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We are creatures of habit, be it in our actions or through our words. And when it comes to words, some common ones threaded together need to be eliminated from the workplace. Commonly used (and often overused) workplace phrases and jargon are not only annoying, but can become meaningless when incorporated into conversation after conversation.

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In fact, as per Independent, "A survey for Wonga.com found that office workers annoy their colleagues at least ten times a day with such phrases. A lot of office jargon seems to act as an intelligence amplifier. We feel that we sound brighter by using a jargon word instead of plain English. One way office jargon does this is by replacing plain, useful, straight-to-the-point-language with language that circumambulates the point."

If you aren't one of those to blame for keeping this practice going, then you've surely been on the receiving end, with an open ear that you wish was stuffed with a wad of cotton. Yet, we have become so accustomed to these phrases and jargon that it becomes something we expect to hear during work calls, meetings, and sales pitches, and read in emails and memos.

What gives? Can't we come up with something new to say? We don't use these phrases and jargon in other areas of our lives, so why are they expected and accepted at work? Before becoming the next person to jump on the irritating conversation-crushing bandwagon, take note of these common workplace phrases and jargon and vow never to utter the words again. You'll not only get your point across with more meaning since most of us have become numb to the sound of these, but co-workers, colleagues, bosses, clients, and staff will appreciate your flair for commanding the English language with a new way of communicating effectively and productively.

"Move the Needle"

You've surely heard this one before, if not once, then many times, as "move the needle" is a workplace favorite. And while the concept – "generate a reaction," as described by Microsoft – is an important one, why not more directly say, "generate a reaction?"

"Generate" is more powerful than "move," and in 99 out of 100 cases, there is no physical "needle" to refer to when it comes to assessing change.

How about saying, "Let's positively impact or move a project forward," as Cheesy Corporate Lingo writes. The direct and confident nature of such a statement will encourage the team to get to work and make change that is noteworthy and valuable.

So, let's move "move the needle" to the annoying workplace phrases graveyard.

"Thanks in Advance"

"Thanks in advance" is most commonly used in an email situation, but it is wildly overused and must no longer be the closer of an otherwise well-composed correspondence. Essentially, you are assuming that the person you are asking something of will automatically be on board to assist or comply. It is presumptuous and probably not what you intend to convey in the first place, which is thanks for reading my email and considering my proposition.

Academic Workflows on a Mac notes, "I find this trend bordering on offensive. When you ask someone to do something over email by the time they read to the end of the email they have neither done what you have asked nor have agreed. Another problem with this phrase is it implies that your obligation to say thank you is done and you don't need to express gratitude after the person actually does what you have asked them to do." They suggest swapping "thanks in advance" for a more fitting phrase such as,

  • "I really appreciate any help you can provide.
  • I will be grateful if you can send me this information.
  • Many thanks for considering my request.
  • In the meantime, thank you so much for your attention and participation."

So, thanks in advance for cutting this phrase out of your workplace lingo.

"Let's Touch Base"

According to Intelligent Instinct, "'Let's touch base' means roughly, 'Let's get together to review or gauge our current status'." Yet for some reason, saying "let's get together" isn't workplace-savvy enough to fit the bill.

Surely most people don't use this phrase at home – "Johnny, let's touch base after you do the dishes," or "After our Mommy and Me class, let's touch base at the coffee shop and plan Katie's surprise party," so why must we do all this base-touching at the office? Most of us aren't ball players, so there's no reason to round any bases.

As per Hubspot, "A Glassdoor survey revealed roughly one in four employees think 'touch base' is the most annoying buzzword. So, if you often toss it around, you might be irritating your coworkers, prospects, and connections."

Hubspot offers some less-annoying "Let's touch base" alternatives that are far straightforward and simple:

  • I'll call you at (date and time)
  • Can we meet for (X minutes) sometime (this week, month, etc.)?
  • Let's meet again in a (day, week, month, etc.)
  • Let's share our progress…
  • Let's catch up…
  • Please call me…
  • Please send me an update/ I'll send you an update…

See, it's easy to "touch base" without having to strike out in your conversation.

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Some other doozies?...

  • "I Don't Have the Bandwidth" – "Something business people say to describe the resources needed to complete a task or project," as defined by Urban Dictionary.
  • "Where's the Value-Add?" – "Term used in service and retail industries, meaning to connect a service or additional product to a product at no immediate cost to the buyer. This cost is often included (read: hidden) in the base price, but is called out to make the customer feel as though they are getting more than they paid for," as per Urban Dictionary.
  • "Let's Circle Back" – "Connecting with folks on a business issue and letting things happen, then going back to them after a few days or after things evolve," as defined by Net Lingo.
  • "Think Outside the Box" - "To think imaginatively using new ideas instead of traditional or expected ideas," as per Cambridge Dictionary.

Reboot your workplace vocab and rid yourself of those phrases and jargon that are getting under everyone's skin. "To-the-point" is always better than "What's the point?"

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I thought I had a pretty good handle on my finances out of school. I worked several jobs while attending university and had little to no problem managing my income. However, once I graduated, I realized how much more complicated personal accounting could really be.

There were so many variables I needed to keep track of. Biweekly bills, monthly charges, and general necessities amounted to a heap of confusing numbers that were often impossible to decipher. The funniest part was that I was actually trying to do this by hand (I don't know what I was trying to prove to myself, either).

After messing up for the 17th time, I decided to give Microsoft Excel a shot. I used Excel a bit in school and I knew all the big-wig finance people used it, so what could I possibly have to lose? The answer is about six hours of my precious time. Excel isn't much of an improvement over handwriting and it's still dependent on the user to manually input all of the information. It's like doing everything by hand with the slightest help, meaning that it still required a tremendous amount of time and concentration. Well that was all for nothing, I guess.

It's sort of funny. I was certain that I could manage my personal finances with ease, when it's practically a full-time job. I was already stressed out enough with my first job and I knew I didn't have enough time to give my finances the attention it deserved.

That's why I decided to try out a budgeting app. My best friend told me that he uses an app called Truebill to manage his finances. "What does it even mean to manage your finances?" I asked him. He told me that Truebill was the personal financial assistant I wished I could have. It could aggregate all of my account information into one place and give me specific insights and actions.

I loved the idea of having full control over my finances, especially during a time of financial uncertainty, and I realized that Truebill would be the easiest way to accomplish this. The user interface is incredibly simple and intuitive, so it doesn't even feel like a finance app! Truebill offers a multitude of features, with their most popular being the ability to cancel subscriptions with the press of a button.

Okay, I had no idea how many subscriptions I was still subscribed to. In fact, I wasn't even using a quarter of the subscription services I was signed up for. Subscription boxes, streaming services, my old gym, and even an old subscription to my favorite magazine--it was all there and I was livid. How could I let myself waste all of this money and how did I never catch this? Thank goodness for Truebill.

Truebill also offers bill negotiations. There is a 40% fee based on how much you save and Truebill even claims that there is an 85% chance that they'll be able to lower your bill once a negotiation is requested. Why wouldn't I take them up on this? There was zero risk and I would only have to pay once my bill was lowered (which means that I would be saving money regardless).

More standard features of Truebill include the ability to generate a credit report on-demand and even request a pay advance. I only used the pay advance feature once when I wanted to buy a gift for my mom, but didn't have enough cash in hand and Truebill automatically reimbursed itself when I got my next paycheck.

The credit report is another fantastic feature and practically taught me what good credit meant. Truebill's credit report basically shows you which financial decisions have the most significant impact on your credit score and ways that you can improve your credit month-over-month. I've never had such control over my credit and it feels good.

I'll be the first to admit that I was extremely naive coming out of school. I figured that as long as I was attentive, I could manage my finances with ease. We manage money to some extent throughout our entire lives, but once you're thrown out on your own, it's a completely different story. With Truebill, I've finally been able to take control over my finances and stay on top of all of my responsibilities.

Update: Our friends at Truebill are extending a special offer to our readers! Follow this link to sign-up for Truebill.

My buddies and I always try to make it out to a game, but we never really care which one we end up at. Obviously we have our favorite sports and teams, but it was rarely about what game we went to or who we saw playing. It was about watching the game live.

In the early months of lockdown, all we had was Korean baseball, and trust me, we loved it. The only issue was, none of us had any idea what the commentators were saying. Even then, a few of my friends weren't huge fans of baseball. They were into sports like football and basketball, ones that moved at a quicker pace with less down-time in between plays.

We decided to see if there were any other events going down and came across horse racing. Yes, horse racing. It was perfect--short, fast-paced, and most importantly, an opportunity for betting.

I had never really considered watching a horse race any time other than the Belmont Stakes, but the prospects of the sport seemed exhilarating. Even better, with horse racing we knew we could still recreate the atmosphere of a race track. Salty snacks? Check. Stale beer? Check. A simple and easy way to bet? Check.

One quick Google search later, we came across TVG, powered by FanDuel. It's an online betting platform that takes you right to the heart of the action. We were a little apprehensive about using a mobile app to place our bets, but TVG's ability to bet on live horse races from all over the world was too good to pass up.

Here are 5 reasons why we are obsessed with horse racing thanks to TVG:

1. Betting has never been easier

Use your phone or computer to watch and bet on live horse races in real-time. TVG offers a bunch of features to make betting even simpler--live odds and handicapping tips leverage recent learnings to help you make your best bet. Not to mention, TVG's exclusive race content and wagering guide offers an under-the-hood look into the strategy behind horse race betting.

2. The biggest selection of horse races out there

If you're looking to drop a little dough on a horse race, chances are your best option is your local race track. But watching the same few horses races over and over again isn't the most exciting thing. With TVG you have access to over 150 tracks worldwide with races happening consistently throughout the day.

3. Get a generous sign-up offer when you place your first bet

Once you register your account, you will be eligible for a $200 risk-free bet. All you have to do is place your first bet and you're covered. If you happen to lose, TVG will insure you for up to $200 as a sort of wagering credit. I may have been a little trigger happy when placing my first bet, so having this insurance was a great perk. There are also a bunch of promotional offers available year-round.

4. Making deposits and cashing out at the touch of button

With a ton of payment options such as PayPal, BetCash, debit/credit, wire transfers, and other third-party services, making a deposit is a breeze. But what about the payout? Depending on your deposit method, your withdrawal will be available in a few days. No more waiting in-line to collect your winnings!

5. Watching live races with your friends while betting is exhilarating

Even when we were watching Korean baseball, Zoom calls with my friends were a little dull.

With TVG, we haven't had this sort of fun in months! Every weekend we'll turn on a race and throw our bets in. After a few races, and quite a few drinks, we'll tally up our winnings to see who won the most! Sometimes it's not even about making money, but just having a good time.

TVG is the perfect way to add a little excitement to an otherwise mundane afternoon. It introduced me to the world of horse racing, a sport I never would have considered otherwise.

The races just keep ramping up and thanks to TVG, I can always get in on the fun.

UPDATE: The biggest derby in horse racing is THIS WEEKEND. Get in on the action with your $200 risk-free bet!

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