A recently posted job advertisement from Time Out New York highlighted the overworked everyday routine of Melissa Sinclair, an anonymous employee.

From scrambling to meet deadlines and struggling to hire suitable freelancers, Sinclair is at risk of becoming "burnt out" or wanting to leave.

Not only can Sinclair not find "good enough candidates," she has to do the missing work herself — which includes working on multiple cities. Sinclair is currently "completely swamped and overwhelmed," even with the design team chipping in and helping her.

The proposed solution highlighted in the ad — presumably a private message between two employees — is to hire a full-time photo editor instead of relying on fickle and uncertain freelancers.

Of course, the Internet had a field day — Twitter users even got the hashtag #GiveMelissaARaise trending along with memes and gifs depicting the situation. Since then, the original posting on Indeed has been taken down.

It's all fun and games when we're looking at the situation from the outside.

But what about the actual day to day life of Sinclair? Being overworked and stressed can have damaging effects to your health — sometimes even risking your life.

According to a number of different studies, overworking and stressing can accumulate to various health problems such as trouble sleeping, depression, alcoholism, diabetes, heart disease and impaired memory.

Recent studies have also suggested that overworking might be a factor in approximately 120,000 deaths a year.

If you're stressed out all the time or always dreading the work day, I've got some bad news for you — you're on the fast track to burning out.

Instead of trying to keep up with your current lifestyle, take a breather and rethink your commitments.

Reevaluate your expectations — you're not always going to accomplish those enormous goals you set for yourself and that's okay. Learn how to say no to certain assignments that are unnecessary or will add too much to your workload.

Take vacation days — don't save up all your vacation days until the very end. Space them throughout the year and use them to develop your interests and hobbies. Or just go to the beach!

Don't compare yourself to others — sure, Margaret from the next office over can do a little more than you. But does she have the same lifestyle as you? The same commitments? Realize that everyone is different and it's okay to not have the same accomplishments as everyone else.


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I thought I had a pretty good handle on my finances out of school. I worked several jobs while attending university and had little to no problem managing my income. However, once I graduated, I realized how much more complicated personal accounting could really be.

There were so many variables I needed to keep track of. Biweekly bills, monthly charges, and general necessities amounted to a heap of confusing numbers that were often impossible to decipher. The funniest part was that I was actually trying to do this by hand (I don't know what I was trying to prove to myself, either).

After messing up for the 17th time, I decided to give Microsoft Excel a shot. I used Excel a bit in school and I knew all the big-wig finance people used it, so what could I possibly have to lose? The answer is about six hours of my precious time. Excel isn't much of an improvement over handwriting and it's still dependent on the user to manually input all of the information. It's like doing everything by hand with the slightest help, meaning that it still required a tremendous amount of time and concentration. Well that was all for nothing, I guess.

It's sort of funny. I was certain that I could manage my personal finances with ease, when it's practically a full-time job. I was already stressed out enough with my first job and I knew I didn't have enough time to give my finances the attention it deserved.

That's why I decided to try out a budgeting app. My best friend told me that he uses an app called Truebill to manage his finances. "What does it even mean to manage your finances?" I asked him. He told me that Truebill was the personal financial assistant I wished I could have. It could aggregate all of my account information into one place and give me specific insights and actions.

I loved the idea of having full control over my finances, especially during a time of financial uncertainty, and I realized that Truebill would be the easiest way to accomplish this. The user interface is incredibly simple and intuitive, so it doesn't even feel like a finance app! Truebill offers a multitude of features, with their most popular being the ability to cancel subscriptions with the press of a button.

Okay, I had no idea how many subscriptions I was still subscribed to. In fact, I wasn't even using a quarter of the subscription services I was signed up for. Subscription boxes, streaming services, my old gym, and even an old subscription to my favorite magazine--it was all there and I was livid. How could I let myself waste all of this money and how did I never catch this? Thank goodness for Truebill.

Truebill also offers bill negotiations. There is a 40% fee based on how much you save and Truebill even claims that there is an 85% chance that they'll be able to lower your bill once a negotiation is requested. Why wouldn't I take them up on this? There was zero risk and I would only have to pay once my bill was lowered (which means that I would be saving money regardless).

More standard features of Truebill include the ability to generate a credit report on-demand and even request a pay advance. I only used the pay advance feature once when I wanted to buy a gift for my mom, but didn't have enough cash in hand and Truebill automatically reimbursed itself when I got my next paycheck.

The credit report is another fantastic feature and practically taught me what good credit meant. Truebill's credit report basically shows you which financial decisions have the most significant impact on your credit score and ways that you can improve your credit month-over-month. I've never had such control over my credit and it feels good.

I'll be the first to admit that I was extremely naive coming out of school. I figured that as long as I was attentive, I could manage my finances with ease. We manage money to some extent throughout our entire lives, but once you're thrown out on your own, it's a completely different story. With Truebill, I've finally been able to take control over my finances and stay on top of all of my responsibilities.

Update: Our friends at Truebill are extending a special offer to our readers! Follow this link to sign-up for Truebill.