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Everyone wants to save money, but life on a strict budget can start to feel like an exercise in misery.

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Unless you're Mackenzie Bezos or ex-husband Jeff, chances are you budget your money. You know how much of your monthly income you want to spend on groceries, rent, and leisure, and maybe you even put a portion of each paycheck in savings. But what about budgeting for a specific goal? Is it a short-term or long-term goal? What are the best tools for both?
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If you've ever had the bad luck of checking your bank account on payday only to find you haven't been paid yet, you know just how frustrating a delayed paycheck can be. Luckily, the law is on your side. Most states operate similarly when it comes to paycheck laws, and all states (except Alabama and South Carolina) mandate weekly, biweekly, semimonthly, or monthly payments. That means if your employer misses a paycheck, they can be held accountable by law. If you want to know the exact payday laws in your specific state, you can check this list.
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