Two inspirational and inspiring young entrepreneurs

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While many teens and young adults are doing the usual thing - be it going to school or embarking on internships and first jobs - there are some young people out there with an entrepreneurial spirit that just can't wait to flourish.

When an inventive idea sets in, go-getters like Hart Main and Caroline Pugh are ready to leap into action, using their youthful passion, energy, and intelligence to create new things and make a difference. Read on to learn more about the impressive two and what they have already accomplished in their young lives. Success from an early start makes these two entrepreneurs enlightening examples for the young and old alike.

Hart Main: ManCans

Via indeonline.com

When it comes to getting a jumpstart on success, Hart Main is one to follow. At the tender age of 13, Main had a mission, to create candles which featured "manly scents," along with a line catered to female candle fans as well (which came further down the road). ManCans, which are candles inside soup cans are unique and fun.

As per Times Reporter, "ManCans candles have gone from being made in Main's kitchen and sold to family and friends, to being made at Beaver Creek Candle Co. and sold in nearly 150 stores across the United States. ManCans also has donated thousands of dollars to soup kitchens."

With unexpected scents like New York Style Pizza, Fresh Cut Grass, Burnt Rubber, Bacon, and Cigar, these candles are unlike what we're used to seeing (and smelling). Each one sells for a reasonable $10, making them as affordable as they are aromatic.

Still under 20-years-old now, Main aspires to inspire other young budding entrepreneurs with his book, co-written with his father Craig, One Candle, One Meal. "Hart's story will show you that you're never too young to make a difference."

From a flicker of an idea to a raging success, Main and his ManCans are lighting the path for new brilliant inventions to come.

Caroline Pugh: VirtualU

Via bizjournals.com

Fitness-minded with a flair for technology, the now mid-20s Caroline Pugh is co-founder and COO of VirtualU, which as explained by Forbes, "Integrates 3D human modeling technology with fitness and healthcare space so that people can accurately track how their body changes as they work out."

As described by the company, "The VFit™ 3D body scanner is the first sub-$10K device with millimeter precision, capable of producing highly realistic 3D models in just 20 seconds. Our current solution allows fitness gym members to scan their bodies and track body fat, lean muscle mass, and circumferences of the neck, biceps, chest, waist, thigh, and calf."

Pugh developed the idea while she was a sophomore at Virginia Tech. According to Huffington Post, "She led a team of 13 and raised $1.8 million in capital." Along with her studies, she had a passion for invention that propelled her to create and innovate. And as per Forbes, "She was awarded the CIT Gap 50 Award as most likely to build Virginia's next generation life science, technology, and energy companies." Pugh apparently was not the only one who knew she was on to something.

What is Pugh up to these days? Huffington Post reports, "She is the Chief of Staff to Aneesh Chopra, who is the first Chief Technology Officer to the United States. At Mr. Chopra's firm called NavHealth, Caroline works to make health systems nationwide more intelligent. Using data analytics and research insights, NavHealth ensures that patients have access to vital knowledge so that they can make informed decisions regarding their health."

Making her mark in the world of technology entrepreneurship, Pugh is a shining example of talent, perseverance, and success. And even though she has already done so much thus far, it's only just the beginning.

Stay tuned for more inspiring entrepreneurs and their success stories.

Via pexels.com

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Truebill Is The App Everyone Needs, I Use It Everyday To Track All My Finances

I thought I had a pretty good handle on my finances out of school. I worked several jobs while attending university and had little to no problem managing my income. However, once I graduated, I realized how much more complicated personal accounting could really be.

There were so many variables I needed to keep track of. Biweekly bills, monthly charges, and general necessities amounted to a heap of confusing numbers that were often impossible to decipher. The funniest part was that I was actually trying to do this by hand (I don't know what I was trying to prove to myself, either).

After messing up for the 17th time, I decided to give Microsoft Excel a shot. I used Excel a bit in school and I knew all the big-wig finance people used it, so what could I possibly have to lose? The answer is about six hours of my precious time. Excel isn't much of an improvement over handwriting and it's still dependent on the user to manually input all of the information. It's like doing everything by hand with the slightest help, meaning that it still required a tremendous amount of time and concentration. Well that was all for nothing, I guess.

It's sort of funny. I was certain that I could manage my personal finances with ease, when it's practically a full-time job. I was already stressed out enough with my first job and I knew I didn't have enough time to give my finances the attention it deserved.

That's why I decided to try out a budgeting app. My best friend told me that he uses an app called Truebill to manage his finances. "What does it even mean to manage your finances?" I asked him. He told me that Truebill was the personal financial assistant I wished I could have. It could aggregate all of my account information into one place and give me specific insights and actions.

I loved the idea of having full control over my finances, especially during a time of financial uncertainty, and I realized that Truebill would be the easiest way to accomplish this. The user interface is incredibly simple and intuitive, so it doesn't even feel like a finance app! Truebill offers a multitude of features, with their most popular being the ability to cancel subscriptions with the press of a button.

Okay, I had no idea how many subscriptions I was still subscribed to. In fact, I wasn't even using a quarter of the subscription services I was signed up for. Subscription boxes, streaming services, my old gym, and even an old subscription to my favorite magazine--it was all there and I was livid. How could I let myself waste all of this money and how did I never catch this? Thank goodness for Truebill.

Truebill also offers bill negotiations. There is a 40% fee based on how much you save and Truebill even claims that there is an 85% chance that they'll be able to lower your bill once a negotiation is requested. Why wouldn't I take them up on this? There was zero risk and I would only have to pay once my bill was lowered (which means that I would be saving money regardless).

More standard features of Truebill include the ability to generate a credit report on-demand and even request a pay advance. I only used the pay advance feature once when I wanted to buy a gift for my mom, but didn't have enough cash in hand and Truebill automatically reimbursed itself when I got my next paycheck.

The credit report is another fantastic feature and practically taught me what good credit meant. Truebill's credit report basically shows you which financial decisions have the most significant impact on your credit score and ways that you can improve your credit month-over-month. I've never had such control over my credit and it feels good.

I'll be the first to admit that I was extremely naive coming out of school. I figured that as long as I was attentive, I could manage my finances with ease. We manage money to some extent throughout our entire lives, but once you're thrown out on your own, it's a completely different story. With Truebill, I've finally been able to take control over my finances and stay on top of all of my responsibilities.

Update: Our friends at Truebill are extending a special offer to our readers! Follow this link to sign-up for Truebill.

5 Reasons You Need FanDuel TVG If You Want To Get In On All The Horse Racing Action

My buddies and I always try to make it out to a game, but we never really care which one we end up at. Obviously we have our favorite sports and teams, but it was rarely about what game we went to or who we saw playing. It was about watching the game live.

In the early months of lockdown, all we had was Korean baseball, and trust me, we loved it. The only issue was, none of us had any idea what the commentators were saying. Even then, a few of my friends weren't huge fans of baseball. They were into sports like football and basketball, ones that moved at a quicker pace with less down-time in between plays.

We decided to see if there were any other events going down and came across horse racing. Yes, horse racing. It was perfect--short, fast-paced, and most importantly, an opportunity for betting.

I had never really considered watching a horse race any time other than the Belmont Stakes, but the prospects of the sport seemed exhilarating. Even better, with horse racing we knew we could still recreate the atmosphere of a race track. Salty snacks? Check. Stale beer? Check. A simple and easy way to bet? Check.

One quick Google search later, we came across TVG, powered by FanDuel. It's an online betting platform that takes you right to the heart of the action. We were a little apprehensive about using a mobile app to place our bets, but TVG's ability to bet on live horse races from all over the world was too good to pass up.

Here are 5 reasons why we are obsessed with horse racing thanks to TVG:

1. Betting has never been easier

Use your phone or computer to watch and bet on live horse races in real-time. TVG offers a bunch of features to make betting even simpler--live odds and handicapping tips leverage recent learnings to help you make your best bet. Not to mention, TVG's exclusive race content and wagering guide offers an under-the-hood look into the strategy behind horse race betting.

2. The biggest selection of horse races out there

If you're looking to drop a little dough on a horse race, chances are your best option is your local race track. But watching the same few horses races over and over again isn't the most exciting thing. With TVG you have access to over 150 tracks worldwide with races happening consistently throughout the day.

3. Get a generous sign-up offer when you place your first bet

Once you register your account, you will be eligible for a $200 risk-free bet. All you have to do is place your first bet and you're covered. If you happen to lose, TVG will insure you for up to $200 as a sort of wagering credit. I may have been a little trigger happy when placing my first bet, so having this insurance was a great perk. There are also a bunch of promotional offers available year-round.

4. Making deposits and cashing out at the touch of button

With a ton of payment options such as PayPal, BetCash, debit/credit, wire transfers, and other third-party services, making a deposit is a breeze. But what about the payout? Depending on your deposit method, your withdrawal will be available in a few days. No more waiting in-line to collect your winnings!

5. Watching live races with your friends while betting is exhilarating

Even when we were watching Korean baseball, Zoom calls with my friends were a little dull.

With TVG, we haven't had this sort of fun in months! Every weekend we'll turn on a race and throw our bets in. After a few races, and quite a few drinks, we'll tally up our winnings to see who won the most! Sometimes it's not even about making money, but just having a good time.

TVG is the perfect way to add a little excitement to an otherwise mundane afternoon. It introduced me to the world of horse racing, a sport I never would have considered otherwise.

The races just keep ramping up and thanks to TVG, I can always get in on the fun.

UPDATE: The biggest derby in horse racing is THIS WEEKEND. Get in on the action with your $200 risk-free bet!

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