I've always wanted to be independent from my parents ever since high school. I admit I got a late start, but I'm slowly transitioning from college to an apartment where I take care of myself. It can be scary though — what does "utilities" even entail — especially for someone like me who needs to plan everything out with numerous lists and endless research.


The pregame plan

Before you start, you should probably get some things in line so they don't come back to bite you in the butt later. Set aside some days to browse flea markets, garage sales or apps that sell cheap appliances, starting furniture and maybe even kitchen supplies. I scoured bins of unwanted objects my fellow students didn't want after the year ended — aim for the rich international students. I scored a microwave, a mini fridge, full length mirrors and some other useful stuff.

If you're still being taken care of by your parents, see if they'll keep you on their cell phone plan and health insurance if it's too much for you to take on for now. I know my parents wanted me to stay on because they got a discount for a family plan. When you're finally ready, you can take care of these things for yourself.

Set your budget

Always make a budget with the amount you are getting paid at the moment or an estimate that resides on the lower side. It's so easy to overestimate and get ahead of yourself which will leave you out to dry later. Calculate what you'll make per week, per month and per year so you can make long and short term budgets.

Rent and utilities

This is the most important aspect of your budget and something you should always set first. Between my boyfriend and I, we could afford to pay rent up to $2,000 a month in NYC but settled for an $1,800 apartment. Try to find a roommate — or a couple — if you can as paying rent by yourself can be bothersome. Also rent will of course be cheaper if you choose to live elsewhere.

Utilities include electric, gas, water, Internet and whatever else you need to make your apartment run. Some apartments have rent that cover the utilities so make sure you check up on that. I would set aside about $200 or more for these utilities but if you are moving into a house or a bigger home, it will go up.

Transportation

Since I live in the city, we basically get around by subway and Uber. It'd be super impractical to have a car since we'd have to pay for parking and gas. However, if you do decide to purchase a car or keep one you already have, set aside a budget for that. Be sure to include gas, car insurance, parking fees and maintenance.

However, if you take public transportation, consider an unlimited pass. An unlimited monthly Metrocard costs about $121 plus extra money for lazy Uber's will be about $150 per month. Decide how you should get around based on your surroundings.

Groceries, Toiletries and Miscellaneous

Since my boyfriend and I eat a ton — we're both super athletic — our grocery bill will stack up. We set the grocery budget to about $500 per month but a money-conscious normal-eating person could totally get by at around $300. Note that eating out is NOT included in this budget.

Toiletries range anywhere from tampons to toothpaste. Set aside $100 or so to get your monthly needs. Miscellaneous items include entertainment, play, date nights, Grubhub or anything else you might want to indulge yourself in. We set aside another $100 for this as we don't really have any room for fluff.

Savings

You should have two categories of savings — emergencies and long term. Emergencies can be anything from car crashes to rodent drop-in's. Long term is for money that you're saving towards a long term goal or expense. If you're slowly building up to an apartment to a house or starting early on your 401K, this fund covers that.

My boyfriend and I usually use the rest of the money from what we made that month towards the savings which adds up to about $600. If you think what you're saving isn't enough, redo your budget with cheaper amenities or skim from another category — looking at you, "miscellaneous."

I understand that my boyfriend and I have very well-off jobs for young adults literally just coming out of their teens so our budget might be bigger than most. Feel free to adjust this budget however you would like, but be sure to include all the elements. If you aren't quite ready to move out yet, that's fine too! This guide will still be here for you in a few years.

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Over the past month, both Haiti and Afghanistan have been pummeled by tragic disasters that left devastation in their wake.

In Haiti, a 7.2 magnitude earthquake erupted, leading over to 2,189 deaths and counting. A few hours later, in Afghanistan, Kabul fell to the Taliban just after U.S. troops had pulled out after 20 years of war.

In many ways, these disasters are both chillingly connected to US interference. The United States invaded Haiti in 1915, ostensibly promising to restore order after a presidential assassination but really intending to preserve the route to the Panama Canal and to defend US creditors, among other reasons.

But the US forces soon realized that they were not able to control the country alone, and so formed an army of Haitian enlistees, powered by US air power and intended to quell Haitian insurrection against US controls. Then, in 1934, the US pulled out on its own, disappointed with how slow progress was going. Haiti's institutions were never really able to rebuild themselves, leaving them immensely vulnerable to natural disasters.

Something similar happened in Afghanistan, where the US sent troops and supported an insurgent Afghan army – only to pull out, abandoning the country they left in ruins, with many Afghans supporting the Taliban.

In both cases, defense contractors benefited by far the most from the conflict, making billions in profits while civilians faced fallout and devastation. While the conflicts and circumstances are extremely different and while the US is obviously not solely to blame for either crisis, it's hard not to see the US-based roots of these disasters.

Today, in Haiti and Afghanistan, civilians are facing unimaginable tragedy.

Here are charities offering support in Afghanistan:

1. The International Rescue Committee is looking to raise $10 million to deliver aid directly to Afghanistan

2. CARE is matching donations for an Afghanistan relief fund. They are providing food, shelter, and water to families in need; a donation of $89.50 covers 1 family's emergency needs for a month.

3. Women for Women International is matching donations up to 500,000 for Afghan women, who will be facing unimaginable horrors under Taliban control.


4. AfghanAid offers support for people living in remote regions of Afghanistan.

5. VitalVoices supports female leaders and changemakers and survivors of gender-based violence around the world.

Here are charities offering support in Haiti:

1. Partners in Health has been working with Haiti for a long time, and they work with the Department of Health rather than around them, which is extremely important in a charity.

2. Health Equity International helps run Saint Boniface Hospital, a hospital in Haiti close to the earthquake's epicenter.

3. SOIL is an organization based Haiti, "a local organization with a track record of supporting after natural disasters." They are distributing hygiene kits and provisions on the ground to hospitals and to victims of the earthquake.

4. Hope for Haiti has been working in emergency response in Haiti for three decades, and their team is comprised of people who live and work in Haiti. They focus on supporting children and people in need across Haiti.

via Tiffany & Co.

When the new Tiffany's campaign was unveiled, reactions were mixed.

Tiffany's, the iconic jewelry brand which does not (despite what some might be misled to believe) in fact serve breakfast, featured Jay Z, Beyoncé, and a rare Basquiat painting in their recent campaign.

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Road trips can be a lot of fun — but they can also drain your wallet quickly if you aren't careful.

From high gas costs and park admission fares to lodging and the price of eating out every night, the expenses can add up quickly. But at the same time, it's very possible to do road trips cheaply and efficiently. Without the headache of worrying about how much money you're leaking, you can enjoy the open road a whole lot more. Here's how to save money on a road trip.

1. Prepare Your Budget, Route, and Packing List in Advance

If you want to save money on a road trip, be sure you're ready to go. Try to count up all your expenses before you hit the road and create a budget. It's also a good idea to plan your route in advance so you don't end up taking unnecessary, gas-guzzling detours. And finally, be sure to pack in advance so you don't find yourself having to buy tons of things you forgot along the way.

2. Book Cheap Accommodations — Or Try Camping

All those motel rooms can add up surprisingly quick, but camping is often cheap or free, and it's a great way to get intimate with the place you're visiting. You can check the Bureau of Land Management's website for free campsites. Freecampsite.com also provides great information on If you don't have a tent or don't want to camp every night, try booking cheap Airbnbs or booking hotels in advance, making sure to compare prices.

Camping camping road tripConde Nast Traveler

If you're planning on sleeping in your car, a few tips: WalMart allows all-night parking, as do many 24-hour gyms. (Buying a membership to Planet Fitness or something like it also gives you a great place to stop, shower, and recharge while on the road).

3. Bring Food From Home

Don't go on a road trip expecting to subsist on fast food alone. You'll wind up feeling like shit, and it'll drain your pocketbook stunningly quickly. Instead, be sure to bring food from home. Consider buying a gas stove and a coffee pot for easy on-the-go meals, and make sure you bring substantial snacks to satiate midday or late night cravings so you can avoid getting those late night Mickey D's expeditions.

Try bringing your own cooler, filling it with easy stuff for breakfast and lunch — some bread and peanut butter and jelly will go a long way. Bring your own utensils, plates, and napkins, and avoid buying bottled water by packing some big water jugs and a reusable water bottle. Alternatively, try staying at hotels or Airbnbs with kitchens so you can cook there.

4. Avoid Tolls

Apps like Google Maps and Waze point out toll locations, so be sure to avoid those to save those pennies. (If it takes you too far off route, you might have to bite the bullet and drive across that expensive bridge).

You can also save on parking fees by using sites like Parkopedia.

Road Trip Road TripThe Orange Backpack


5. Save on Gas

Gas can get pricy incredibly fast, so be sure that you're stopping at cheap gas stations. Free apps like GasBuddy help you find the most affordable gas prices in the area. Also, try going the speed limit on the highways — anything faster will burn through your tank. Be sure that you don't wait till you arrive at touristy locations or big cities to fill up.

6. Get a National Park Pass

All those parks can get really expensive really fast. If you're planning on visiting three or more parks, it's a great idea to get an America the Beautiful National Parks Pass. For $80 you can get into every National Park for one year.