We all remember those people in elementary school that were perpetually associated with the "T" word: tardy. We rolled our eyes at them. We consulted the imaginary watches on our wrists. We tapped our feet disdainfully. Unfortunately, not much has changed since elementary school. People are still late and they get away with it, blaming traffic, the kids, or just a "bad day." But why should we let them? Being on time is important, and President George Washington agrees. It doesn't matter whether it's to a doctor's appointment, work, or lunch with an old acquaintance. Tardiness not only succeeds in annoying everyone else who has any respect for time, but it can send some very powerful messages and assumptions of which you may (or may not) be aware.

1. "I don't assign importance to this thing I am expected to."

Being late makes people assume that you don't care, even if in your mind, you do. We all know about the 15-minute grace period, but those that arrive on time (or early) are considerate enough to not delay what needs to be done.

2. "Other people will understand and cover for me."

This may not always be the case. If you are habitually late, others may have to scramble to make up for your absence. It offsets the balance of a day and even though people might be nice about it, you don't know what they're really thinking.

3. "They won't start without me."

Oh, they will. And you will just embarrass yourself when you have to interrupt everything to announce your presence.

Here are a few tips on how to start being on time and stop annoying your friends, your coworkers, and your family.

1. Go to bed earlier.

Oversleeping is one of the world's favorite excuses for being late. Don't set 100 alarms that you will sleep through. Instead, make an effort to change your sleeping schedule. If you are oversleeping, that means you are not getting enough REM sleep to feel well-rested at the hour in which you are supposed to wake up.

2. IPA before 9am

No, we don't mean that kind of IPA. We mean, "Income-Producing Activity." If you really want to impress your boss (or yourself), do some heavy brainwork before the sun rises. That extra little effort will go a long way, and much like a good breakfast, will inspire you to make good decisions for the rest of the day.

3. Consider FIFO

First In, First Out is a method of inventory valuation, but can also be applied to you. The earlier you arrive to appointments, work, family parties, and more, the sooner you're likely to be able to leave and fill your evening with other fun activities. It's smart, it's impressive, and it gives you a lot more flexibility.

It's easy to chalk tardiness up to a bunch of lame excuses, but being on time (or even early) has many benefits that can set you up for success.

Here's more on how to stop being so late!

PayPath
Follow Us on

Airbnb is a great option while traveling, but you should protect yourself from damage charges from unscrupulous hosts.

Airbnb offers an affordable option for people looking to be more comfortable as they travel.

However, there are downsides to staying in a host's home rather than a hotel. Whereas hotels are designed for constant streams of visitors and often have furniture built to last, at an Airbnb, you may be staying on old or cheap furniture that a host is using in order to maximize their profits.

And while most reputable hotels will have regular room inspections from staff to check for any wear and tear, Airbnb damage disputes are oftentimes he said, she said situations. If you are in an Airbnb and something breaks, there are a few steps you should take in order to ensure that you are not on the hook for damages out of your control.

Keep reading Show less

What Are NFTs?

Art Installation N°1 by Carlos Marcial. Rhett Dashwood / YouTube

If you're keeping tabs on the art and tech worlds, you've probably been hearing whispers about "NFTs" for the past month. Just over the past week they've entered the mainstream lexicon.

Twitter founder Jack Dorsey made the news for selling his first ever tweet. The app has been teasing paid subscription models and newsletter-like features, but tweets for sale is "the next frontier."

The 2006 tweet went up for auction as an NFT, and the current bid is $2.5 Million. But what does it mean to own that? Why would anyone want to? And what even is an NFT?

Keep reading Show less

Long gone are the days when the majority of Americans dreamed about owning a home with a white picket fence.

The traditional American Dream may be on its deathbed, but that doesn't mean a core component of the vision can't survive. It simply takes a diverse perspective. People can still believe they can attain their own vision of success in society with hard work, knowledge, and risk-taking. Investing in today's American Dream may literally mean investing money in our modern economy, starting with our infrastructure.

Real estate investing in particular is a lucrative method that can boost income and secure a better financial future for many. There's always risk involved, but the payoffs can far outweigh the uncertainty. Selecting solid financial investments is about confidence and competence. If you're looking for some advice on this kind of investment, here are a few savvy tips for new real estate investors.

Stick To a Specific Strategy or Niche

Real estate is a challenging sphere of the business world, one that requires several key skills: groundwork knowledge, networking, perseverance, and organization. True knowledge of the real estate market will come with time and experience, but it's a smart idea to select one area of the market and stick to it. This is the best way to attain in-depth familiarity with your specific niche.

First, choose a geographical area close by and then a niche strategy within it, such as house flips, rental rehabs, or residential or commercial properties. By doing so, you can become aware of current inner working conditions in the market and you'll have a better idea of how these trends may change in the future.

Be Vigilant About Viable Financing Options

While it takes money to make money, you don't have to use all your own money. A common misconception about real estate investing is that you must be wealthy to start off. This isn't straight fact, however. A majority of people can test the waters of real estate investing without a lot of initial cash in their pocket.

Aside from traditional financing options from banks and institutions, private lending options can be worthy solutions. Hard money lenders are popular, reasonable choices, and they tend to have fewer qualification requirements upfront. However, be sure to strategically choose a hard money lender to find the best possible fit.

Master the Art of Finding Good Deals

There may be hundreds of thousands of available properties for sale on the current market, but the bulk of them will never amount to the final money-making result you desire. Another great tip for new real estate investors is to use good math to estimate profit. Taking risks is part of the process, but you have the ability to analyze properties and use networking sources to find the greatest deal. You can't win every deal, but you can steadily work towards a thriving financial future.