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Almost everyone wants to learn another language, but not that many actually commit to this self-improvement project. This usually comes down to a lack of motivation. It takes quite a bit of time and effort to become proficient in a language and even more time and effort to become fully fluent. Without a concrete motivating reason, many people don't even start in the first place, or become discouraged and give up. But there are many benefits to learning another language, including ones that will very positively impact your career.

1. A second language looks impressive on a resumé.

The most obvious reason to learn a second language is to brag about it. And it is pretty impressive. (There's a reason some people lie about it on their resumé, after all.) It doesn't really matter what kind of job you're applying to, pretty much everyone will give you a second look. Taking the time to learn a second language shows incredible discipline and dedication. It's a decent boost to your resumé, even if you don't really need it for your chosen career path.

2. Knowing more languages significantly increases your job opportunities.

Ever wanted to live in another country? Knowing another language can help open those doors. Rather than being limited to English-speaking countries, you could be able to live and work almost anywhere. For this option, you might want to pick a language that is widely spoken. The first most spoken language in the world is Chinese. Spanish is second and English is third.

3. You can increase your contacts and build more relationships with a second language.

But maybe you don't need new job prospects. Learning another language can probably help you in the job you already have. If you work in business, learning the language most of your clients speak can go a long way to build trust and create long-lasting relationships. The same situation can arise if you're a doctor or nurse. Knowing another language can help even if you're law enforcement. The possibilities are pretty endless.

4. Learning another language improves your memory and decision-making.

Let's say you don't need a new language for any practical reason. Taking the time to study one can still help you immensely. Studies show that there are many, many benefits to becoming bilingual. The ones most applicable in the workplace are improvements to your memory and decision-making. People who know more than one language have to know a lot more vocabulary than monolingual people. Because of this, it's often easier for bilingual people to retain information like phone numbers or grocery lists. When speaking in any language, you have to be careful of what vocabulary you are using when. This kind of decision-making can make you more conscientious on the job.

5. Ultimately, the practice of studying a language can ultimately improve your English.

Studying a foreign language brings your focus to the mechanics of the language, including grammar, conjugations and sentence structure. Being aware of how another language works can also lead to you become more and more aware of how English functions. You'll be more comfortable with the ways it can be structured and how it can be manipulated. These skills can make you a more effective communicator. That's a skill you need in pretty much any career path.

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When you are newly hitched and learning how to combine your essential legal and financial information as well as your accounts, it can be confusing.

Many people live together before getting married and have begun the process of combining accounts and sharing responsibilities. However, some people wait to do this only after marriage, and others wait until they're married to live together. Whichever path you've chosen, it's still crucial to know a few tips to manage money together as newlyweds to determine where you should begin and how you can remain on the same page.

Discussing Money Motivations

As we begin to share money with our significant other, we soon find out what one person may rank as a priority regarding money and the other may not. As such, sitting down and discussing money motivations is important. Two people who cannot agree on how to handle money may cause serious issues. This should include:

  • How to deal with money following payday. Is a percentage put into savings? Is that the day to splurge on dinner, drinks, and more?
  • The frequency and size of payments made to debts. Some people like to pay minimums, whereas others pay in full or make double payments.
  • What do you each consider money well spent? Is it a new 70" 4K television? Is it an investment? Is it paying as much debt off as possible?
  • How do you go about consulting each other before making purchases over a certain amount?

Establishing Financial Goals

After you evaluate the motivations behind your money and how it should be spent, you'll need to spend time together hashing out financial goals. As newlyweds, there are certain things on your list that you're going to want to save for. How do you go about that? How much of each paycheck will you dedicate to a particular fund?

Some things in the future worth making a financial plan for include savings and paying down debts. This is the time to be honest about your current financial standing. If you're looking to buy a home, you'll want to assemble a first-time homeowner financial checklist to begin to develop topics of conversation. Some of the things to consider setting goals for are:

  • Student loans
  • Car loans
  • Future children
  • A house
  • Medical bills
  • Delinquencies on credit reports
  • Vacation and rainy-day funds
  • Emergency funds

Budgeting Together

The more honest and open you can be with each other about the money you have and now the debts you share, the better. Implementing plans for the best ways to have the things that you both desire while still taking care of existing demands is important. These can be uncomfortable things to talk about; however, these conversations are necessary.

Following these tips to manage money together as newlyweds will allow you to have a starting point for conversations that can be tough to start. The sooner you and your partner get on the same page with finances and the responsibilities that come with them, the easier the transition will be and the sooner you'll find success.

It's the dream: money you can count on to keep rolling in, even while you sleep.

Passive income isn't entirely passive, of course. You'll put in work up-front to get the profits rolling, so don't relax in your recliner just yet. But with so many potential sources of passive income available to you, picking one or several will mean that the day you can finally kick back will draw steadily closer.

Rental Properties

Real estate is a tried-and-true wealth builder for a simple reason: people will always need somewhere to live. Research the market in a growing community until you know a good deal when you see it. You can maximize rent by fixing up a deteriorating property or upgrading a mediocre one. The key is to hire a property manager to do all the day-to-day landlord duties for you—and you'll need a good one. Smart investors put their profits in another property and repeat the process until they have a diverse portfolio.

A YouTube Channel

You can start a blog if you're more comfortable hiding behind a computer, but consumers are more likely to prefer video content. Post a series of “how-to" videos to answer questions about whatever you're an expert in.

You can put up any content you want, but if you don't want to commit to regularly updating it, focus on “evergreen" topics that will draw clicks for eternity. Ads will create your income, especially if your channel grows in popularity. Better yet, sign up for affiliate marketing. If you recommend a product and provide a link to buy it, you'll get a small percentage of those transactions.

Auto Advertising

If you don't mind vinyl-wrapping your car with an ad for a company, you can get cash just driving around and running your errands. Make sure you contact a reputable company that doesn't ask for any money from you; if they're the real deal, they'll evaluate your car, your driving habits, your area, and more. Bonus: the brighter the ad, the easier it'll be to find your vehicle in the parking lot.

Digital Products

What's something that people will pay for but doesn't require shipping on your part? Finding that item is what can supplement your income indefinitely. Write an e-book, charge for your cross-stitching patterns, design prints that people can digitally download, invent an app, record a “masterclass," or whatever else you want. Every time someone new discovers it, the cash register rings. With a little more effort, this is a potential source of passive income for you that can continue to grow. Once you build up a customer base, they might want more products. The good part is that it's up to you whether you wish to give it to them.

Airbnb is a great option while traveling, but you should protect yourself from damage charges from unscrupulous hosts.

Airbnb offers an affordable option for people looking to be more comfortable as they travel.

However, there are downsides to staying in a host's home rather than a hotel. Whereas hotels are designed for constant streams of visitors and often have furniture built to last, at an Airbnb, you may be staying on old or cheap furniture that a host is using in order to maximize their profits.

And while most reputable hotels will have regular room inspections from staff to check for any wear and tear, Airbnb damage disputes are oftentimes he said, she said situations. If you are in an Airbnb and something breaks, there are a few steps you should take in order to ensure that you are not on the hook for damages out of your control.

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