How to Keep Your Holiday Shopping in Check This Season

The holidays are our favorite time of year. It's okay to eat whatever you want, put off annoying tasks until after the New Year, and punch out early. It's also the time where we put our paychecks to good use at the department stores and online buying gifts for ourselves, our friends and family. But binge-shopping, while exhilarating, can leave you with a shocking bill at the end of the month. Here are some tips for keeping your holiday shopping in check this season.

1. Go in knowing exactly what you want.

If you're going into a department store a complete blank slate, not only will you spend a lot of extra time traipsing around, but you'll likely get off track from where you need to be. It's like if you're going food shopping and have no idea what you need. If you're like me, you'll come home with twelve tubs of ice cream and no orange juice. Discipline is the key.

2. Give yourself a time limit.

Go early, before the crowds set in. Give yourself no more than two hours to get everything you need. If you have followed rule one, that will be more than enough time. If you need to, set an alarm, and if you don't get everything by when time is up, too bad. You'll have to make a gift (see rule four).

3. Set your budget, and respect it.

There will be no surprises if you go into a store knowing your set budget and sticking to it. It helps to look up the prices of things you want to get beforehand, then find the cheapest place to buy. Often, it's better to just get everything online. You can find some great holiday deals and you don't even have to leave the house!

4. You don't need to get a fancy gift for your third cousin twice removed.

We know you're generous, but that doesn't mean you have to give gifts to everyone. In fact, what's even better is a handmade gift. Instead of diamond earrings, pick up a canvas and some paints from the craft store and paint a portrait. Or if you're less artistically inclined, give a clever I.O.U. Here are some other great gift ideas on a budget!

'Tis (nearly) the season to stay out of debt. Be sensible about your gifts, everyone.

PayPath
Follow Us on
Photo by Arlington Research-Unsplash

You’re powering through your morning. You’re in the zone. Getting so much done. But then you get Slacked with an innocent question: “Gotta moment to discuss the Jefferson thing?”

Keep readingShow less

Ever since the pandemic popularized (or forced) virtual meetings and, countless companies adopted the hybrid work model or went completely virtual. And once the public health crisis was declared over, we remained confined to our desks in our kitchens and attics working from home.

Keep readingShow less

April 18 came and your taxes were not ready. So you filed a tax extension. Well, you should file an extension, if you haven't already. Form 4868 is one of easier tax forms to fill out and it will give you an extra six months to get your taxes together. Everyone is eligible for a tax extension. The extension gives you until October 17 to file your taxes, but keep in mind if you owe the IRS money; it is still due April 18. Once you've filed an extension, what happens next?

Keep readingShow less