In this series we will be highlighting burgeoning entrepreneurs in the modern era. These are folks who have taken the risk of quitting or working double to quit their conventional jobs in pursuit of their passions. This is a difficult road that many never find the courage to venture upon, but the rewards are so worth it, and as you know, no risk, no reward, know risk, know reward.

This episode highlights Derrick Casey. If you've never thought that making money online was real, Derrick will change your mind really quickly. Derrick is a proverbial paradigm shifter with a goal of helping as many people as he can use their talents, and their skills, coupled with his knowledge of online marketing to develop new streams of income and secure financial freedom. Glowing with enthusiasm and passion, read on to learn how Derrick is building new and innovative income streams for himself and others.

Tell Me A Little More About What You Do And How You Got Into It

I am an online marketing consultant, mentor and motivator. I simply teach people how to create an additional income online. There's a lot of misconceptions when it comes to network marketing and direct sales. It's not something that you see or hear of everyday. So the perception is that this industry isn't real or it's a pyramid scheme or a scam. Although there are some pretty crazy stories of companies who fall under this category. It doesn't mean that the whole industry is tarnished. And I am determined to show people that what people get paid to do online. We've been doing for free for many years. I've always known about network marketing and I've tried a couple things that didn't work out for me. It wasn't until me and my family moved to Dallas, TX that network marketing became a big part of my life. I began to connect with people who were just like me. Tired of working hard every day. Living paycheck to paycheck just to pay bills. And I started to see more and more people working less hours, making more money, and being able to spend more time with their families. Which sounded way better than working 40 plus hours a week, being stuck in traffic, and living paycheck to paycheck.

Do you Remember Your First Day? What Were You Feeling?

I felt super excited, anxious, nervous. Just full of emotions because I didn't know what to expect. But I knew I wanted the lifestyle of the people that I was surrounded with now. I remember just staring at my computer when I first received my information. And all I could do was smile because I knew I was doing something that could absolutely change my family's life for the better. Then I was invited to my first event. And from that moment on I knew that I wanted to learn more, earn more, and teach others how to gain financial freedom.

What Were You Doing Before? Why Made You Want To Try Something New?

I'm still working a full-time job. In sales, of course. I love what I do, the people I work with and the company I represent. However, I totally understand that these JOBS are not guaranteed. And I am taking a huge risk if my only source of income is from my job. Because what would I do if they were to let me go tomorrow. How would I provide for my family? And this very thing happened to me not too long ago. My job was redoing their budget and decided to let me and many others go just to save money. They didn't care about how I was going to provide for my family. However, due to learning how to generate an additional income online while working my full-time job. I was still able to provide for my family while searching for a new job.

How Do You Balance Your Time?

Working a full-time job, taking care of my 4 beautiful children and wife while running an online business can get a little crazy at times. But I am able to manage. On my way to work, I am always listening to motivational speakers to start my day off right. From Tony Robbins to John C Maxwell. Great way to start the day. I work my typical 9-5 shift. While on my drive home, I am listening to something motivational to help me debrief after a long day at work. Once I get home, my children and wife are waiting for me. So from about 7pm – 9pm I eat dinner with the family, talk about how their day went. Play with my children. Get them in the shower. Read them books. Then put them to bed. From 9pm-10pm I catch up on all of my messages that I received throughout the day. From 10pm-11pm I spend some quality time with my beautiful wife. Then it's off to bed to start my day all over again the next day.

Tell Me About Your Business?

My business is very simple. Since there are millions of ways to make money online. I focus more on teaching people the basics of marketing online via social media. And how to connect with people. Once you learn the basics of marketing online and start to apply what you've learned. Sky's the limit to what you can do and the amount of money you can make in this industry. I decided to create a company called Pyramid Genius. And my slogan is "Changing Lives Financially with these so called Pyramid Schemes". I wanted to create something that created a little controversy but made people more curious about what me, my team, and my company represents. Once people say the magic words "What Do You Do?" Then we got them. Because most people are just misinformed. And my team is excited to break down the value of creating an additional income online. With Pyramid Genius, we love to have fun, make money, and make a difference.

How Much Time Per Week Would You Say You Dedicate To Your Work?

I dedicate approximately 10-15 hours a week to my business.

What Else Do You Like To Do With Your Free Time?

In my free time I love spending time with my family. Getting out of the house and going to do something fun. I also love playing basketball when I can. I also love playing piano and making music with my children. But my new found passion is becoming a motivational speaker. I love connecting with new people and learning about their journey. And inspiring them through my own life experiences. It's such a great feeling when people come across my videos and hit me up saying thank you for content that I share every day. I am just enjoying life and want to give back. Oh and I love to cook in my spare time. Preferably on the grill.

What's Next For You?

Becoming a motivational speaker. I love inspiring people. I want to be on the big stage in front of thousands of people. Sharing my story and impacting lives. I have so much to offer and so much to give. God has blessed with the opportunity to connect with people on so many levels. And it's time for me to put it to use.

Any Advice For People Wanting To Follow A Similar Path?

In order for things to change. You have to change. And to have things that you've never had. You have to do things that you've never done. It's inevitable that we will all die some day. It's what you do with your time while you're on this Earth. What legacy will you leave behind for your children to follow. If you want something bad enough. GO GET IT!!! Once you realize that no one on God's green Earth can stop you from being great but you. That's when life will begin to make sense. You are more powerful than your mind let's you believe. You're time is NOW. Not tomorrow. Not next week. Right NOW!!! Time to take action. And make it happen!!!

Interested in learning more and working with Derrick? Click here...

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As the years go by, you'll likely need to make some large purchases here and there. Plan for these major life purchases by identifying them and saving early.

While it's possible to be frugal with many aspects of your lifestyle, there are certain events and possessions that will require you to spend a substantial amount of money. Thus, a wise course of action is to begin saving well ahead of time while thinking about your goals for the future. This way, you'll be able to maintain a stable financial state even when faced with those large expenses. The following are a few major life purchases that you should plan for.

A Wedding

Marriage is a joyous occasion that many people look forward to. However, a wedding can be quite expensive, often costing thousands of dollars. Your family and your future spouse's family will often contribute to covering this, but you should still prepare to spend a good deal of your own money on the ceremony. If you're in a serious relationship and are considering marriage, you should plan where the funds for the wedding will come from and take the necessary actions to accumulate them. It's also crucial to discuss financial matters with your partner, since your property will merge once you get married.

A New Car

Automobiles remain one of the top modes of transportation. As a result, you may want to purchase a new car at some point in your life. Although you may be fine with an old or used vehicle at present, you may one day be motivated by a desire to acquire something nice for yourself or by the practical needs that arise as you raise children. Whatever the case, obtaining a new car is a major life purchase that you should plan for.

In addition to setting aside funds to eventually put towards a vehicle, you should also aim to build you credit score. This is because your credit score will determine your available car loan options. The higher your credit score, the more you may be able to lower your interest rates on your car.

A House

Owning your own residential property is a worthy objective that you may hope to make a reality one day. Ideally, you should save about 20 percent of the total cost of a house before you buy it. This will allow you to make a larger down payment and thereafter face less interest on your mortgage.

As with acquiring a car, the mortgage options that you'll have can change based on how strong your credit score is. You'll want to increase your score as much as possible in the years leading up to buying a house so that you can get more favorable interest rates. In addition to contemplating down payments and mortgages, you must also remember that you'll need to deal with property taxes, insurance, maintenance and repair fees, and sometimes homeowners' association charges.

It's also necessary to hire a real estate agent to help you with the buying process. There are different types of real estate professionals. You should know how to distinguish between buyer's agents and seller's agents so that you can obtain favorable prices on homes as well.

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When you are newly hitched and learning how to combine your essential legal and financial information as well as your accounts, it can be confusing.

Many people live together before getting married and have begun the process of combining accounts and sharing responsibilities. However, some people wait to do this only after marriage, and others wait until they're married to live together. Whichever path you've chosen, it's still crucial to know a few tips to manage money together as newlyweds to determine where you should begin and how you can remain on the same page.

Discussing Money Motivations

As we begin to share money with our significant other, we soon find out what one person may rank as a priority regarding money and the other may not. As such, sitting down and discussing money motivations is important. Two people who cannot agree on how to handle money may cause serious issues. This should include:

  • How to deal with money following payday. Is a percentage put into savings? Is that the day to splurge on dinner, drinks, and more?
  • The frequency and size of payments made to debts. Some people like to pay minimums, whereas others pay in full or make double payments.
  • What do you each consider money well spent? Is it a new 70" 4K television? Is it an investment? Is it paying as much debt off as possible?
  • How do you go about consulting each other before making purchases over a certain amount?

Establishing Financial Goals

After you evaluate the motivations behind your money and how it should be spent, you'll need to spend time together hashing out financial goals. As newlyweds, there are certain things on your list that you're going to want to save for. How do you go about that? How much of each paycheck will you dedicate to a particular fund?

Some things in the future worth making a financial plan for include savings and paying down debts. This is the time to be honest about your current financial standing. If you're looking to buy a home, you'll want to assemble a first-time homeowner financial checklist to begin to develop topics of conversation. Some of the things to consider setting goals for are:

  • Student loans
  • Car loans
  • Future children
  • A house
  • Medical bills
  • Delinquencies on credit reports
  • Vacation and rainy-day funds
  • Emergency funds

Budgeting Together

The more honest and open you can be with each other about the money you have and now the debts you share, the better. Implementing plans for the best ways to have the things that you both desire while still taking care of existing demands is important. These can be uncomfortable things to talk about; however, these conversations are necessary.

Following these tips to manage money together as newlyweds will allow you to have a starting point for conversations that can be tough to start. The sooner you and your partner get on the same page with finances and the responsibilities that come with them, the easier the transition will be and the sooner you'll find success.

It's the dream: money you can count on to keep rolling in, even while you sleep.

Passive income isn't entirely passive, of course. You'll put in work up-front to get the profits rolling, so don't relax in your recliner just yet. But with so many potential sources of passive income available to you, picking one or several will mean that the day you can finally kick back will draw steadily closer.

Rental Properties

Real estate is a tried-and-true wealth builder for a simple reason: people will always need somewhere to live. Research the market in a growing community until you know a good deal when you see it. You can maximize rent by fixing up a deteriorating property or upgrading a mediocre one. The key is to hire a property manager to do all the day-to-day landlord duties for you—and you'll need a good one. Smart investors put their profits in another property and repeat the process until they have a diverse portfolio.

A YouTube Channel

You can start a blog if you're more comfortable hiding behind a computer, but consumers are more likely to prefer video content. Post a series of “how-to" videos to answer questions about whatever you're an expert in.

You can put up any content you want, but if you don't want to commit to regularly updating it, focus on “evergreen" topics that will draw clicks for eternity. Ads will create your income, especially if your channel grows in popularity. Better yet, sign up for affiliate marketing. If you recommend a product and provide a link to buy it, you'll get a small percentage of those transactions.

Auto Advertising

If you don't mind vinyl-wrapping your car with an ad for a company, you can get cash just driving around and running your errands. Make sure you contact a reputable company that doesn't ask for any money from you; if they're the real deal, they'll evaluate your car, your driving habits, your area, and more. Bonus: the brighter the ad, the easier it'll be to find your vehicle in the parking lot.

Digital Products

What's something that people will pay for but doesn't require shipping on your part? Finding that item is what can supplement your income indefinitely. Write an e-book, charge for your cross-stitching patterns, design prints that people can digitally download, invent an app, record a “masterclass," or whatever else you want. Every time someone new discovers it, the cash register rings. With a little more effort, this is a potential source of passive income for you that can continue to grow. Once you build up a customer base, they might want more products. The good part is that it's up to you whether you wish to give it to them.