Landing your very first "real" job is exciting and what a milestone you've reached! Sure, you may have had a childhood paper route or babysat for the bratty kids next door, but reaching adulthood and walking through the door to that first major job is a true step towards the rest of your career.
While your expectations may be high, your adrenaline is pumping, and you're full of hope and promise, not all first jobs are a dream come true. Sometimes the realistic levels of excitement and interest level are pretty low. It's just part of the process of climbing the ladder to the next (and hopefully more interesting) point in your career.
But there's no need to get down in the dumps because of a lackluster first job. There's potential to turn that frown upside down and make the most of this experience. You can take the reins and control your own destiny… or at least prevent yourself from staring at the clock 'till it strikes 5pm. Here are 5 tips to making the most of your first job when it's not exactly making the most of you.
Hone in On the Positive
Looking on the bright side can have positive psychological effects. Not everything is terrible about your job, so it's up to you to bring out the aspects of it that are interesting and exciting to you. Perhaps it's those brainstorming meetings on Monday morning where you can hear what the company is planning and what the other departments are up to. Your boss may be a great mentor. Or maybe it's the fact that your office is close to home so you have a quick commute. If your paycheck is decent, then that's nothing to turn up your nose too either.
Similarly, get rid of negative thoughts and constant complaining. This will only reinforce the not-so-great parts of the job and take time away from its better aspects. As per Life Hacker, "Complaining about your job can be fun because it seems cathartic, but venting your frustration will only make your anger worse. Instead of complaining, consider solutions. If you can't change the way things work in the office, consider ways to help you cope with those problems. Being more proactive and less negative may not fix everything, but it can improve your situation."
Don't forget that a first job is a learning experience. Learn to finish the tasks that may not be your favorite, but lend to your overall success. And for the things you truly enjoy? Go at them with gusto to show your manager you're enthusiastic and eager to tackle similar tasks in the future.
Sitting alone in your cubicle all day and never co-mingling with your co-workers can make a dull job even more dreadful. It's time to step out of your shell and learn more about your company and the people who work for it alongside you. You'll become more knowledgeable as well as better-rounded. Plus, your boredom will fade as you get more involved.
As Forbes notes, "Your brain needs stimulus. Try doing your humdrum tasks in a different way, at a different time, in a different seat or with different people." In addition, "Ask your boss if you can alter your workload or the kind of work you currently do." This will allow you to participate in different departments and zero in on what it is you enjoy doing the most.
Talk to your co-workers, learn about new innovations and marketing plans, and stay in the loop of what's happening in every department. This will help you realize that the role you have is an important part of the machine and you'll be able to see its value. Even if you wind up back in your initial job area, you can offer aid when needed and consider a different department when it's time for a review or promotion.
Make Lunchtime Special
When you're not all too enthralled with your job, break time can be a blessing to help recharge you to make the most of the remainder of the day. Take the free time you have to eat a healthy and energizing meal, read a book or the newspaper, chit chat with co-workers, or take a brisk walk around the block.
With some time to clear your mind, you can get back to work with a sense of purpose and stamina. Think about why you took the job in the first place and get back to that mentality after a little time to yourself. Use the break time to think about new ways to approach your job with positivity and ambition. Mind over matter is a useful tool.
Then again, if you get back to your desk and still find yourself in a blasé mood, at least you had an hour off to do something enjoyable!
Put Things in Context
Sometimes, it's all about perspective to make what could be tedious something that intrigues you. This is your first job, so while it may not be your dream scenario, if you place this moment in the context of your life to date and where it's headed, things could suddenly seem pretty darn OK.
As Tiny Budda puts it, "Things may be far from ideal, but they could also be much worse. Throughout the world, there are millions and millions of people who would be confused if you told them that you were miserable in your current job. They're making a lot less money, while working longer hours, and often in far worse conditions."
Think of what you are doing now as a small checkpoint on the list of your entire life. Use what you are doing and learning as ways to better yourself and figure out where you fit into the scheme of things both in the workforce and the universe. While organizing an Excel spreadsheet may not seem Earth-shattering, making a contribution towards the bigger picture is what makes the world go 'round.
You can make your job more appealing by changing things up to make it more exciting for you. You can suggest a new way of holding team meetings or volunteer to work with the interns as they integrate into their respective departments. Think about new ways of managing your time to get the dull items out of the way first so you can look forward to the things that keep you on your toes. Maybe you can get approval to work from home a few days a week or change up your hours so you can do other non-work activities that keep you motivated. Ask to attend seminars or conferences in your field so you can be on top of the most current trends and meet like-minded individuals who can help you get to the next stage of your career.
If your job seems boring, it doesn't mean that you have to be too. Use your inner creativity to turn a ho-hum job into something to wake up looking forward to.
Your new job seems a little more exciting now, doesn't it!?
The National Financial Educators Council (NFEC) surveyed young adults in 2017 and asked them what high school level course would benefit their lives the most.
The majority responded that money management was the course that would be most beneficial.
With personal debt is at its highest record and COVID-19 threatening to have the hardest economic effects on youth, understanding money and finances is an important life lesson that should be taught to children at a young age.
The following is a list of the best financial literacy lessons and tips to teach children throughout different life stages.
I thought I had a pretty good handle on my finances out of school. I worked several jobs while attending university and had little to no problem managing my income. However, once I graduated, I realized how much more complicated personal accounting could really be.
There were so many variables I needed to keep track of. Biweekly bills, monthly charges, and general necessities amounted to a heap of confusing numbers that were often impossible to decipher. The funniest part was that I was actually trying to do this by hand (I don't know what I was trying to prove to myself, either).
After messing up for the 17th time, I decided to give Microsoft Excel a shot. I used Excel a bit in school and I knew all the big-wig finance people used it, so what could I possibly have to lose? The answer is about six hours of my precious time. Excel isn't much of an improvement over handwriting and it's still dependent on the user to manually input all of the information. It's like doing everything by hand with the slightest help, meaning that it still required a tremendous amount of time and concentration. Well that was all for nothing, I guess.
It's sort of funny. I was certain that I could manage my personal finances with ease, when it's practically a full-time job. I was already stressed out enough with my first job and I knew I didn't have enough time to give my finances the attention it deserved.
That's why I decided to try out a budgeting app. My best friend told me that he uses an app called Truebill to manage his finances. "What does it even mean to manage your finances?" I asked him. He told me that Truebill was the personal financial assistant I wished I could have. It could aggregate all of my account information into one place and give me specific insights and actions.
I loved the idea of having full control over my finances, especially during a time of financial uncertainty, and I realized that Truebill would be the easiest way to accomplish this. The user interface is incredibly simple and intuitive, so it doesn't even feel like a finance app! Truebill offers a multitude of features, with their most popular being the ability to cancel subscriptions with the press of a button.
Okay, I had no idea how many subscriptions I was still subscribed to. In fact, I wasn't even using a quarter of the subscription services I was signed up for. Subscription boxes, streaming services, my old gym, and even an old subscription to my favorite magazine--it was all there and I was livid. How could I let myself waste all of this money and how did I never catch this? Thank goodness for Truebill.
Truebill also offers bill negotiations. There is a 40% fee based on how much you save and Truebill even claims that there is an 85% chance that they'll be able to lower your bill once a negotiation is requested. Why wouldn't I take them up on this? There was zero risk and I would only have to pay once my bill was lowered (which means that I would be saving money regardless).
More standard features of Truebill include the ability to generate a credit report on-demand and even request a pay advance. I only used the pay advance feature once when I wanted to buy a gift for my mom, but didn't have enough cash in hand and Truebill automatically reimbursed itself when I got my next paycheck.
The credit report is another fantastic feature and practically taught me what good credit meant. Truebill's credit report basically shows you which financial decisions have the most significant impact on your credit score and ways that you can improve your credit month-over-month. I've never had such control over my credit and it feels good.
I'll be the first to admit that I was extremely naive coming out of school. I figured that as long as I was attentive, I could manage my finances with ease. We manage money to some extent throughout our entire lives, but once you're thrown out on your own, it's a completely different story. With Truebill, I've finally been able to take control over my finances and stay on top of all of my responsibilities.
My buddies and I always try to make it out to a game, but we never really care which one we end up at. Obviously we have our favorite sports and teams, but it was rarely about what game we went to or who we saw playing. It was about watching the game live.
In the early months of lockdown, all we had was Korean baseball, and trust me, we loved it. The only issue was, none of us had any idea what the commentators were saying. Even then, a few of my friends weren't huge fans of baseball. They were into sports like football and basketball, ones that moved at a quicker pace with less down-time in between plays.
We decided to see if there were any other events going down and came across horse racing. Yes, horse racing. It was perfect--short, fast-paced, and most importantly, an opportunity for betting.
I had never really considered watching a horse race any time other than the Belmont Stakes, but the prospects of the sport seemed exhilarating. Even better, with horse racing we knew we could still recreate the atmosphere of a race track. Salty snacks? Check. Stale beer? Check. A simple and easy way to bet? Check.
One quick Google search later, we came across TVG, powered by FanDuel. It's an online betting platform that takes you right to the heart of the action. We were a little apprehensive about using a mobile app to place our bets, but TVG's ability to bet on live horse races from all over the world was too good to pass up.
Here are 5 reasons why we are obsessed with horse racing thanks to TVG:
1. Betting has never been easier
Use your phone or computer to watch and bet on live horse races in real-time. TVG offers a bunch of features to make betting even simpler--live odds and handicapping tips leverage recent learnings to help you make your best bet. Not to mention, TVG's exclusive race content and wagering guide offers an under-the-hood look into the strategy behind horse race betting.
2. The biggest selection of horse races out there
If you're looking to drop a little dough on a horse race, chances are your best option is your local race track. But watching the same few horses races over and over again isn't the most exciting thing. With TVG you have access to over 150 tracks worldwide with races happening consistently throughout the day.
3. Get a generous sign-up offer when you place your first bet
Once you register your account, you will be eligible for a $200 risk-free bet. All you have to do is place your first bet and you're covered. If you happen to lose, TVG will insure you for up to $200 as a sort of wagering credit. I may have been a little trigger happy when placing my first bet, so having this insurance was a great perk. There are also a bunch of promotional offers available year-round.
4. Making deposits and cashing out at the touch of button
With a ton of payment options such as PayPal, BetCash, debit/credit, wire transfers, and other third-party services, making a deposit is a breeze. But what about the payout? Depending on your deposit method, your withdrawal will be available in a few days. No more waiting in-line to collect your winnings!
5. Watching live races with your friends while betting is exhilarating
Even when we were watching Korean baseball, Zoom calls with my friends were a little dull.
With TVG, we haven't had this sort of fun in months! Every weekend we'll turn on a race and throw our bets in. After a few races, and quite a few drinks, we'll tally up our winnings to see who won the most! Sometimes it's not even about making money, but just having a good time.
TVG is the perfect way to add a little excitement to an otherwise mundane afternoon. It introduced me to the world of horse racing, a sport I never would have considered otherwise.
The races just keep ramping up and thanks to TVG, I can always get in on the fun.