5 Financial Books for Your 20s


Personal Finance in Your 20s For Dummies

Eric Tyson

The clearest and most extensive explanation of everything you need to know about personal finance. If you need to learn what a credit score is, when you should use a checking or savings account, or any other first step into the realm of finance then this is your go-to book. It is broken down into sections so you don't need to read it cover to cover. Use this as a guide and find the section you need in the table of contents and skip straight to it. Before getting any book that further explains the tips and tricks of finance make sure you have this book to explain the basics.

The Money Book for the Young, Fabulous & Broke

Suze Orman

A very pragmatic, organized, and colorful guide to being young and broke. There are sections geared at those fresh into the professional world featuring topics like surviving on low salaries, how to find jobs, paying off student loans and much more. It also features more adult topics concerning buying a home, buying your first car, and setting up retirement plans. There is a lot you can learn from the material in this book and it is a great early guide to personal finance.

The 4-Hour Work Week: Escape the 9-5, Live Anywhere and Join the New Rich

Timothy Ferriss

This book has been a mega success and can teach young people about the financial opportunities of life. As a combination of a lifestyle and a finance book, this can be an enlightening read. It isn't just about how to make money but the reasons why we want to make money and how to live life to the fullest. If you are just graduating university and are interested in traveling before you enter the workforce consider reading this book. There are ways to make money while still going out and exploring the world.

Financial Literacy for Millennials: A Practical Guide to Managing Your Financial Life for Teens, College Students, and Young Adults: A Practical Guide to Managing Your Financial Life for Teens, College Students, and Young Adults

Andrew O. Smith

Geared towards young people this is a great book to get an early start at learning finance. Use this book to learn about smart spending and prepare yourself for the real world. Parents, this is a great opportunity to educate your younger kids on smart financial decisions for the future. Aimed straight for the target audience of young adults this book is easy to read and incredibly helpful for early life financial learning. This book covers every element of finance from specific advice to a general overview of financial policies and shouldn't be missed.

Rich Dad Poor Dad

Robert Kiyosaki

Robert Kiyosaki is a firm believer that school systems don't provide people with the financial education that they really need and in this book he puts forth his take on how to achieve economic prosperity. A longtime best-seller this is a great book for looking ahead towards your financial future. Focusing on how to make the most out of your money; this provides insight into smart investing. This book is built around the idea that rich and poor parents teach different financial lessons to their children but you can prosper no matter where you come from.

From Your Site Articles
Related Articles Around the Web
finance books for millennials
PayPath
Follow Us on

Where to Donate to Support Afghanistan and Haiti

Afghan women

NBC

Over the past month, both Haiti and Afghanistan have been pummeled by tragic disasters that left devastation in their wake.

In Haiti, a 7.2 magnitude earthquake erupted, leading over to 2,189 deaths and counting. A few hours later, in Afghanistan, Kabul fell to the Taliban just after U.S. troops had pulled out after 20 years of war.

In many ways, these disasters are both chillingly connected to US interference. The United States invaded Haiti in 1915, ostensibly promising to restore order after a presidential assassination but really intending to preserve the route to the Panama Canal and to defend US creditors, among other reasons.

But the US forces soon realized that they were not able to control the country alone, and so formed an army of Haitian enlistees, powered by US air power and intended to quell Haitian insurrection against US controls. Then, in 1934, the US pulled out on its own, disappointed with how slow progress was going. Haiti's institutions were never really able to rebuild themselves, leaving them immensely vulnerable to natural disasters.

Something similar happened in Afghanistan, where the US sent troops and supported an insurgent Afghan army – only to pull out, abandoning the country they left in ruins, with many Afghans supporting the Taliban.

In both cases, defense contractors benefited by far the most from the conflict, making billions in profits while civilians faced fallout and devastation. While the conflicts and circumstances are extremely different and while the US is obviously not solely to blame for either crisis, it's hard not to see the US-based roots of these disasters.

Today, in Haiti and Afghanistan, civilians are facing unimaginable tragedy.

Here are charities offering support in Afghanistan:

1. The International Rescue Committee is looking to raise $10 million to deliver aid directly to Afghanistan

2. CARE is matching donations for an Afghanistan relief fund. They are providing food, shelter, and water to families in need; a donation of $89.50 covers 1 family's emergency needs for a month.

3. Women for Women International is matching donations up to 500,000 for Afghan women, who will be facing unimaginable horrors under Taliban control.


4. AfghanAid offers support for people living in remote regions of Afghanistan.

5. VitalVoices supports female leaders and changemakers and survivors of gender-based violence around the world.

Here are charities offering support in Haiti:

1. Partners in Health has been working with Haiti for a long time, and they work with the Department of Health rather than around them, which is extremely important in a charity.

2. Health Equity International helps run Saint Boniface Hospital, a hospital in Haiti close to the earthquake's epicenter.

3. SOIL is an organization based Haiti, "a local organization with a track record of supporting after natural disasters." They are distributing hygiene kits and provisions on the ground to hospitals and to victims of the earthquake.

4. Hope for Haiti has been working in emergency response in Haiti for three decades, and their team is comprised of people who live and work in Haiti. They focus on supporting children and people in need across Haiti.

Related Articles Around the Web
charity

How the Beyoncé and Jay Z Controversy Shows Gen Z's Money Priorities

via Tiffany & Co.

When the new Tiffany's campaign was unveiled, reactions were mixed.

Tiffany's, the iconic jewelry brand which does not (despite what some might be misled to believe) in fact serve breakfast, featured Jay Z, Beyoncé, and a rare Basquiat painting in their recent campaign.

Keep reading Show less
cleo

How to Save Money on a Road Trip

Stacker

Stacker.com

Road trips can be a lot of fun — but they can also drain your wallet quickly if you aren't careful.

From high gas costs and park admission fares to lodging and the price of eating out every night, the expenses can add up quickly. But at the same time, it's very possible to do road trips cheaply and efficiently. Without the headache of worrying about how much money you're leaking, you can enjoy the open road a whole lot more. Here's how to save money on a road trip.

1. Prepare Your Budget, Route, and Packing List in Advance

If you want to save money on a road trip, be sure you're ready to go. Try to count up all your expenses before you hit the road and create a budget. It's also a good idea to plan your route in advance so you don't end up taking unnecessary, gas-guzzling detours. And finally, be sure to pack in advance so you don't find yourself having to buy tons of things you forgot along the way.

2. Book Cheap Accommodations — Or Try Camping

All those motel rooms can add up surprisingly quick, but camping is often cheap or free, and it's a great way to get intimate with the place you're visiting. You can check the Bureau of Land Management's website for free campsites. Freecampsite.com also provides great information on If you don't have a tent or don't want to camp every night, try booking cheap Airbnbs or booking hotels in advance, making sure to compare prices.

Camping camping road tripConde Nast Traveler

If you're planning on sleeping in your car, a few tips: WalMart allows all-night parking, as do many 24-hour gyms. (Buying a membership to Planet Fitness or something like it also gives you a great place to stop, shower, and recharge while on the road).

3. Bring Food From Home

Don't go on a road trip expecting to subsist on fast food alone. You'll wind up feeling like shit, and it'll drain your pocketbook stunningly quickly. Instead, be sure to bring food from home. Consider buying a gas stove and a coffee pot for easy on-the-go meals, and make sure you bring substantial snacks to satiate midday or late night cravings so you can avoid getting those late night Mickey D's expeditions.

Try bringing your own cooler, filling it with easy stuff for breakfast and lunch — some bread and peanut butter and jelly will go a long way. Bring your own utensils, plates, and napkins, and avoid buying bottled water by packing some big water jugs and a reusable water bottle. Alternatively, try staying at hotels or Airbnbs with kitchens so you can cook there.

4. Avoid Tolls

Apps like Google Maps and Waze point out toll locations, so be sure to avoid those to save those pennies. (If it takes you too far off route, you might have to bite the bullet and drive across that expensive bridge).

You can also save on parking fees by using sites like Parkopedia.

Road Trip Road TripThe Orange Backpack


5. Save on Gas

Gas can get pricy incredibly fast, so be sure that you're stopping at cheap gas stations. Free apps like GasBuddy help you find the most affordable gas prices in the area. Also, try going the speed limit on the highways — anything faster will burn through your tank. Be sure that you don't wait till you arrive at touristy locations or big cities to fill up.

6. Get a National Park Pass

All those parks can get really expensive really fast. If you're planning on visiting three or more parks, it's a great idea to get an America the Beautiful National Parks Pass. For $80 you can get into every National Park for one year.

From Your Site Articles
road trip