We're tired of hearing that social media is taking over the world. Yawn. But does that mean we should scrap our websites, just make a killer Facebook page and call it a day? No. Websites are still important, as they lend credibility to your company or services. And a good website will do so much more than that. Here are some tips for making the most of your website.

1. Come up with a great domain name.

Much like a book's cover, a name is the first impression people will have of your company. This is one of your most important decisions, next to what you will name your first child. (Alright, we're exaggerating.) But seriously, take your time when thinking of a domain name. Make sure it is memorable, easy to type, and has keywords. Here are some other great tips for choosing your domain from our friends at GoDaddy.

2. Shell out (a tiny bit) of cash.

If your website involves no upfront money, it's probably going to flop. Remember, this is not the blog you had in middle school. A .com domain costs $0.99 at GoDaddy. All you have to do is search your name, make sure no one has already lay claim to it, and buy that puppy up. A self-hosted website is where you want to be. Being hosted on a 3rd party site means that site owns your site and information. A self-hosted site tells the world that you are a serious entrepreneur because you're willing to make an investment in your virtual appearance. Site hosting such as Bluehost costs $3-6 per month. Not much considering that's just about your daily coffee budget.

3. Get out the pencil and paper.

Woah cowboy. We know you want to go live right away, but we advise you to take a step back. Draw a mockup of what you want the site to look like (no matter your drawing ability). This will help you visualize the user flow and work out any kinks in logistics.

4. Do some "online shopping."

We don't mean actually "online shopping," but shop for websites that you love. What makes your favorite websites so great? Is it their visual aesthetic? Font? Colors? Images? Or is it their short and sweet content? Make notes about what you like (and dislike) about other websites, take screenshots, and make a virtual storyboard.

5. Make friends with a graphic designer.

A really good logo and design can work wonders. Yeah, with a few hours on Photoshop you can come up with a decent logo, but it helps to get a pro. If you're not already BFFs with a top notch graphic designer, there are tons of freelance graphic designers out there. Here's a great place to start.

6. Write perfect content.

Don't bore your readers with your lengthy bio. Keep all content relevant. Your website is not just a home for your portfolio and contact information, but you should tell visitors what you can do for them. What helps is to include client testimonials or blog content that will help give them a clear picture of what you offer. Staying concise, positive, and injecting your personality where necessary will help turn your site into a web destination.

7. Declutter.

It's so nice to open a web page that doesn't bombard you with places to click, photos that pop out of nowhere, and ads galore. If your layout is calm, then your site visitors will trust that you are somewhat of an organized person. Be minimal but don't be sparse. If you're into that modern art kind of thing, just make your whole website one blank white page with white text. (Just kidding.)

Now equipped with your amazing website, you're all set to embark on your journey into the Internet. Want to start from scratch? Here's how!

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I thought I had a pretty good handle on my finances out of school. I worked several jobs while attending university and had little to no problem managing my income. However, once I graduated, I realized how much more complicated personal accounting could really be.

There were so many variables I needed to keep track of. Biweekly bills, monthly charges, and general necessities amounted to a heap of confusing numbers that were often impossible to decipher. The funniest part was that I was actually trying to do this by hand (I don't know what I was trying to prove to myself, either).

After messing up for the 17th time, I decided to give Microsoft Excel a shot. I used Excel a bit in school and I knew all the big-wig finance people used it, so what could I possibly have to lose? The answer is about six hours of my precious time. Excel isn't much of an improvement over handwriting and it's still dependent on the user to manually input all of the information. It's like doing everything by hand with the slightest help, meaning that it still required a tremendous amount of time and concentration. Well that was all for nothing, I guess.

It's sort of funny. I was certain that I could manage my personal finances with ease, when it's practically a full-time job. I was already stressed out enough with my first job and I knew I didn't have enough time to give my finances the attention it deserved.

That's why I decided to try out a budgeting app. My best friend told me that he uses an app called Truebill to manage his finances. "What does it even mean to manage your finances?" I asked him. He told me that Truebill was the personal financial assistant I wished I could have. It could aggregate all of my account information into one place and give me specific insights and actions.

I loved the idea of having full control over my finances, especially during a time of financial uncertainty, and I realized that Truebill would be the easiest way to accomplish this. The user interface is incredibly simple and intuitive, so it doesn't even feel like a finance app! Truebill offers a multitude of features, with their most popular being the ability to cancel subscriptions with the press of a button.

Okay, I had no idea how many subscriptions I was still subscribed to. In fact, I wasn't even using a quarter of the subscription services I was signed up for. Subscription boxes, streaming services, my old gym, and even an old subscription to my favorite magazine--it was all there and I was livid. How could I let myself waste all of this money and how did I never catch this? Thank goodness for Truebill.

Truebill also offers bill negotiations. There is a 40% fee based on how much you save and Truebill even claims that there is an 85% chance that they'll be able to lower your bill once a negotiation is requested. Why wouldn't I take them up on this? There was zero risk and I would only have to pay once my bill was lowered (which means that I would be saving money regardless).

More standard features of Truebill include the ability to generate a credit report on-demand and even request a pay advance. I only used the pay advance feature once when I wanted to buy a gift for my mom, but didn't have enough cash in hand and Truebill automatically reimbursed itself when I got my next paycheck.

The credit report is another fantastic feature and practically taught me what good credit meant. Truebill's credit report basically shows you which financial decisions have the most significant impact on your credit score and ways that you can improve your credit month-over-month. I've never had such control over my credit and it feels good.

I'll be the first to admit that I was extremely naive coming out of school. I figured that as long as I was attentive, I could manage my finances with ease. We manage money to some extent throughout our entire lives, but once you're thrown out on your own, it's a completely different story. With Truebill, I've finally been able to take control over my finances and stay on top of all of my responsibilities.

Update: Our friends at Truebill are extending a special offer to our readers! Follow this link to sign-up for Truebill.

My buddies and I always try to make it out to a game, but we never really care which one we end up at. Obviously we have our favorite sports and teams, but it was rarely about what game we went to or who we saw playing. It was about watching the game live.

In the early months of lockdown, all we had was Korean baseball, and trust me, we loved it. The only issue was, none of us had any idea what the commentators were saying. Even then, a few of my friends weren't huge fans of baseball. They were into sports like football and basketball, ones that moved at a quicker pace with less down-time in between plays.

We decided to see if there were any other events going down and came across horse racing. Yes, horse racing. It was perfect--short, fast-paced, and most importantly, an opportunity for betting.

I had never really considered watching a horse race any time other than the Belmont Stakes, but the prospects of the sport seemed exhilarating. Even better, with horse racing we knew we could still recreate the atmosphere of a race track. Salty snacks? Check. Stale beer? Check. A simple and easy way to bet? Check.

One quick Google search later, we came across TVG, powered by FanDuel. It's an online betting platform that takes you right to the heart of the action. We were a little apprehensive about using a mobile app to place our bets, but TVG's ability to bet on live horse races from all over the world was too good to pass up.

Here are 5 reasons why we are obsessed with horse racing thanks to TVG:

1. Betting has never been easier

Use your phone or computer to watch and bet on live horse races in real-time. TVG offers a bunch of features to make betting even simpler--live odds and handicapping tips leverage recent learnings to help you make your best bet. Not to mention, TVG's exclusive race content and wagering guide offers an under-the-hood look into the strategy behind horse race betting.

2. The biggest selection of horse races out there

If you're looking to drop a little dough on a horse race, chances are your best option is your local race track. But watching the same few horses races over and over again isn't the most exciting thing. With TVG you have access to over 150 tracks worldwide with races happening consistently throughout the day.

3. Get a generous sign-up offer when you place your first bet

Once you register your account, you will be eligible for a $200 risk-free bet. All you have to do is place your first bet and you're covered. If you happen to lose, TVG will insure you for up to $200 as a sort of wagering credit. I may have been a little trigger happy when placing my first bet, so having this insurance was a great perk. There are also a bunch of promotional offers available year-round.

4. Making deposits and cashing out at the touch of button

With a ton of payment options such as PayPal, BetCash, debit/credit, wire transfers, and other third-party services, making a deposit is a breeze. But what about the payout? Depending on your deposit method, your withdrawal will be available in a few days. No more waiting in-line to collect your winnings!

5. Watching live races with your friends while betting is exhilarating

Even when we were watching Korean baseball, Zoom calls with my friends were a little dull.

With TVG, we haven't had this sort of fun in months! Every weekend we'll turn on a race and throw our bets in. After a few races, and quite a few drinks, we'll tally up our winnings to see who won the most! Sometimes it's not even about making money, but just having a good time.

TVG is the perfect way to add a little excitement to an otherwise mundane afternoon. It introduced me to the world of horse racing, a sport I never would have considered otherwise.

The races just keep ramping up and thanks to TVG, I can always get in on the fun.

UPDATE: The biggest derby in horse racing is THIS WEEKEND. Get in on the action with your $200 risk-free bet!

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