If you want to be the proud owner of an iPhone XS, it'll cost you. Buying the sleek new model direct from Apple will run you about $1,000. But if you buy one second-hand, you could find the same device for nearly half the price. The rub: Buying used smartphones can be risky business. Due to scams and carrier limitations, you need to do some serious research, hope for the best, and prepare for hitches before (and sometimes, after) you lay down your hard-earned cash. That doesn't mean you shouldn't consider purchasing a used smartphone—which could save you hundreds if you know what you're doing—especially as the new year rolls around.
"When supply outstrips demand there are bargains to be had," Matt Barker CEO of second-hand camera marketplace MPB tells Gizmodo. "January just after the new year is the best time to buy... the supply of second-hand gadgets surges after Christmas as unwanted presents get sold."
If you're looking for a used smartphone sold directly from the seller, head over to Swappa, the online gadget marketplace, or even eBay. Craigslist has seller-direct options as well, but the lack of public reviews makes it harder to vet the seller. Meanwhile, Gazelle and Best Buy work with third party intermediaries who verify the phone's condition, but that can makes the prices steeper. (Note: we're not talking about refurbished phones, which usually are factory direct models that come with a warranty and an even higher price-tag.)
So say you've found a used smartphone at the cheapest price possible. How do you know it's going to be scratch-free, reliable, or generally in working order? You don't. But you can do some homework before you make your purchase.
Step 1: Really examine the listing
Listings for used phones bare some telltale signs of reliability. You want to make sure your seller has plenty of legit, positive feedback from buyers, and real photos of the individual product—not just shots ripped from the original retailer. "Look for five-star reviews, and avoid listings with stock photos," writes Popular Mechanics' Alexander George.
Step 2: Know the code
A crucial step in your purchase is obtaining the IMEI (International Mobile Equipment Identity) code, which can be found on both IOS and Android devices and included in your seller's listing. (If your seller doesn't list the code, you can ask for it directly.) When you enter the code either into Swappa's code checker, or on your own mobile carrier's code checking page (Verizon, AT&T, T-Mobile and Sprint all have one) you'll be able to find out whether the phone is able to activated. If it was lost or stolen and someone is attempting to resell it, chances are it will be locked by the carrier. That means you'll end up with a device that's unusable.
Step 3: Check with your carrier
You also want to confirm that the phone you're purchasing is compatible with your carrier (regardless of what the listing says), which you can do by visiting their website or calling them up and reading them the IMEI code. They'll be able to detect if the device is compatible with your plan or not.
Step 4: Ask the seller a few more questions
Don't be shy about asking for additional information, like whether or not the device includes the original headphones, charger, etc. You also want to get any details about scratches and other possible exterior or interior hiccups with the phone before you decide to make your purchase. If the price is too good to be true, there's usually a reason.
Finally, check that the seller has a solid return policy—this will save you big if your phone isn't up to snuff. "You've got to know who you're buying from, so you have recourse if something goes wrong" Dillard tells Digital Trends. "If you buy second-hand from a retailer, make sure they have a good return policy."
Step 5: Pay with extra security
Before you decide on a payment method, consider where and how you're making your purchase. "Experts recommend looking for trusted payment gateways, including Braintree and PayPal, and buying from stores that use services like CheckMEND to flag up stolen goods," writes Gizmodo's David Neild. "Buying with a credit card rather than a debit card can give you some extra protection in terms of getting refunds for faulty goods—check with your credit card issuer to see if anything like this is available for you."
Step 5: Seriously inspect your new smartphone
If you can meet a seller in person to examine the phone before you make the purchase, you can decide if it's worth the money, or even negotiate a lower price if you spot any inadequacies. If that's not an option, you should still scan the phone like a human x-ray machine, looking for dinks and damages, once it's arrived via mail and you're holding it in your hands.
"Obviously, scratches, dents and cracked glass will be evident by handling the phone," Ben Edwards, chief executive of used-tech marketplace Swappa tells the New York Times. "Water damage is harder to spot from the outside of the phone, but every phone usually does have one or two moisture indicators — sometimes behind the battery, sometimes in the SIM card tray. That's one of those things that should be checked once you've got the phone in hand." You'll also want to charge the phone and insert your own SIM card.
If there are unexpected issues, you can contact the seller for a refund or discount, or if you used a credit card with protection, you can dispute the purchase.
Step 6: Restore Factory Settings
The final step is to restore the factory settings on your phone. This isn't just to wipe the slate clean on a used phone, but to check that the device isn't still linked to any cloud accounts that will disrupt your service. Once you're able to login to all your own accounts you will be rewarded with a new-ish smartphone you don't have to pay off for the next hundred years.
When people think of gifting, they tend to think of the winter holiday season.
Suddenly, every store offers gift wrapping and the internet is a cornucopia of gift guides. I get super into it, making lists — like Santa himself — of who’s getting gifts r and who’s getting nuffin because they scorned me last time around. Black Friday and the winter sale season have trained me well - I’m now in the groove of saving in advance, prepping my budget, and keeping an eye out for major sales.
But with all that anticipation in winter, there’s almost nothing of the sort in spring. And, after going through my spending last year, I realized why I felt like all my money was going down the drain from April to June: this is a holiday-filled season too!
At first, I blamed it on hot-girl summer — and maybe in part, this was the case. Buying new clothes to refresh my stale pandemic wardrobe, and admittedly getting carried away with my post-vax excitement for going/doing/seeing everything all took hits at my budget.
In the future, I’ll make sure to prep more for summer because every year brings new exciting things to spend money on – especially outside.. Plus, as travel becomes more and more seamless with fewer restrictions, having a “summer buffer” will let me dip into my savings for trips that may come, not into my credit card balance.
I told myself I’d make those financial decisions for the summer, but it wasn’t just the summer. The whole spring was a financial pit and I didn’t completely understand why. After all, isn’t spring for cleaning, decluttering, and even making money by ditching things that aren’t serving you? Why then, did I keep watching my accounts get drained?
The answer is gifts. From Easter in April, Mother’s Day in May, Father’s Day in June, and more, spring is a parade of little holidays that sneak up on you with their obligatory gifting. And it doesn’t even end there for me – I have a ton of friends’ birthdays during these months! With Tauruses being known for their materialism (or maybe that’s just the ones I know), I always splurge on their presents. This leaves me with an empty checking account … kind of by surprise.
In the winter, I prep and save and budget. In the spring, I scramble and overspend. But not this year. This year, I’m very aware that it’s gifting season and I am planning accordingly.
Adele, a Taurus, courtside in all designer. See what I mean? Does she LOOK easy to impress? No, this is why I'm broke
How to Save For Short Term Goals Using Sinking Funds
According to personal finance blogs, one of the keys to saving enough for seasons like this is starting early. Establishing what is known as “sinking funds” is the most efficient way to consistently save for short-term goals. From everything to impending vacations to holiday gifts, sinking funds let you start planning early and reinforce good spending habits. No longer will you be surprised by recurring bills or how much a vacation really costs – the money will be saved, waiting for you to enjoy.
TIME defines sinking funds as a special kind of savings account. “A sinking fund functions similar to a savings account, but with a purpose and approach all its own,” says TIME. “A sinking fund is money you set aside for a specific upcoming expense. Unlike a general savings account or emergency fund, a sinking fund has a clear purpose attached to it — whether it’s to save for a vacation, down payment on a home, or a big-ticket splurge. The financial educator Haley Sacks has a sinking account just for astrologists. If you have a big expense coming up, you might consider creating a sinking fund to take the stress out of saving for it.”
I’m taking notes — and even considering starting my own astrology sinking fund — and I already made one for “Spring Surprises.” For any savings goal, keeping a separate savings account apart from your checking account is the first step to making sure you’re actually contributing to it. Seeing that number get closer to your goal is great motivation. For sinking funds, I make many different savings accounts, all with specific names according to the goal. I even add the goal amount and the month it’s “due” to the account name so I know when each is coming up. This gets me excited to see the fruits of my labor and keep contributing consistently. It also makes it easier to budget for my sinking funds each month with a dedicated amount.
Sinking funds are great cash flow tools that keep you in control of your purchases. According to Clever Girl Finance, a popular personal finance blog for women: “When you don't have a sinking fund, you may be forced to make these purchases through another source of funds, i.e., your emergency fund, your savings account, or your credit card. A sinking fund helps you to plan for large purchases. It also helps you stay on track with your savings goals, keeps your debt low, and allows you to make purchases freely without feeling the pinch.”
This added security lets you spend money on gifts guilt-free. Once it’s in your sinking fund, you can spend it for its allocated purpose without having to worry about other expenses or going into debt. You’ve planned for this. And now you can be generous without the unexpected stress of draining your checking or even your own spending money.
What to Buy This Spring
With all the little holidays that accumulate during the season, it can be easy to be surprised by them. Sinking funds take care of the financials, but an extra step of planning never hurts. Figuring out what you actually want to buy in advance lets you track prices and take advantage of sales, rather than buying whatever marked-up mother’s day bouquet you come across last minute.
Be the best gifter of the season by simply being prepared. You can find unique gifts for all your loved ones on Uncommon Goods.
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Everything on Uncommon Goods is “all out of the ordinary.” From highly specific and aesthetically pleasing tools for niches like gardening to crowd-pleasers like mimosa-makers or beer lovers’ gift sets, Uncommon Goods has something for everyone.
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Never spiral out of control when spring comes again. Make a smart purchase decision for you, your lucky giftee, and Ukrainian refugees by choosing Uncommon Goods for all your gifts this season.
Kim K is acting up again — nature is healing.
After Kanye West recently went on an online tear trying to win Kim back by … weaponizing his fans against her and her boyfriend — the logic is flawed, especially since West was simultaneously parading his relationship with Julia Fox — a judge declared Kim Kardashian legally single. Silly me, I thought this would be the end of the whole ordeal. I naively hoped that I would get some peace, quiet, and respite from the Kardashian/Jenner/West/Barker/Fox/Davidson/whoever-else brood for at least a little while.
Once again, I was wrong.
Kim Kardashian recently made it Instagram-official with Pete Davidson in a very on-trend photo dump. And — predictably — this went viral. This is … whatever. Good for them. However, at the same time, a video of Kim’s advice to business owners also went viral.
In an interview for Variety, the magazine asked Kim for her "best advice for women in business." In response, Kim said — in all seriousness and without a hint of sarcasm or self-awareness — “Get your f—ing ass up and work.” She continued: “It seems like nobody wants to work these days. You have to surround yourself with people that want to work. No toxic work environments and show up and do the work. Have a good work environment where everyone loves what they do because you have one life.”
If this sounds like bad advice, it’s because it is. In fact, none of it really means anything substantial. At best, it’s vacuous and unhelpful. At worst, it's ignorant and completely insensitive.
Emerging from a global pandemic that ravaged the economy with high rates of unemployment and confused work boundaries for those who could work, Kim’s assessment of people “these days” is outrageously out of touch.
In fact, most people are working more. Studies show: “Nearly 70 percent of professionals who transitioned to remote work because of the pandemic say they now work on the weekends. And 45 percent say they regularly work more hours during the week than they did before.”
While the rise of remote work promised more freedom and flexibility, it actually placed increased pressure on employees. They face rising workloads — especially in shrinking departments that laid off some employees due to budget cuts — and less ability to advocate for themselves. So, even if Kim is right and people don’t “want to work,” they’re working anyway. And they’re working more than ever.
According to Paul McDonald, senior executive director at LA-based staffing firm Robert Half, "While remote work affords employees greater flexibility, it also makes disconnecting extremely difficult. Many people feel pressure to keep up with rising workloads and are putting in long hours to support the business and customer needs.”
This pressure, combined with hastily-set-up remote systems means employees have been left in limbo, clocking in at the end of the world. “Simply handing an employee a laptop and downloading Zoom or some other collaborative software is not enough to help employees manage their work and lives through the pandemic and beyond,” says Cali Williams Yost, a nationally recognized expert on workplace flexibility and founder of the Manhattan-based consultancy Flex+Strategy Group.
Due to the prevalence of hustle culture, these boundaries are even more blurred. Unfortunately, the glorification of non-stop hustling was omnipresent during the pandemic. Remember when we first started lockdown and everyone was like, “write a book,” or “get a six-pack.” Somehow, that expectation still stands, and now those who got crypto-rich or exploited people’s pandemic vulnerabilities are looking down on the people who didn’t.
Kim is the latter. Her various business ventures all depend on selling consumer insecurities back to people. The self-image she constructed for her brand is one that promises her fans they can get a piece of her life, her success, her looks if they only spend more and more money.
According to Kim, her job is burdensome. She defended herself, saying: “When you do product shots (or) when you (post) things that are work-related posts, it's still a job and it's still really hard. Success is never easy. If you put in the work, you will see results.” But once again, this is overly simplistic, oblivious, and ignorant.
Not to say that she hasn’t leveraged the privileges she’s been given, but that’s just it. Kim Kardashian was born in proximity to wealth and fame, all of which provided her with the opportunities she has now leveraged for her success. And some of these opportunities have come at the cost of other people — i.e. her whole aesthetic and how it was built on a foundation of anti-blackness. As a fair-skinned woman, Kim was praised and uplifted for embodying aesthetics that Black women have been shamed and degraded for. So her success is not merely a result of her desire to work, her individual actions. Rather, it’s because she had all the prerequisites to success. But not everyone can just reach out and choose a life of access, ease, and abundance.
To be honest, the Variety question was kind of a setup. Kim’s relationship with work is not like most people’s, so no advice she would have given would be relatable. Sure, it didn’t have to be so shallow or perpetuate toxic ideas about work. But the lesson here is clear: don’t take work advice from Kim Kardashian.