credit cards

You’ve heard it a thousand times before. The holidays are about two things: giving and family…more specifically, giving to your family. And no one wants to be the Grinch. So we lavish gifts and good tidings on our families and friends. And it feels incredible when it comes to gift-giving — I’m insatiable. Spending on

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Everyone knows it’s important to build credit, but where do you start? If you’ve never had a credit card before, the number of options can be intimidating. Luckily, there are plenty of cards designed specifically for first-timers. Some reasons you may want one of these cards are if you’ve never had a U.S. loan or

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When you’re evaluating the benefits of one credit card over another, you have a lot of different factors to consider, including fees, rewards, and interest rates. But does the type of credit card you choose matter at all? Is there any real difference between a Visa and a Discover card with the exact same terms?

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We are currently living through one of the worst financial crises ever, but when it comes to handling money, the world is no stranger to messing things up. While the current economic situation is no laughing matter, there have been a slew of hilarious mishaps that have cost countries a bundle. From Superman’s obscenely expensive

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Congratulations! You’ve Ubered and Grubhubbed and online-shopped your way into credit card debt. Now you’re an adult who’s incurred enough debt to make a credit card company very frustrated with you. Welcome to the maxed out club! The first time you realize that you’ve maxed out a credit card, you may panic, but there are

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Student Debt is basically the killer from an 80s slasher movie. It can’t be killed, it will come back to haunt you decades after it stopped being relevant, and it wants to punish you for having fun. If you’re planning to shed your student debt by dying or declaring bankruptcy, I have some bad news

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After the 2008 financial crisis, 465 banks failed between 2008 and 2012. Only 10 banks failed in the five years leading up to 2008. Over 10 years later, the big banking industry hasn’t collapsed, but public trust in the sector has been irrevocably damaged by the institutional failure of the financial crisis. As an alternative,

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One of the biggest questions millennials have today is: should I own a home, or should I just rent? If you buy, you get a return on your money and an opportunity to build real wealth. If you rent, you are just throwing that away or financing your landlord’s funds to put their kids through

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Talking about your finances with your family is already hard. But telling them you can’t afford to go home for the holidays is the conversation you’re absolutely dreading. But you aren’t alone. According to a recent Wallethub survey, 33 million Americans don’t have the funds for holiday travel this year. “U.S. consumers will be shelling

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We’re taught a lot of useful things in school (how to tell time, multiplication tables, how to find—or at least attempt to find—Oklahoma on a map) and some not so useful (geometry). But do you ever wish you’d been taught some real life skills instead? Skills you may have had to learn the hard way,

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