A long day on the job has its productive moments and those that cause many of us to start to fade. Morning starts off with an energetic rush and when the day is nearing its end, most people find a renewing burst of excitement for the evening of "me time" ahead. But then there's that draining mid-day slump that can lead to lethargy and lack of productivity.

The afternoon crash does not have to be your daily destiny. You can ward off the mid-day dip by making plans to trump the slump with these 4 tips to pep you up and keep you going strong 'till it's time to head home. Working with fervor and staying on top of your game will make each day one to be proud of.

1. Graze on Snacks All Day

In order to keep your blood sugar levels steady and to be sure you are well-energized all day long, opt for small meals or snacks throughout the day rather than waiting until you're famished and then devour a big lunch that will surely make you sleepy.

As per Reader's Digest, "You want a snack that combines protein, fiber, and complex carbohydrates (such as whole-grain crackers or raw vegetables)." Be sure to stay well-hydrated throughout the day as well and limit caffeine so you don't rely on that coffee kick to keep you falsely fresh.

Snacking regularly will keep your mind active and your body going strong for hours. It's great for your metabolism and sense of focus. Just be mindful of your portions and calorie count and you'll gravitate towards grazing rather than gorging.

2. Use Lunch Hour for Some Exercise

Since you won't need your lunch hour to eat since you've been noshing on small snacks throughout the day, use your break to get your blood flowing and your body moving. Some companies offer a staff gym, but if yours doesn't have such a perk, get outside for a brisk walk or head for a 45-minute workout at your local gym.

Another idea for being active as suggested by Greatist, "Try a walking meeting. Take that meeting to the streets and discuss what you would in the office outdoors." The fresh air paired with the multi-tasking is a win-win.

If it's too cold outside or you can't get away from the office, Greatist offers some clever ways to "deskercise." 33 workout ideas you can do right in the office. Tone up, get your energy pumping, and make the most of your day.

3. Stretch

Even if you are able to fit in some exercise during the day, it's also important to stretch periodically to improve circulation, perfect your posture, and reel you in from any distractions or dull moments. As per Huffington Post, "Research shows that straightening your posture can help give you an energy boost and even pump up your confidence."

Reader's Digest recommends to, "Roll your shoulders forward, then backward, timing each roll with a deep breath in and out. Repeat for two minutes." Do some stretching any time you feel the threat of a slump ready to strike. You'll be more limber and less lethargic.

4. Schedule Mid-Day Meetings

Get together with co-workers to work on a group project or hold your daily "pow-wow" mid-day. Just at the time when a slump might slip you up, get up and move to a meeting room and get the momentum back into your day by allowing collaboration to crush the nap that's calling your name.

According to Reader's Digest, "We are social animals, and interactions always rev us up. But make sure it's an interesting, interactive activity." Plus, as per Greatist, "A change of scenery may boost productivity."

Not only will you slay the slump, but you'll have a productive afternoon that will keep you on your toes for the remainder of the day.

The mid-day slump can be a thing of the past when you ward it off wisely. Every moment of each day is valuable and staring blankly at your computer screen is no way to get the job done.

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When you are newly hitched and learning how to combine your essential legal and financial information as well as your accounts, it can be confusing.

Many people live together before getting married and have begun the process of combining accounts and sharing responsibilities. However, some people wait to do this only after marriage, and others wait until they're married to live together. Whichever path you've chosen, it's still crucial to know a few tips to manage money together as newlyweds to determine where you should begin and how you can remain on the same page.

Discussing Money Motivations

As we begin to share money with our significant other, we soon find out what one person may rank as a priority regarding money and the other may not. As such, sitting down and discussing money motivations is important. Two people who cannot agree on how to handle money may cause serious issues. This should include:

  • How to deal with money following payday. Is a percentage put into savings? Is that the day to splurge on dinner, drinks, and more?
  • The frequency and size of payments made to debts. Some people like to pay minimums, whereas others pay in full or make double payments.
  • What do you each consider money well spent? Is it a new 70" 4K television? Is it an investment? Is it paying as much debt off as possible?
  • How do you go about consulting each other before making purchases over a certain amount?

Establishing Financial Goals

After you evaluate the motivations behind your money and how it should be spent, you'll need to spend time together hashing out financial goals. As newlyweds, there are certain things on your list that you're going to want to save for. How do you go about that? How much of each paycheck will you dedicate to a particular fund?

Some things in the future worth making a financial plan for include savings and paying down debts. This is the time to be honest about your current financial standing. If you're looking to buy a home, you'll want to assemble a first-time homeowner financial checklist to begin to develop topics of conversation. Some of the things to consider setting goals for are:

  • Student loans
  • Car loans
  • Future children
  • A house
  • Medical bills
  • Delinquencies on credit reports
  • Vacation and rainy-day funds
  • Emergency funds

Budgeting Together

The more honest and open you can be with each other about the money you have and now the debts you share, the better. Implementing plans for the best ways to have the things that you both desire while still taking care of existing demands is important. These can be uncomfortable things to talk about; however, these conversations are necessary.

Following these tips to manage money together as newlyweds will allow you to have a starting point for conversations that can be tough to start. The sooner you and your partner get on the same page with finances and the responsibilities that come with them, the easier the transition will be and the sooner you'll find success.

It's the dream: money you can count on to keep rolling in, even while you sleep.

Passive income isn't entirely passive, of course. You'll put in work up-front to get the profits rolling, so don't relax in your recliner just yet. But with so many potential sources of passive income available to you, picking one or several will mean that the day you can finally kick back will draw steadily closer.

Rental Properties

Real estate is a tried-and-true wealth builder for a simple reason: people will always need somewhere to live. Research the market in a growing community until you know a good deal when you see it. You can maximize rent by fixing up a deteriorating property or upgrading a mediocre one. The key is to hire a property manager to do all the day-to-day landlord duties for you—and you'll need a good one. Smart investors put their profits in another property and repeat the process until they have a diverse portfolio.

A YouTube Channel

You can start a blog if you're more comfortable hiding behind a computer, but consumers are more likely to prefer video content. Post a series of “how-to" videos to answer questions about whatever you're an expert in.

You can put up any content you want, but if you don't want to commit to regularly updating it, focus on “evergreen" topics that will draw clicks for eternity. Ads will create your income, especially if your channel grows in popularity. Better yet, sign up for affiliate marketing. If you recommend a product and provide a link to buy it, you'll get a small percentage of those transactions.

Auto Advertising

If you don't mind vinyl-wrapping your car with an ad for a company, you can get cash just driving around and running your errands. Make sure you contact a reputable company that doesn't ask for any money from you; if they're the real deal, they'll evaluate your car, your driving habits, your area, and more. Bonus: the brighter the ad, the easier it'll be to find your vehicle in the parking lot.

Digital Products

What's something that people will pay for but doesn't require shipping on your part? Finding that item is what can supplement your income indefinitely. Write an e-book, charge for your cross-stitching patterns, design prints that people can digitally download, invent an app, record a “masterclass," or whatever else you want. Every time someone new discovers it, the cash register rings. With a little more effort, this is a potential source of passive income for you that can continue to grow. Once you build up a customer base, they might want more products. The good part is that it's up to you whether you wish to give it to them.

Airbnb is a great option while traveling, but you should protect yourself from damage charges from unscrupulous hosts.

Airbnb offers an affordable option for people looking to be more comfortable as they travel.

However, there are downsides to staying in a host's home rather than a hotel. Whereas hotels are designed for constant streams of visitors and often have furniture built to last, at an Airbnb, you may be staying on old or cheap furniture that a host is using in order to maximize their profits.

And while most reputable hotels will have regular room inspections from staff to check for any wear and tear, Airbnb damage disputes are oftentimes he said, she said situations. If you are in an Airbnb and something breaks, there are a few steps you should take in order to ensure that you are not on the hook for damages out of your control.

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