With constant technological changes, even the most qualified of candidates can fall behind. A potential employee will value people they don't have to spend too much time training on new software as it becomes available. Expanding your skills regularly will make you much more valuable in the job marketplace
But how do you stay on top of all the new software as it comes out? The internet has a few resources for you.
YouTube is the most popular video sharing platform. You can search for almost anything and there will probably be a video about it. This is an easy and completely free way to learn Photoshop or any other program you desire. There are also plenty of videos to buff up your interview skills or learn about public speaking. YouTube isn't just for cat videos. It is also an unlimited treasure trove of knowledge that can really help you grow your skillset.
However, there is a downside to using YouTube. Having videos uploaded by literally anyone about almost anything can be a great resource, but this also means you might find a lot of poorly produced videos. You can still learn quite a bit from whatever you find, but they probably won't be as easy to understand or follow as other paid training programs. YouTube is most useful as a brush up on skills you already have or to quickly fill in the gaps of your basic knowledge.
Lynda.com is a paid online service that features tutorials and training on a wide variety of subjects and programs. However, many libraries purchase subscriptions that are available to use at no cost to you. Every single course is professionally produced with clear lessons and tasks. If you already know something, you can just skip that section. The courses are taught by verified industry experts so you don't have to wonder if you're learning things the wrong way. You can also watch courses on any of your devices at any time.
Unfortunately, if your local library doesn't purchase a subscription to Lynda.com, you'll have to pay for access yourself. You'll definitely be paying for quality, but this isn't always an option for everyone. But if you have one or two courses in mind, the 30 day free trial might be enough to learn a few things.
Skillshare is another premium video training service like Lynda.com, but it is a little less expensive. Skillshare is tailored more specifically to creative professionals. Still, many of its courses can be applicable across fields. Like Lynda.com, you can access courses made up of set lessons that you can skip around. You can download videos to watch offline on mobile devices as part of your subscription. Lynda.com requires its highest subscription tier to unlock this feature. Many of the courses are taught by experts, but artists can also create their own courses to teach specific skills they have picked up in their own careers. Either way, there is a lot of experience and expertise behind each lesson.
Just like Lynda.com, the drawback is that you have to subscribe to get full access. When you sign up, you also get a 30 day free trial. However, there are many promo codes circulating online that will allow you to get a full two months free. You're still paying for quality, but that one or two month free trial might be enough for your short term needs.
What is Robinhood?
The Robinhood app debuted in 2013 as a first-of-its-kind revolutionizing free investment platform. Much like the 700-year-old story of the hero to the people, Robin Hood, FinTech entrepreneurs Vladimir Tenev and Baiju Bhatt created the platform in order to make stock trading easily accessible to the general public and not just the wealthy.
The National Financial Educators Council (NFEC) surveyed young adults in 2017 and asked them what high school level course would benefit their lives the most.
The majority responded that money management was the course that would be most beneficial.
With personal debt is at its highest record and COVID-19 threatening to have the hardest economic effects on youth, understanding money and finances is an important life lesson that should be taught to children at a young age.
The following is a list of the best financial literacy lessons and tips to teach children throughout different life stages.
I thought I had a pretty good handle on my finances out of school. I worked several jobs while attending university and had little to no problem managing my income. However, once I graduated, I realized how much more complicated personal accounting could really be.
There were so many variables I needed to keep track of. Biweekly bills, monthly charges, and general necessities amounted to a heap of confusing numbers that were often impossible to decipher. The funniest part was that I was actually trying to do this by hand (I don't know what I was trying to prove to myself, either).
After messing up for the 17th time, I decided to give Microsoft Excel a shot. I used Excel a bit in school and I knew all the big-wig finance people used it, so what could I possibly have to lose? The answer is about six hours of my precious time. Excel isn't much of an improvement over handwriting and it's still dependent on the user to manually input all of the information. It's like doing everything by hand with the slightest help, meaning that it still required a tremendous amount of time and concentration. Well that was all for nothing, I guess.
It's sort of funny. I was certain that I could manage my personal finances with ease, when it's practically a full-time job. I was already stressed out enough with my first job and I knew I didn't have enough time to give my finances the attention it deserved.
That's why I decided to try out a budgeting app. My best friend told me that he uses an app called Truebill to manage his finances. "What does it even mean to manage your finances?" I asked him. He told me that Truebill was the personal financial assistant I wished I could have. It could aggregate all of my account information into one place and give me specific insights and actions.
I loved the idea of having full control over my finances, especially during a time of financial uncertainty, and I realized that Truebill would be the easiest way to accomplish this. The user interface is incredibly simple and intuitive, so it doesn't even feel like a finance app! Truebill offers a multitude of features, with their most popular being the ability to cancel subscriptions with the press of a button.
Okay, I had no idea how many subscriptions I was still subscribed to. In fact, I wasn't even using a quarter of the subscription services I was signed up for. Subscription boxes, streaming services, my old gym, and even an old subscription to my favorite magazine--it was all there and I was livid. How could I let myself waste all of this money and how did I never catch this? Thank goodness for Truebill.
Truebill also offers bill negotiations. There is a 40% fee based on how much you save and Truebill even claims that there is an 85% chance that they'll be able to lower your bill once a negotiation is requested. Why wouldn't I take them up on this? There was zero risk and I would only have to pay once my bill was lowered (which means that I would be saving money regardless).
More standard features of Truebill include the ability to generate a credit report on-demand and even request a pay advance. I only used the pay advance feature once when I wanted to buy a gift for my mom, but didn't have enough cash in hand and Truebill automatically reimbursed itself when I got my next paycheck.
The credit report is another fantastic feature and practically taught me what good credit meant. Truebill's credit report basically shows you which financial decisions have the most significant impact on your credit score and ways that you can improve your credit month-over-month. I've never had such control over my credit and it feels good.
I'll be the first to admit that I was extremely naive coming out of school. I figured that as long as I was attentive, I could manage my finances with ease. We manage money to some extent throughout our entire lives, but once you're thrown out on your own, it's a completely different story. With Truebill, I've finally been able to take control over my finances and stay on top of all of my responsibilities.