In this series we will be highlighting burgeoning entrepreneurs in the modern era. These are folks who have taken the risk of quitting their conventional jobs in pursuit of their passions. This is a difficult road that many never find the courage to venture upon, but the rewards are so worth it, and as you know, no risk, no reward, know risk, know reward.
In this episode we meet Elisha Ali, who went from a chef with humble beginnings to transforming his passion for travel into a profitable career and business.
Tell Me A Little More About What You Do And How You Got Into It
Well you know how people want more fun, freedom and fulfilment in life? I help and show people how to create just that. I got into by watching someone else live how I wanted to, until I dropped my EGO and asked him what he does. Now I travel for a living and enjoy every bit of it.
Do you Remember Your First Day? What Were You Feeling?
My first day was November 4th 2015 and I was super excited, I was ignorance on fire. I was feeling like everyone I know MUST see what I just saw that made me say yes.
What Were You Doing Before? What Made You Want To Try Something New?
I was chefing it up, it was all I knew, and growing my brand #ICMOD ( I create my own destiny) I needed something different in my life, I was missing something, I needed a vehicle to help me reach my goals faster. Fast is fun slow is painful, but I also didn't want to be in hurry. And I knew if I kept doing the same thing I would keep getting the same results. So I made a Decision to go all in with this deal.
How Do You Balance Your Time?
I balance my time very well, I still work a part time job, which makes my living and build this business to make my fortune, all I need 5 hours a week to our into this and I can prosper, of course more time I choose to put into it better results so get. Some weeks are 5hours minimum and others are 20 or more, all depending on my schedule, but never less than 5 hours a week is put into this.
Tell Me About Your Business...
So pretty much I'm in the travel and entertainment industry, one being a trillion dollar industry and growing and the other being something that people partake in on a daily. I just show people a better way to travel and create memories, because our memories is all that matters in the end.
How Much Time Per Week Would You Say You Dedicate To Your Work?
Like I said before I dedicate 5 hours minimum to my business. Some weeks more. I love spending time with family and serving others in my "free time" if there's a such thing, lol.
What's Next For You?
Up next is becoming a married man, so my life will transform a bit, I'm going to keep pushing until I exceed my financial goals, we have speaking engagements coming from myself next, and some movies I actually wrote and will be producing. So much more to come from me and our team.
Any Advice For People Wanting To Follow A Similar Path?
My word of advice for anyone is to make the DECISION to get it done. "Plans change, decisions don't", and you create your own destiny.
You can check out Elisha's site here, and hit him up, so he can hook you up with travel deals and keep some extra dollars in your pocket.
What is Robinhood?
The Robinhood app debuted in 2013 as a first-of-its-kind revolutionizing free investment platform. Much like the 700-year-old story of the hero to the people, Robin Hood, FinTech entrepreneurs Vladimir Tenev and Baiju Bhatt created the platform in order to make stock trading easily accessible to the general public and not just the wealthy.
The National Financial Educators Council (NFEC) surveyed young adults in 2017 and asked them what high school level course would benefit their lives the most.
The majority responded that money management was the course that would be most beneficial.
With personal debt is at its highest record and COVID-19 threatening to have the hardest economic effects on youth, understanding money and finances is an important life lesson that should be taught to children at a young age.
The following is a list of the best financial literacy lessons and tips to teach children throughout different life stages.
I thought I had a pretty good handle on my finances out of school. I worked several jobs while attending university and had little to no problem managing my income. However, once I graduated, I realized how much more complicated personal accounting could really be.
There were so many variables I needed to keep track of. Biweekly bills, monthly charges, and general necessities amounted to a heap of confusing numbers that were often impossible to decipher. The funniest part was that I was actually trying to do this by hand (I don't know what I was trying to prove to myself, either).
After messing up for the 17th time, I decided to give Microsoft Excel a shot. I used Excel a bit in school and I knew all the big-wig finance people used it, so what could I possibly have to lose? The answer is about six hours of my precious time. Excel isn't much of an improvement over handwriting and it's still dependent on the user to manually input all of the information. It's like doing everything by hand with the slightest help, meaning that it still required a tremendous amount of time and concentration. Well that was all for nothing, I guess.
It's sort of funny. I was certain that I could manage my personal finances with ease, when it's practically a full-time job. I was already stressed out enough with my first job and I knew I didn't have enough time to give my finances the attention it deserved.
That's why I decided to try out a budgeting app. My best friend told me that he uses an app called Truebill to manage his finances. "What does it even mean to manage your finances?" I asked him. He told me that Truebill was the personal financial assistant I wished I could have. It could aggregate all of my account information into one place and give me specific insights and actions.
I loved the idea of having full control over my finances, especially during a time of financial uncertainty, and I realized that Truebill would be the easiest way to accomplish this. The user interface is incredibly simple and intuitive, so it doesn't even feel like a finance app! Truebill offers a multitude of features, with their most popular being the ability to cancel subscriptions with the press of a button.
Okay, I had no idea how many subscriptions I was still subscribed to. In fact, I wasn't even using a quarter of the subscription services I was signed up for. Subscription boxes, streaming services, my old gym, and even an old subscription to my favorite magazine--it was all there and I was livid. How could I let myself waste all of this money and how did I never catch this? Thank goodness for Truebill.
Truebill also offers bill negotiations. There is a 40% fee based on how much you save and Truebill even claims that there is an 85% chance that they'll be able to lower your bill once a negotiation is requested. Why wouldn't I take them up on this? There was zero risk and I would only have to pay once my bill was lowered (which means that I would be saving money regardless).
More standard features of Truebill include the ability to generate a credit report on-demand and even request a pay advance. I only used the pay advance feature once when I wanted to buy a gift for my mom, but didn't have enough cash in hand and Truebill automatically reimbursed itself when I got my next paycheck.
The credit report is another fantastic feature and practically taught me what good credit meant. Truebill's credit report basically shows you which financial decisions have the most significant impact on your credit score and ways that you can improve your credit month-over-month. I've never had such control over my credit and it feels good.
I'll be the first to admit that I was extremely naive coming out of school. I figured that as long as I was attentive, I could manage my finances with ease. We manage money to some extent throughout our entire lives, but once you're thrown out on your own, it's a completely different story. With Truebill, I've finally been able to take control over my finances and stay on top of all of my responsibilities.