college

College is a pretty stressful time — different from high school, but still hard to deal with. They're basically your first steps to living by yourself. From being tempted to order in every night and textbooks that cost way more than they should, college can also be a money blackhole.

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Graduation season is upon us and young adults have spent their formative years learning, growing, and striving to reach their dreams. The world is at their fingertips and opportunity awaits. There will be struggles and triumphs, valleys and peaks, and lots of time spent in-between. Graduation, while the end of one era, is the start of a new beginning, full of hope and full of questions.

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I've always wanted to be independent from my parents ever since high school. I admit I got a late start, but I'm slowly transitioning from college to an apartment where I take care of myself. It can be scary though — what does "utilities" even entail — especially for someone like me who needs to plan everything out with numerous lists and endless research.

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A major thing I regret from my childhood is not asking my parents more about my college fund. They were secretive people — never liked to discuss finances with their children. But when I got to college, it turns out they didn't have enough. Not only did I feel betrayed, but also insecure about my own future.

I'm not saying you should save every cent you earn from the moment your little bundle of joy pops out, but there is a method to stress less and still secure a financially stable position for your child, even if they don't want to go to college.

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