desk space to work. Place your pens, paper clips, thumbtacks, and other items in the gold cups, giving way to a tidy space that shines.

Cost: $22.49 (on sale!)

PBteen Organize It System Homework Caddy

PBteen CaddyVia pbteen.com

While this caddy is catered towards tweens and teens, anyone can make use of this fashionable and functional setup, perfect for office or cubicle use. The PBteen Organize It System Homework Caddy is just as effective for workplace organization, with handy places to keep desk supplies, a calendar for marking appointments, and other areas for notes, reminders, and everyday to-dos. Hang on the wall for convenience and a clearer desk top, and transform your space into something more stylish.

Cost: $9.99 - $34.99 (various size options)

Mind Reader Axel Desk Organizer with Charging Station

Mind Reader Via bedbathandbeyond.com

Keep your space sleek, "juice" up your tech gear, and even tuck your keyboard away with one snazzy on-desk organizer. The Mind Reader Axel Desk Organizer with Charging Station is super for maintaining an organized desk with all the bells and whistles you need for modern convenience. You can even place your coffee mug on top when you need a full desk for papers and projects. Charge your devices, confine your gear, and feel put together when everything has its place.

Cost: $19.99

Lipper 4-Tier Bamboo Desk Organizer

Lipper 4-TierVia bedbathandbeyond.com

Stow away your staples, spreadsheets, and everything in-between inside the Lipper 4-Tier Bamboo Desk Organizer. Use the top shelf for easy reach, the storage shelf for books or files, and the bottom drawers for items you want to keep out of site. The natural bamboo is neutral and classic, the design is simple and sturdy, and you'll feel much better about the state of your desk top when everything is orderly and organized.

Cost: $25.99

White House Marketplace Three Bin Desk Organizer

White House MarketplaceVia thewhitehousemarketplace.com

Rustic and reliable, the White House Marketplace Three Bin Desk Organizer is a "shabby chic" storage piece for a desk that's prone to become untidy. Various compartments of different sizes provide space for the usual desktops items that haven't had a "home" until now. The handle and fixtures add a nice touch when you want something eye-catching as well as organizational.

Cost: $24.49

Offex Supplies Organizer

Offex Via overstock.com

Bold and beautiful with a carousel shape and lots of labeling, the Offex Supplies Organizer will turn your previously disheveled desk into a cleaner corner. This organizer rotates for convenience as you keep the essentials in order yet ready when you need something in a snap. Made of all wood and richly colored in deep brown, this supplies organizer will be the centerpiece of a much cleaner workspace.

Cost: $55.99

Tilt Desktop Storage Bin

Tilt Storage BinVia ldproducts.com

Placed on your desktop or mounted to the wall, the Tilt Desktop Storage Bin is the perfect way to stock supplies nicely and neatly within reach. The clear bins let you peer inside so you know where everything is without rummaging through drawers like you used to do. Fill them up with pens, pencils, tape, note pads, you name it. All of your supplies will be stocked seamlessly.

Cost: $25.39

A clear desk = a clear mind. Get organized!