Hearing criticism about your work — whether it's the deck you put together for a presentation, how you ran a sales meeting or the way you interface with coworkers — is tough. It's also impossible to avoid — and that's not a bad thing.

"There is only one way to avoid criticism," wrote Aristotle, is to "do nothing, say nothing, and be nothing."

You are something. You are someone who is doing your best at work. Criticism is a sign that you're actively engaged in the process of trying and improving. Sure, you're thinking. But that doesn't make it sting any less. So how can you handle criticism with the grace of Princess Diana? Some tips from the pros.

Focus on the other person

Surprising, right? According to Deb Bright, head of executive coaching firm Bright Enterprises, which counts Disney, GE, Morgan Stanley, and Marriott among its clients, and author of the book The Truth Doesn't Have to Hurt: How to Use Criticism to Strengthen Relationships, Improve Performance, and Promote Change, the first job of anyone receiving criticism is to make the person giving it feel comfortable.

"Think about it," Bright tells Fortune. "Most managers hate giving performance appraisals, because they dread how someone is going to react to anything negative. So they tend to rush through the discussion just to get it over with."

By shifting your focus off yourself and onto your boss, you redirect your attention away from your emotional response. It's an exciting kind of mental trick, to boot, in that it reminds you of your power in the situation.

"You are the one in control here," Bright says. "How you respond will determine how the discussion goes, and how much or little you get out of it."

Listen

"People often think they're listening when in fact they are anticipating their own response or explanation to the criticism," career coach Ashley Stahl writes on Forbes. Jot down some notes while your manager is talking — the only thing worse than hearing negative feedback is hearing it twice.

Note the difference between fact and opinion:

A fact is quantitative: You missed your sales goal by $20,000. An opinion is qualitative and often vague: You don't communicate well with your peers. As you listen, parse facts from opinions.

Don't take it personally

Opinion, in particular, can be a reflection of the person giving it. Often, what we see in another person is a reflection of something that we are afraid to see in ourselves. This can become a kind of circular realization — your manager is reacting to you based on them, and you're responding to your manager's reaction to you based on you — oy vey! The point is to realize that there is a complex matrix of factors contributing to how we read and are read by others. Understanding that can help you take any opinion-based feedback less personally. What you're hearing is not The Truth from On High — it's your manager's perspective. As Georgia O'Keefe said: "The critics are just talking about themselves."

Hear the value of the criticism

Keep an ear cocked for the feedback that is useful — which is, after all, what feedback is intended to be. "What you can learn in a performance appraisal are things you may need, not just right now, but later on," Bright says. If you've heard the same areas for improvement the past couple of years, chances are you've got a growth opportunity on your hands.

Ask questions

If you're unclear on any feedback, be sure to ask for clarifications, and do so in a positive and specific (rather than defensive) way. For example, "When you mentioned that my data tables were too busy, would it be better to separate the information into sub-tables or do I just need to adjust the presentation style, in terms of font type and size?" You can also ask for suggestions, like, "How can I do this better next time?"

Ask for and provide concrete action steps

Think about how you can address the feedback you've received with a practical fix or two. "For example, you might suggest starting to 'communicate better with your peers' by updating them in person every week instead of through an occasional email," Bright suggests. You can do this at the time of feedback, but this is also a meaningful way to follow-up on a meeting and demonstrate that you've heard the feedback and have an action plan for improvement.

Trust that the feedback is well-intentioned

Nine times out of ten, the feedback is coming from a place of good intention and a desire to help you improve and succeed in your work. If you can remember that, you can see the feedback less as critical and adversarial and can maintain your dignity and self-esteem, notes Stahl.

Say "thank you" at the end of the conversation

"Even if someone is harsh and rude, thank them," writes Leo Babuta at zen habits. "They might have been having a bad day, or maybe they're just a negative person in general. But even so, your attitude of gratitude will probably catch them off-guard." Taking the high road and being the bigger person can win critics over. It's also a way of calming the ego and reminding yourself to be humble.

The takeaway

"No one goes through a whole career hearing only great feedback," Bright says. "In fact, if you haven't heard any constructive criticism lately, it means you probably aren't learning anything."

Roosevelt had some thoughts on this: "It is not the critic who counts; not the man who points out how the strong man stumbles, or where the doer of deeds could have done them better. The credit belongs to the man who is actually in the arena, whose face is marred by dust and sweat and blood; who strives valiantly; who errs, who comes short again and again, because this is no effort without error and shortcoming…"

Which all seems like a rather long-winded way of saying: If at first, you don't succeed, try, try again. That's when the magic happens.

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I thought I had a pretty good handle on my finances out of school. I worked several jobs while attending university and had little to no problem managing my income. However, once I graduated, I realized how much more complicated personal accounting could really be.

There were so many variables I needed to keep track of. Biweekly bills, monthly charges, and general necessities amounted to a heap of confusing numbers that were often impossible to decipher. The funniest part was that I was actually trying to do this by hand (I don't know what I was trying to prove to myself, either).

After messing up for the 17th time, I decided to give Microsoft Excel a shot. I used Excel a bit in school and I knew all the big-wig finance people used it, so what could I possibly have to lose? The answer is about six hours of my precious time. Excel isn't much of an improvement over handwriting and it's still dependent on the user to manually input all of the information. It's like doing everything by hand with the slightest help, meaning that it still required a tremendous amount of time and concentration. Well that was all for nothing, I guess.

It's sort of funny. I was certain that I could manage my personal finances with ease, when it's practically a full-time job. I was already stressed out enough with my first job and I knew I didn't have enough time to give my finances the attention it deserved.

That's why I decided to try out a budgeting app. My best friend told me that he uses an app called Truebill to manage his finances. "What does it even mean to manage your finances?" I asked him. He told me that Truebill was the personal financial assistant I wished I could have. It could aggregate all of my account information into one place and give me specific insights and actions.

I loved the idea of having full control over my finances, especially during a time of financial uncertainty, and I realized that Truebill would be the easiest way to accomplish this. The user interface is incredibly simple and intuitive, so it doesn't even feel like a finance app! Truebill offers a multitude of features, with their most popular being the ability to cancel subscriptions with the press of a button.

Okay, I had no idea how many subscriptions I was still subscribed to. In fact, I wasn't even using a quarter of the subscription services I was signed up for. Subscription boxes, streaming services, my old gym, and even an old subscription to my favorite magazine--it was all there and I was livid. How could I let myself waste all of this money and how did I never catch this? Thank goodness for Truebill.

Truebill also offers bill negotiations. There is a 40% fee based on how much you save and Truebill even claims that there is an 85% chance that they'll be able to lower your bill once a negotiation is requested. Why wouldn't I take them up on this? There was zero risk and I would only have to pay once my bill was lowered (which means that I would be saving money regardless).

More standard features of Truebill include the ability to generate a credit report on-demand and even request a pay advance. I only used the pay advance feature once when I wanted to buy a gift for my mom, but didn't have enough cash in hand and Truebill automatically reimbursed itself when I got my next paycheck.

The credit report is another fantastic feature and practically taught me what good credit meant. Truebill's credit report basically shows you which financial decisions have the most significant impact on your credit score and ways that you can improve your credit month-over-month. I've never had such control over my credit and it feels good.

I'll be the first to admit that I was extremely naive coming out of school. I figured that as long as I was attentive, I could manage my finances with ease. We manage money to some extent throughout our entire lives, but once you're thrown out on your own, it's a completely different story. With Truebill, I've finally been able to take control over my finances and stay on top of all of my responsibilities.

Update: Our friends at Truebill are extending a special offer to our readers! Follow this link to sign-up for Truebill.

My buddies and I always try to make it out to a game, but we never really care which one we end up at. Obviously we have our favorite sports and teams, but it was rarely about what game we went to or who we saw playing. It was about watching the game live.

In the early months of lockdown, all we had was Korean baseball, and trust me, we loved it. The only issue was, none of us had any idea what the commentators were saying. Even then, a few of my friends weren't huge fans of baseball. They were into sports like football and basketball, ones that moved at a quicker pace with less down-time in between plays.

We decided to see if there were any other events going down and came across horse racing. Yes, horse racing. It was perfect--short, fast-paced, and most importantly, an opportunity for betting.

I had never really considered watching a horse race any time other than the Belmont Stakes, but the prospects of the sport seemed exhilarating. Even better, with horse racing we knew we could still recreate the atmosphere of a race track. Salty snacks? Check. Stale beer? Check. A simple and easy way to bet? Check.

One quick Google search later, we came across TVG, powered by FanDuel. It's an online betting platform that takes you right to the heart of the action. We were a little apprehensive about using a mobile app to place our bets, but TVG's ability to bet on live horse races from all over the world was too good to pass up.

Here are 5 reasons why we are obsessed with horse racing thanks to TVG:

1. Betting has never been easier

Use your phone or computer to watch and bet on live horse races in real-time. TVG offers a bunch of features to make betting even simpler--live odds and handicapping tips leverage recent learnings to help you make your best bet. Not to mention, TVG's exclusive race content and wagering guide offers an under-the-hood look into the strategy behind horse race betting.

2. The biggest selection of horse races out there

If you're looking to drop a little dough on a horse race, chances are your best option is your local race track. But watching the same few horses races over and over again isn't the most exciting thing. With TVG you have access to over 150 tracks worldwide with races happening consistently throughout the day.

3. Get a generous sign-up offer when you place your first bet

Once you register your account, you will be eligible for a $200 risk-free bet. All you have to do is place your first bet and you're covered. If you happen to lose, TVG will insure you for up to $200 as a sort of wagering credit. I may have been a little trigger happy when placing my first bet, so having this insurance was a great perk. There are also a bunch of promotional offers available year-round.

4. Making deposits and cashing out at the touch of button

With a ton of payment options such as PayPal, BetCash, debit/credit, wire transfers, and other third-party services, making a deposit is a breeze. But what about the payout? Depending on your deposit method, your withdrawal will be available in a few days. No more waiting in-line to collect your winnings!

5. Watching live races with your friends while betting is exhilarating

Even when we were watching Korean baseball, Zoom calls with my friends were a little dull.

With TVG, we haven't had this sort of fun in months! Every weekend we'll turn on a race and throw our bets in. After a few races, and quite a few drinks, we'll tally up our winnings to see who won the most! Sometimes it's not even about making money, but just having a good time.

TVG is the perfect way to add a little excitement to an otherwise mundane afternoon. It introduced me to the world of horse racing, a sport I never would have considered otherwise.

The races just keep ramping up and thanks to TVG, I can always get in on the fun.

UPDATE: The biggest derby in horse racing is THIS WEEKEND. Get in on the action with your $200 risk-free bet!

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