Summer's finally here! Long, warm days hold the promise of outdoor lunch breaks and weekends at the beach, but what's even better is that you don't have to be rolling in dough to enjoy some really fun activities. If you know where to look, there's plenty of entertainment at your disposal, all without spending a dime.

Hold onto your hat, 'cause this live music is going to blow you away

Hello, live outdoor music!

In summer, local bands take advantage of the glorious weather and show off their chops at free concerts. If you're in New York, check out the NYC Parks summer concert series. It's got something for everyone, with concerts ranging from Scandinavian music to The Staten Island Snugs, a three-part harmony outfit, with lead guitar, bass, flute, and drums. But no matter where you live, chances are there will be a bar, restaurant, park, or festival pretty much every weekend with some live tunes. Check local newspapers or tourist bureaus, or even ask around at your favorite coffee shop. Baristas and bartenders are often artists, so they frequently have the inside scoop on the local music and art scene.

Admire free mural art

If you live in a city where murals are splashed all over buildings, do a bit of sleuthing to find out the stories behind the best ones. Hit up a tourist bureau or local library to get more information on the mural art scene in your city, then spend a lazy day photographing and drinking in your favorites. And if you're an artist, turns out painting murals pays pretty well too...

Just add sunshine!

Lazy picnic breakfasts, brunches, lunches, dinner, afternoon tea…you get the idea

You have the food – why not dine alfresco? Snag a few beach towels or bedsheet and a cooler, pack up some refreshments, and spread out under a shady tree. If you're the active type, bring a Frisbee or other lawn game. Couch potatoes, grab that novel you've been eyeing or your favorite magazine. Nothing quite beats munching away under the open sky as a warm breeze ruffles your hair. If you're planning on bringing booze to a park or other public area, make sure you check regulations before you go, and don't forget the bug spray!

Hike the great outdoors

Whether you're blazing your own trail or enjoying the fruits of someone else's labor, hiking through all sorts of natural surroundings can be rejuvenating. The National Park Service makes it easy to find a public park near you, or you can try AllTrails, an aggregate collection of over 5,000 trails that include directions, trail maps, and reviews. Even though it's tempting to sleep late during lazy summer days, if you're going hiking, it's best to start as early as possible in the morning to avoid crowds and the late afternoon sun. Furry friends make great hiking companions (just make sure you remember some water for them too). Once you reach the crest of a particularly scenic overlook, you'll feel proud to have accomplished something other than scrolling through a week's worth of social media posts.

You'll never go hungry at a farmer's market

Stuff yourself with free samples at a farmer's market

Sometimes it's easy to forget that food isn't actually created at your local grocery. There's something incredibly refreshing about knowing the provenance of your eats, and it's even better when you can speak to the people who created it with their own two hands. At a farmer's market you'll not only get to choose from the freshest, tastiest food you can find, but you'll also get to meet the people behind it. They frequently have samples so you can try out their homemade organic blueberry jelly or aged goat's milk gouda before you buy it. It's a fantastic place to try new seasonal foods, where you'll experience them at the peak of their flavor. Because let's face it: there's nothing worse than biting into a fresh strawberry or tomato only to find that while it may resemble the fruit, it tastes like soft shoe leather. Local Harvest and Farmer's Market Online are terrific resources for scouting out one near you.

Road trip with your besties

While road trips aren't technically free (I mean, gas costs money), when shared among a few of your BFFs, it's a pretty cheap way to spend a day or two. Do some investigating to see if there are any notable historic spaces or funky destinations nearby. Even if the world's largest ball of twine (incidentally, also a free attraction) doesn't quite live up to expectations, you can bet that you'll have a great time getting there. Put together a playlist of your favorite tunes that bring back happy memories and hit the road. Bonus points if you can convince your friend with the convertible to drive.

See where the magic happens at a factory tour

No, I'm not talking about touring your local air-conditioning unit factory. Think snacks and chocolate. Factory Tours USA lists a whole host of factories that offer free tours (and samples!) so you can get an inside look at how your favorite snack is made. Drool over the 25,000 pounds of confections made per shift at the Anthony-Thomas Candy Company in Ohio, or inhale the mouth-watering aroma of freshly cooked kettle chips at the Cape Cod Potato Chip factory in Hyannis. Once you try their hot, fresh-from-the-fryer kettle chips you'll be hooked, I promise.

Beautiful day + beautiful wine = beautiful life

Free booze! Need I say more?

Wineries, distilleries, and craft breweries are prime destinations to hit up during the summer months. It's fun to speak with the experts and learn how they got into their craft, and they're always happy to provide samples of their wares. Oenophiles can sample local wines from grapes grown out back, and beer fans will be hard pressed to find a better pint than one poured straight from the source. A quick Google search will unearth plenty of options, and if you combine it with a road trip or a picnic you've got yourself one hell of a sweet summer day.

Rejoice if you're light on funds. There's no need to envy your more financially flush friends, as there are more than enough free summer activities to keep you busy and your social media filled with memories.

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Home garden and porch

As anyone who has ever sold a house will tell you, you must prioritize curb appeal. Before a potential buyer even considers looking inside your house, they notice the outside first. Does it attract the right kind of attention? Does it take away from the feel you're going for? If you plan to sell sometime soon, you must think about these things. Here are some landscaping options to increase your home's curb appeal, so you can get the best price on your home.

Extensive Plants and Greenery

A barren front yard won't get you the price you want on your home. So, invest in at least a little bit of greenery to keep the surrounding area from looking too dead. Shrubs and bushes tie the house to the lawn that precedes it, and flower beds bring a pop of color to an otherwise drab structure. You can also strategically plant some trees to improve the overall feel of your home's exterior.

Lawn Care

As we mentioned, your lawn is one of the most prominent features of your home's exterior. A patchy, dried-up lawn will quickly drive your home's price way down. Some of the best landscaping options for your home's curb appeal involve improving your lawn for the next inhabitant. Overall fertilization, ground aeration, underbrush removal, proper mowing—all of these lawn care tasks contribute to a greener and more lively area that invites people to see your house, rather than stay away from it.

Paved Pathways

There's nothing like a broken and disheveled pathway to make someone think twice about buying a property. Just as you want the entryway in your house to be welcoming, so too should the pathway leading up to the house be inviting. The pathway from the street to your front door provides plenty of real estate to get creative with. You don't have to settle for a boring concrete pathway. Consider something more eye catching, like a cobblestone path or intermittent brick patterns, as a way to better welcome potential buyers.

Usable Outdoor Furniture

Landscaping doesn't just involve the ground you walk on; also included are the items you use as extras to the overall look. Outdoor furniture is one such extra that you don't necessarily need but can look quite attractive if done correctly. Staging is important with outdoor furniture. Old, broken-down pieces will only look like more work to the potential buyer. A few comfortable chairs, a bench, or a table with an umbrella really go a long way to improving your outdoor aesthetics.

A good tip for deciding on curb appeal items is to decide what you personally would want to see as a part of a welcoming home's exterior. You don't need to go overboard, but a little bit of forethought could net you quite a lot of extra cash in the sale.

Unfortunately, giving back can sometimes go haywire. If you're ready to make a donation, first consider common mistakes made when giving back.

Many people strive to support their community by donating their time or their money. When you find a meaningful cause, you might be quick to cut a donation check. Though it's admirable to be quick to act charitably, you should be wary of several common mistakes made when giving to charity. Being mindful of these mistakes and learning tips for making informed charitable choices can help you make the most out of your generous check.

Acting Quickly Out of Emotion

Mission statements are meant to be compelling. If you're an emotionally driven individual, it's natural to pull out your wallet at the sight of a sad puppy on TV or when informed about food insecurity over the phone. Unfortunately, not all charities are as effective or official as they may seem.

Take your passion for helping others one step further by making sure your chosen charity is legit. Speaking with a representative, reviewing their website and social media accounts, and looking at testaments online can give you a better idea of whether the organization is worth your donation.

Forgetting to Keep Record of the Donation

Don't forget that you can reap some financial perks from giving back! With the proper documentation of your donation, you can acquire a better tax deductible.

If you donate more than $12,400 as a single filer or $24,800 as one of two joint filers, you're eligible to deduct that amount from your taxes. So, when a charity asks if you'd like a receipt of donation, always answer yes.

Donating Unusable Materials

Most charities can utilize a monetary donation—it's the physical donations that usually cause some issues. Providing a local nonprofit with irrelevant materials or gifting them with unusable products are surprisingly common mistakes made when giving to charity.

Always check your intended charity's website for a list of things they do and do not accept. The majority of places will provide a guideline to donating or offer contact information to clarify any questions.

Strictly Giving at Year's End

As more and more people get into the holiday spirit at the end of the year, nonprofit organizations see an influx of donations. While it's great to spread holiday cheer via a monetary donation, it's important to keep that spirit going year-round.

With regular donations, charities can more effectively allocate their annual budget. Setting up an automatic monthly donation with the charity of your choosing can maximize your impact. You can account for a monthly donation by foregoing a costly coffee every once in a while.

Knowing how much you should spend on home maintenance each year is hard to figure out and may be preventing you from buying your first home. The types of costs you'll incur depend on the house you buy and its location. The one certainty is that you should start saving now. Read on to figure out how much to start setting aside based on the home you own.

The Age of Your House

Consider several factors when budgeting for home repairs. If you've purchased a new home, your house likely won't require as much maintenance for a few years. Homes built 20 or more years ago are likely to require more maintenance, including replacing and keeping your windows clean. Further, depending on your home's location, weather can cause additional strain over time, so you may need to budget for more repairs.

The One-Percent Rule

An easy way to budget for home repairs is to follow the one-percent rule. Set aside one percent of your home's purchase price each year to cover maintenance costs. For instance, if you paid $200,000 for your home, you would set aside $2,000 each year. This plan is not foolproof. If you bought your home for a good deal during a buyer's market, your home could require more repairs than you've budgeted for.

The Square-Foot Rule

Easy to calculate, you can also budget for home maintenance by saving one dollar for every square foot of your home. This pricing method is more consistent than pricing it by how much you paid because the rate relies on the objective size of your home. Unfortunately, it does not consider inflation for the area where you live, so make sure you also budget for increased taxes and labor costs if you live in or near a city.

The Mix and Match Method

Since there is no infallible rule for how much you should spend on home maintenance, you can combine both methods to get an idea for a budget. Average your results from the square-foot rule and the one-percent rule to arrive at a budget that works for you. You should also increase your savings by 10 percent for each risk factor that affects your home, such as weather and age.

Holding on to savings is easier in theory than practice. Once you know how much you should spend on home maintenance, you'll know what to aim for and be more prepared for an emergency. If you are having trouble securing funds for home repairs, consider taking out a home equity loan, borrowing money from friends or family, or applying for funds through a home repair program through your local government for low-income individuals.