Work gotcha stressed out? You're not alone. Stress is a major issue for workers today, no matter the field they're in. From classrooms to boardrooms, construction sites to websites, people of all ages and stages in their career can become overloaded with stress. And it won't disappear on its own. You can take stress and turn it from a mess to a success.
Here are 3 ways to learn to de-stress and make the workplace more peaceful and inviting. No more pulling your hair out! Instead, you can chill out, calm your nerves, and discover new ways of tackling unpleasant and frustrating situations with these useful tips. Turn aggravation into accomplishment all while relaxing the mind and spirit.
There's so much constant activity that interrupts, distracts, and throws us off schedule each day. As the American Psychological Association notes, "In today's digital world, it's easy to feel pressure to be available 24 hours a day." Too many of us never know when to cut off our work-focused minds and achieve balance.
Many of us are compelled to answer emails the moment they land in the inbox, talk to "Joe" from marketing just because he inconveniently popped in the office unannounced, or attend every meeting we're invited to. All this commotion may seem like part of the job, but with no boundaries, stress levels rise higher and higher. We feel like we have to "do it all" when sometimes, less is indeed, more.
You can take control of this non-stop frenzy and still get your job done better than ever. Sharon Melnick, Ph.D., a business psychologist and author recommends to Forbes, "Emails, phone calls, pop ins, instant messages and sudden, urgent deadlines conspire to make today's workers more distracted than ever. While you may not have control over the interrupters, you can control your response. Melnick advises responding in one of three ways: Accept the interruption, cut it off, or diagnosis its importance and make a plan."
No one will begrudge you for trying to get your work done efficiently and will less stressors. Make small changes until you are comfortable with the new patterns and habits you've strategically implemented. When others see how well you're performing, they may be compelled to follow suit, making your entire workplace more efficient.
Treat Your Body Well
Stress is known to nag and fester, so do all you can to relax your mind and take good care of your body in order to release tension and arrive at a lighter, brighter place. As per PsychCentral, "Engage in activities that are relaxing to you, such as yoga, or anything that you really enjoy, such as meeting with friends, reading, watching TV or gardening."
And even before you get into that mode effectively, when mind-numbing stress is at its peak, stop what you're doing to focus on deep breathing. Melnick, as per Forbes suggests, "If you're feeling overwhelmed or are coming out of a tense meeting and need to clear your head, a few minutes of deep breathing will restore balance." Not only will this calm your nerves, but as per PsychCentral it "prevents you from saying something you might regret." That could lead to even more stressful scenarios! Note: Do NOT hit "reply all!"
It's also imperative to eat well, get adequate sleep, and let your mind and body recharge. Try not to obsess over stressful work-related issues when it's time to be with family and loved ones or during your "me time." Leave the work at the office as much as you can. The more you remove yourself from the "eye of the storm," the better you'll clear up the negative clouds which loom over your head and move forth with clear and sunny skies lighting your path.
Mind Over Matter
Sometimes we create unnecessary drama in our heads when things aren't going perfectly. We can become hyper-sensitive to innocent comments that were totally harmless and blow minor issues out of proportion. Meetings that somehow went off-track and projects that didn't yield the desired results can still have positive takeaways. By looking on the bright side, we can reduce stress and allow ourselves to work more efficiently. Turn negatives into positives and take control of how you react rather than allowing the situation to lead your behavior.
As per the American Psychological Association, one way to help your mind focus is through learning how to relax. "Techniques such as meditation, deep breathing exercises and mindfulness (a state in which you actively observe present experiences and thoughts without judging them) can help melt away stress. Start by taking a few minutes each day to focus on a simple activity like breathing, walking or enjoying a meal."
By learning how to control the mind, you can better react to potentially stress-inciting situations and people more calmly and effectively. Remember, we cannot control what others say and do, but we can manage ourselves. You have the power to use your mind to dilute heavy situations and circumstances and turn them into positives. Always take a moment before reacting and think about what you want to say or do. It will greatly affect the outcome and you will lead the way for others thanks to your rational example. Together, we can re-route the stress in the workplace and travel a new path to overall success.
Less stress IS possible. You can become the stress-free professional you always knew you could be. 'Till then, invest in a squishy stress ball and give it a tension-reducing squeeze!
While it's possible to be frugal with many aspects of your lifestyle, there are certain events and possessions that will require you to spend a substantial amount of money. Thus, a wise course of action is to begin saving well ahead of time while thinking about your goals for the future. This way, you'll be able to maintain a stable financial state even when faced with those large expenses. The following are a few major life purchases that you should plan for.
Marriage is a joyous occasion that many people look forward to. However, a wedding can be quite expensive, often costing thousands of dollars. Your family and your future spouse's family will often contribute to covering this, but you should still prepare to spend a good deal of your own money on the ceremony. If you're in a serious relationship and are considering marriage, you should plan where the funds for the wedding will come from and take the necessary actions to accumulate them. It's also crucial to discuss financial matters with your partner, since your property will merge once you get married.
A New Car
Automobiles remain one of the top modes of transportation. As a result, you may want to purchase a new car at some point in your life. Although you may be fine with an old or used vehicle at present, you may one day be motivated by a desire to acquire something nice for yourself or by the practical needs that arise as you raise children. Whatever the case, obtaining a new car is a major life purchase that you should plan for.
In addition to setting aside funds to eventually put towards a vehicle, you should also aim to build you credit score. This is because your credit score will determine your available car loan options. The higher your credit score, the more you may be able to lower your interest rates on your car.
Owning your own residential property is a worthy objective that you may hope to make a reality one day. Ideally, you should save about 20 percent of the total cost of a house before you buy it. This will allow you to make a larger down payment and thereafter face less interest on your mortgage.
As with acquiring a car, the mortgage options that you'll have can change based on how strong your credit score is. You'll want to increase your score as much as possible in the years leading up to buying a house so that you can get more favorable interest rates. In addition to contemplating down payments and mortgages, you must also remember that you'll need to deal with property taxes, insurance, maintenance and repair fees, and sometimes homeowners' association charges.
It's also necessary to hire a real estate agent to help you with the buying process. There are different types of real estate professionals. You should know how to distinguish between buyer's agents and seller's agents so that you can obtain favorable prices on homes as well.
Many people live together before getting married and have begun the process of combining accounts and sharing responsibilities. However, some people wait to do this only after marriage, and others wait until they're married to live together. Whichever path you've chosen, it's still crucial to know a few tips to manage money together as newlyweds to determine where you should begin and how you can remain on the same page.
Discussing Money Motivations
As we begin to share money with our significant other, we soon find out what one person may rank as a priority regarding money and the other may not. As such, sitting down and discussing money motivations is important. Two people who cannot agree on how to handle money may cause serious issues. This should include:
- How to deal with money following payday. Is a percentage put into savings? Is that the day to splurge on dinner, drinks, and more?
- The frequency and size of payments made to debts. Some people like to pay minimums, whereas others pay in full or make double payments.
- What do you each consider money well spent? Is it a new 70" 4K television? Is it an investment? Is it paying as much debt off as possible?
- How do you go about consulting each other before making purchases over a certain amount?
Establishing Financial Goals
After you evaluate the motivations behind your money and how it should be spent, you'll need to spend time together hashing out financial goals. As newlyweds, there are certain things on your list that you're going to want to save for. How do you go about that? How much of each paycheck will you dedicate to a particular fund?
Some things in the future worth making a financial plan for include savings and paying down debts. This is the time to be honest about your current financial standing. If you're looking to buy a home, you'll want to assemble a first-time homeowner financial checklist to begin to develop topics of conversation. Some of the things to consider setting goals for are:
- Student loans
- Car loans
- Future children
- A house
- Medical bills
- Delinquencies on credit reports
- Vacation and rainy-day funds
- Emergency funds
The more honest and open you can be with each other about the money you have and now the debts you share, the better. Implementing plans for the best ways to have the things that you both desire while still taking care of existing demands is important. These can be uncomfortable things to talk about; however, these conversations are necessary.
Following these tips to manage money together as newlyweds will allow you to have a starting point for conversations that can be tough to start. The sooner you and your partner get on the same page with finances and the responsibilities that come with them, the easier the transition will be and the sooner you'll find success.
It's the dream: money you can count on to keep rolling in, even while you sleep.
Passive income isn't entirely passive, of course. You'll put in work up-front to get the profits rolling, so don't relax in your recliner just yet. But with so many potential sources of passive income available to you, picking one or several will mean that the day you can finally kick back will draw steadily closer.
Real estate is a tried-and-true wealth builder for a simple reason: people will always need somewhere to live. Research the market in a growing community until you know a good deal when you see it. You can maximize rent by fixing up a deteriorating property or upgrading a mediocre one. The key is to hire a property manager to do all the day-to-day landlord duties for you—and you'll need a good one. Smart investors put their profits in another property and repeat the process until they have a diverse portfolio.
A YouTube Channel
You can start a blog if you're more comfortable hiding behind a computer, but consumers are more likely to prefer video content. Post a series of “how-to" videos to answer questions about whatever you're an expert in.
You can put up any content you want, but if you don't want to commit to regularly updating it, focus on “evergreen" topics that will draw clicks for eternity. Ads will create your income, especially if your channel grows in popularity. Better yet, sign up for affiliate marketing. If you recommend a product and provide a link to buy it, you'll get a small percentage of those transactions.
If you don't mind vinyl-wrapping your car with an ad for a company, you can get cash just driving around and running your errands. Make sure you contact a reputable company that doesn't ask for any money from you; if they're the real deal, they'll evaluate your car, your driving habits, your area, and more. Bonus: the brighter the ad, the easier it'll be to find your vehicle in the parking lot.
What's something that people will pay for but doesn't require shipping on your part? Finding that item is what can supplement your income indefinitely. Write an e-book, charge for your cross-stitching patterns, design prints that people can digitally download, invent an app, record a “masterclass," or whatever else you want. Every time someone new discovers it, the cash register rings. With a little more effort, this is a potential source of passive income for you that can continue to grow. Once you build up a customer base, they might want more products. The good part is that it's up to you whether you wish to give it to them.