A long day on the job has its productive moments and those that cause many of us to start to fade. Morning starts off with an energetic rush and when the day is nearing its end, most people find a renewing burst of excitement for the evening of "me time" ahead. But then there's that draining mid-day slump that can lead to lethargy and lack of productivity.

The afternoon crash does not have to be your daily destiny. You can ward off the mid-day dip by making plans to trump the slump with these 4 tips to pep you up and keep you going strong 'till it's time to head home. Working with fervor and staying on top of your game will make each day one to be proud of.

1. Graze on Snacks All Day

In order to keep your blood sugar levels steady and to be sure you are well-energized all day long, opt for small meals or snacks throughout the day rather than waiting until you're famished and then devour a big lunch that will surely make you sleepy.

As per Reader's Digest, "You want a snack that combines protein, fiber, and complex carbohydrates (such as whole-grain crackers or raw vegetables)." Be sure to stay well-hydrated throughout the day as well and limit caffeine so you don't rely on that coffee kick to keep you falsely fresh.

Snacking regularly will keep your mind active and your body going strong for hours. It's great for your metabolism and sense of focus. Just be mindful of your portions and calorie count and you'll gravitate towards grazing rather than gorging.

2. Use Lunch Hour for Some Exercise

Since you won't need your lunch hour to eat since you've been noshing on small snacks throughout the day, use your break to get your blood flowing and your body moving. Some companies offer a staff gym, but if yours doesn't have such a perk, get outside for a brisk walk or head for a 45-minute workout at your local gym.

Another idea for being active as suggested by Greatist, "Try a walking meeting. Take that meeting to the streets and discuss what you would in the office outdoors." The fresh air paired with the multi-tasking is a win-win.

If it's too cold outside or you can't get away from the office, Greatist offers some clever ways to "deskercise." 33 workout ideas you can do right in the office. Tone up, get your energy pumping, and make the most of your day.

3. Stretch

Even if you are able to fit in some exercise during the day, it's also important to stretch periodically to improve circulation, perfect your posture, and reel you in from any distractions or dull moments. As per Huffington Post, "Research shows that straightening your posture can help give you an energy boost and even pump up your confidence."

Reader's Digest recommends to, "Roll your shoulders forward, then backward, timing each roll with a deep breath in and out. Repeat for two minutes." Do some stretching any time you feel the threat of a slump ready to strike. You'll be more limber and less lethargic.

4. Schedule Mid-Day Meetings

Get together with co-workers to work on a group project or hold your daily "pow-wow" mid-day. Just at the time when a slump might slip you up, get up and move to a meeting room and get the momentum back into your day by allowing collaboration to crush the nap that's calling your name.

According to Reader's Digest, "We are social animals, and interactions always rev us up. But make sure it's an interesting, interactive activity." Plus, as per Greatist, "A change of scenery may boost productivity."

Not only will you slay the slump, but you'll have a productive afternoon that will keep you on your toes for the remainder of the day.

The mid-day slump can be a thing of the past when you ward it off wisely. Every moment of each day is valuable and staring blankly at your computer screen is no way to get the job done.

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I thought I had a pretty good handle on my finances out of school. I worked several jobs while attending university and had little to no problem managing my income. However, once I graduated, I realized how much more complicated personal accounting could really be.

There were so many variables I needed to keep track of. Biweekly bills, monthly charges, and general necessities amounted to a heap of confusing numbers that were often impossible to decipher. The funniest part was that I was actually trying to do this by hand (I don't know what I was trying to prove to myself, either).

After messing up for the 17th time, I decided to give Microsoft Excel a shot. I used Excel a bit in school and I knew all the big-wig finance people used it, so what could I possibly have to lose? The answer is about six hours of my precious time. Excel isn't much of an improvement over handwriting and it's still dependent on the user to manually input all of the information. It's like doing everything by hand with the slightest help, meaning that it still required a tremendous amount of time and concentration. Well that was all for nothing, I guess.

It's sort of funny. I was certain that I could manage my personal finances with ease, when it's practically a full-time job. I was already stressed out enough with my first job and I knew I didn't have enough time to give my finances the attention it deserved.

That's why I decided to try out a budgeting app. My best friend told me that he uses an app called Truebill to manage his finances. "What does it even mean to manage your finances?" I asked him. He told me that Truebill was the personal financial assistant I wished I could have. It could aggregate all of my account information into one place and give me specific insights and actions.

I loved the idea of having full control over my finances, especially during a time of financial uncertainty, and I realized that Truebill would be the easiest way to accomplish this. The user interface is incredibly simple and intuitive, so it doesn't even feel like a finance app! Truebill offers a multitude of features, with their most popular being the ability to cancel subscriptions with the press of a button.

Okay, I had no idea how many subscriptions I was still subscribed to. In fact, I wasn't even using a quarter of the subscription services I was signed up for. Subscription boxes, streaming services, my old gym, and even an old subscription to my favorite magazine--it was all there and I was livid. How could I let myself waste all of this money and how did I never catch this? Thank goodness for Truebill.

Truebill also offers bill negotiations. There is a 40% fee based on how much you save and Truebill even claims that there is an 85% chance that they'll be able to lower your bill once a negotiation is requested. Why wouldn't I take them up on this? There was zero risk and I would only have to pay once my bill was lowered (which means that I would be saving money regardless).

More standard features of Truebill include the ability to generate a credit report on-demand and even request a pay advance. I only used the pay advance feature once when I wanted to buy a gift for my mom, but didn't have enough cash in hand and Truebill automatically reimbursed itself when I got my next paycheck.

The credit report is another fantastic feature and practically taught me what good credit meant. Truebill's credit report basically shows you which financial decisions have the most significant impact on your credit score and ways that you can improve your credit month-over-month. I've never had such control over my credit and it feels good.

I'll be the first to admit that I was extremely naive coming out of school. I figured that as long as I was attentive, I could manage my finances with ease. We manage money to some extent throughout our entire lives, but once you're thrown out on your own, it's a completely different story. With Truebill, I've finally been able to take control over my finances and stay on top of all of my responsibilities.

Update: Our friends at Truebill are extending a special offer to our readers! Follow this link to sign-up for Truebill.

My buddies and I always try to make it out to a game, but we never really care which one we end up at. Obviously we have our favorite sports and teams, but it was rarely about what game we went to or who we saw playing. It was about watching the game live.

In the early months of lockdown, all we had was Korean baseball, and trust me, we loved it. The only issue was, none of us had any idea what the commentators were saying. Even then, a few of my friends weren't huge fans of baseball. They were into sports like football and basketball, ones that moved at a quicker pace with less down-time in between plays.

We decided to see if there were any other events going down and came across horse racing. Yes, horse racing. It was perfect--short, fast-paced, and most importantly, an opportunity for betting.

I had never really considered watching a horse race any time other than the Belmont Stakes, but the prospects of the sport seemed exhilarating. Even better, with horse racing we knew we could still recreate the atmosphere of a race track. Salty snacks? Check. Stale beer? Check. A simple and easy way to bet? Check.

One quick Google search later, we came across TVG, powered by FanDuel. It's an online betting platform that takes you right to the heart of the action. We were a little apprehensive about using a mobile app to place our bets, but TVG's ability to bet on live horse races from all over the world was too good to pass up.

Here are 5 reasons why we are obsessed with horse racing thanks to TVG:

1. Betting has never been easier

Use your phone or computer to watch and bet on live horse races in real-time. TVG offers a bunch of features to make betting even simpler--live odds and handicapping tips leverage recent learnings to help you make your best bet. Not to mention, TVG's exclusive race content and wagering guide offers an under-the-hood look into the strategy behind horse race betting.

2. The biggest selection of horse races out there

If you're looking to drop a little dough on a horse race, chances are your best option is your local race track. But watching the same few horses races over and over again isn't the most exciting thing. With TVG you have access to over 150 tracks worldwide with races happening consistently throughout the day.

3. Get a generous sign-up offer when you place your first bet

Once you register your account, you will be eligible for a $200 risk-free bet. All you have to do is place your first bet and you're covered. If you happen to lose, TVG will insure you for up to $200 as a sort of wagering credit. I may have been a little trigger happy when placing my first bet, so having this insurance was a great perk. There are also a bunch of promotional offers available year-round.

4. Making deposits and cashing out at the touch of button

With a ton of payment options such as PayPal, BetCash, debit/credit, wire transfers, and other third-party services, making a deposit is a breeze. But what about the payout? Depending on your deposit method, your withdrawal will be available in a few days. No more waiting in-line to collect your winnings!

5. Watching live races with your friends while betting is exhilarating

Even when we were watching Korean baseball, Zoom calls with my friends were a little dull.

With TVG, we haven't had this sort of fun in months! Every weekend we'll turn on a race and throw our bets in. After a few races, and quite a few drinks, we'll tally up our winnings to see who won the most! Sometimes it's not even about making money, but just having a good time.

TVG is the perfect way to add a little excitement to an otherwise mundane afternoon. It introduced me to the world of horse racing, a sport I never would have considered otherwise.

The races just keep ramping up and thanks to TVG, I can always get in on the fun.

UPDATE: The biggest derby in horse racing is THIS WEEKEND. Get in on the action with your $200 risk-free bet!

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