In this series we will be highlighting burgeoning entrepreneurs in the modern era. These are folks who have taken the risk of quitting or working double to quit their conventional jobs in pursuit of their passions. This is a difficult road that many never find the courage to venture upon, but the rewards are so worth it, and as you know, no risk, no reward, know risk, know reward.
This episode highlights Craig Levy, musician, sound engineer, artists whisperer. Craig saw his industry falling apart, and decided to hone in on the things he does best. This approach, rooted in gratitude and simplicity has afforded Craig freedom and fulfillment. Read his story to learn more about how he achieved such a zen like balance.
Tell Me A Little More About What You Do And How You Got Into It
To make it easy i call myself a "music producer" but i handle everything from writing and playing instruments around an acapella to just recording vocals for my mc's who bring in finished instrumentals to mixing and mastering… basically whatever anyone thinks i'm good at :)
Do you Remember Your First Day? What Were You Feeling?
Yeah i almost threw up!
What Were You Doing Before? Why Made You Want To Try Something New?
I worked at atlantic records in the a&r department when the music business was thriving.. and i left right when it was imploding. for the next few years i drifted until i started recording my own music and fell l in love with it. about a year later i put up an ad on craigslist and the rest is history…
How Do You Balance Your Time?
Honestly i have a hard time with that… i found "my thing" and it's still an honor 13 years later that people like what i do so i find it hard to say no…
Tell Me About Your Business?
I simply charge per hour ($40) and my artists come over and we do whatever they have planned: record, have me write around their vocals and play instruments, mix, master. they are often also part therapy sessions: it's the artists choice what goes on during their time so we may talk for a bit…my psychology degree gets put to good use :)
How Much Time Per Week Would You Say You Dedicate To Your Work?
Probably 40 hours in sessions and another 10 or so doing the un-fun business stuff.
What Else Do You Like To Do With Your Free Time?
Biking, hanging with my girlfriend and our cats.
What's Next For You?
More of the same in terms of making music with my artist's daily, but dedicating more time to licensing… i've had over 250 placements so far but would like to see it really take off. either way it's fun to see your tracks on tv.
Any Advice For People Wanting To Follow A Similar Path?
Be ready to dedicate your whole life to this! it really does take 10,000 hours.
To learn more about Craig or to book you recording session now, click here...
What is Robinhood?
The Robinhood app debuted in 2013 as a first-of-its-kind revolutionizing free investment platform. Much like the 700-year-old story of the hero to the people, Robin Hood, FinTech entrepreneurs Vladimir Tenev and Baiju Bhatt created the platform in order to make stock trading easily accessible to the general public and not just the wealthy.
The National Financial Educators Council (NFEC) surveyed young adults in 2017 and asked them what high school level course would benefit their lives the most.
The majority responded that money management was the course that would be most beneficial.
With personal debt is at its highest record and COVID-19 threatening to have the hardest economic effects on youth, understanding money and finances is an important life lesson that should be taught to children at a young age.
The following is a list of the best financial literacy lessons and tips to teach children throughout different life stages.
I thought I had a pretty good handle on my finances out of school. I worked several jobs while attending university and had little to no problem managing my income. However, once I graduated, I realized how much more complicated personal accounting could really be.
There were so many variables I needed to keep track of. Biweekly bills, monthly charges, and general necessities amounted to a heap of confusing numbers that were often impossible to decipher. The funniest part was that I was actually trying to do this by hand (I don't know what I was trying to prove to myself, either).
After messing up for the 17th time, I decided to give Microsoft Excel a shot. I used Excel a bit in school and I knew all the big-wig finance people used it, so what could I possibly have to lose? The answer is about six hours of my precious time. Excel isn't much of an improvement over handwriting and it's still dependent on the user to manually input all of the information. It's like doing everything by hand with the slightest help, meaning that it still required a tremendous amount of time and concentration. Well that was all for nothing, I guess.
It's sort of funny. I was certain that I could manage my personal finances with ease, when it's practically a full-time job. I was already stressed out enough with my first job and I knew I didn't have enough time to give my finances the attention it deserved.
That's why I decided to try out a budgeting app. My best friend told me that he uses an app called Truebill to manage his finances. "What does it even mean to manage your finances?" I asked him. He told me that Truebill was the personal financial assistant I wished I could have. It could aggregate all of my account information into one place and give me specific insights and actions.
I loved the idea of having full control over my finances, especially during a time of financial uncertainty, and I realized that Truebill would be the easiest way to accomplish this. The user interface is incredibly simple and intuitive, so it doesn't even feel like a finance app! Truebill offers a multitude of features, with their most popular being the ability to cancel subscriptions with the press of a button.
Okay, I had no idea how many subscriptions I was still subscribed to. In fact, I wasn't even using a quarter of the subscription services I was signed up for. Subscription boxes, streaming services, my old gym, and even an old subscription to my favorite magazine--it was all there and I was livid. How could I let myself waste all of this money and how did I never catch this? Thank goodness for Truebill.
Truebill also offers bill negotiations. There is a 40% fee based on how much you save and Truebill even claims that there is an 85% chance that they'll be able to lower your bill once a negotiation is requested. Why wouldn't I take them up on this? There was zero risk and I would only have to pay once my bill was lowered (which means that I would be saving money regardless).
More standard features of Truebill include the ability to generate a credit report on-demand and even request a pay advance. I only used the pay advance feature once when I wanted to buy a gift for my mom, but didn't have enough cash in hand and Truebill automatically reimbursed itself when I got my next paycheck.
The credit report is another fantastic feature and practically taught me what good credit meant. Truebill's credit report basically shows you which financial decisions have the most significant impact on your credit score and ways that you can improve your credit month-over-month. I've never had such control over my credit and it feels good.
I'll be the first to admit that I was extremely naive coming out of school. I figured that as long as I was attentive, I could manage my finances with ease. We manage money to some extent throughout our entire lives, but once you're thrown out on your own, it's a completely different story. With Truebill, I've finally been able to take control over my finances and stay on top of all of my responsibilities.