emergency fund

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The holiday season can be a really stressful time, both mentally and financially. It is difficult to maintain normalcy when there's a number of people to think about, presents to buy, and gifts to wrap... all while life carries on around you. If you're looking for a great way to organize all the gifts you need to buy and keep track of how much you want to spend then check out Santa's Bag.
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Personal Finance in Your 20s For Dummies

Eric Tyson

The clearest and most extensive explanation of everything you need to know about personal finance. If you need to learn what a credit score is, when you should use a checking or savings account, or any other first step into the realm of finance then this is your go-to book. It is broken down into sections so you don't need to read it cover to cover. Use this as a guide and find the section you need in the table of contents and skip straight to it. Before getting any book that further explains the tips and tricks of finance make sure you have this book to explain the basics.

The Money Book for the Young, Fabulous & Broke

Suze Orman

A very pragmatic, organized, and colorful guide to being young and broke. There are sections geared at those fresh into the professional world featuring topics like surviving on low salaries, how to find jobs, paying off student loans and much more. It also features more adult topics concerning buying a home, buying your first car, and setting up retirement plans. There is a lot you can learn from the material in this book and it is a great early guide to personal finance.

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