tips

A few years ago I was at Coachella, buying overpriced, under-seasoned food from a vendor who was particularly kind. Par for the course, all of these events are dominated by Square payments that provide the oh-so-convenient option to tip your gracious server. Oftentimes, the transaction is so quick, you’re wondering if you should even tip at all.

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Chances are up to know you've only interviewed for service or retail industry jobs that you've gotten right on the spot. Or your mom used some pretty sketchy nepotism to secure you that receptionist gig one summer — shhh, no one has to know.

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You've probably resolved at least once in your life to commit to a budget and reduce expenses in your home. But the changes that spring to mind—canceling TV packages, lowering the heat and A/C, etc.—sound uncomfortable and difficult. However, it's surprisingly easy to make small, simple changes in your home and routine that add up to major annual savings.

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Life in your 20s is very different from life in your 50s. You aren't in the same place each decade of your life and your financial needs change. There are constant good decisions like don't spend more than you can afford, save up for a bad day, and so on but what about the advice that changes? Here are some of the best pieces of advice for each decade of your life.

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