According to the U.S. Census, average commute time has been on the rise, from nearly 22 minutes in 1980 to 26 minutes by 2016. But that's nothing to some of us who spend 1, 2, or even 3 or more hours getting from home to office everyday. Commuting is a major time suck, prompting stress, burdensome logistics, and, some studies show, could contribute to rising blood pressure, a poor sleep schedule, risk for depression, and not to mention, aches and pains.

But most people commute because they have to. They either can't afford housing in the vicinity of their office, or are bound by family. How do we know when a commute is too long? Is it better to move closer to work, or to get a new job entirely? We say, neither. If you like your job, there are ways to combat the commute and use it for good.

1. Consider mass transportation over driving.

We know—if you have a car, you're probably going to want to use it. While it's nice to have that space to yourself, driving can cause a series of adverse effects for you and other drivers. First, while driving, people often get distracted. For those of us with long commutes on boring highways, our minds tend to wander, or worse, completely shut down. Driving while drowsy is just as bad as, if not worse than, driving while drunk. Driving requires all of your attention, and taking mass transportation will allow you to get a few extra minutes of sleep, listen to an audiobook, or do that crossword puzzle. It's also less expensive and better for the environment, even if you do have to deal with people sitting next to you.

2. If you're ambitious, ride your bike!

Obviously, if you have highways and bridges to traverse, riding your bike might not be a great idea. Also, heavy sweaters, consider if you have access to a shower. But if your path is fairly straightforward and quick, riding your bike can be a great way to get out extra aggression, increase endorphins, and feel energized before your day in the office even begins. Plus, you can feel free to skip the gym. Business Insider agrees.

3. Make your commute time you-time.

With a little creativity, you can find so many ways to make your commute more fun and exciting. Make it a time for you (within reason—we don't mean bring a massage therapist on the train next to you). Most importantly, it is not a time you need to be working. Save that for the office, if at all possible. Your commute time should be spent reading a book, watching a show, or doing anything that can take you out of the everyday humdrum of life. Listen to podcasts or write a short story or haiku! The train is your creative oyster.

You commute doesn't have to be the bane of your daily existence. For more tips on how to make your commute a lot more soothing, check this out!

PayPath
Follow Us on

Airbnb is a great option while traveling, but you should protect yourself from damage charges from unscrupulous hosts.

Airbnb offers an affordable option for people looking to be more comfortable as they travel.

However, there are downsides to staying in a host's home rather than a hotel. Whereas hotels are designed for constant streams of visitors and often have furniture built to last, at an Airbnb, you may be staying on old or cheap furniture that a host is using in order to maximize their profits.

And while most reputable hotels will have regular room inspections from staff to check for any wear and tear, Airbnb damage disputes are oftentimes he said, she said situations. If you are in an Airbnb and something breaks, there are a few steps you should take in order to ensure that you are not on the hook for damages out of your control.

Keep reading Show less

What Are NFTs?

Art Installation N°1 by Carlos Marcial. Rhett Dashwood / YouTube

If you're keeping tabs on the art and tech worlds, you've probably been hearing whispers about "NFTs" for the past month. Just over the past week they've entered the mainstream lexicon.

Twitter founder Jack Dorsey made the news for selling his first ever tweet. The app has been teasing paid subscription models and newsletter-like features, but tweets for sale is "the next frontier."

The 2006 tweet went up for auction as an NFT, and the current bid is $2.5 Million. But what does it mean to own that? Why would anyone want to? And what even is an NFT?

Keep reading Show less

Long gone are the days when the majority of Americans dreamed about owning a home with a white picket fence.

The traditional American Dream may be on its deathbed, but that doesn't mean a core component of the vision can't survive. It simply takes a diverse perspective. People can still believe they can attain their own vision of success in society with hard work, knowledge, and risk-taking. Investing in today's American Dream may literally mean investing money in our modern economy, starting with our infrastructure.

Real estate investing in particular is a lucrative method that can boost income and secure a better financial future for many. There's always risk involved, but the payoffs can far outweigh the uncertainty. Selecting solid financial investments is about confidence and competence. If you're looking for some advice on this kind of investment, here are a few savvy tips for new real estate investors.

Stick To a Specific Strategy or Niche

Real estate is a challenging sphere of the business world, one that requires several key skills: groundwork knowledge, networking, perseverance, and organization. True knowledge of the real estate market will come with time and experience, but it's a smart idea to select one area of the market and stick to it. This is the best way to attain in-depth familiarity with your specific niche.

First, choose a geographical area close by and then a niche strategy within it, such as house flips, rental rehabs, or residential or commercial properties. By doing so, you can become aware of current inner working conditions in the market and you'll have a better idea of how these trends may change in the future.

Be Vigilant About Viable Financing Options

While it takes money to make money, you don't have to use all your own money. A common misconception about real estate investing is that you must be wealthy to start off. This isn't straight fact, however. A majority of people can test the waters of real estate investing without a lot of initial cash in their pocket.

Aside from traditional financing options from banks and institutions, private lending options can be worthy solutions. Hard money lenders are popular, reasonable choices, and they tend to have fewer qualification requirements upfront. However, be sure to strategically choose a hard money lender to find the best possible fit.

Master the Art of Finding Good Deals

There may be hundreds of thousands of available properties for sale on the current market, but the bulk of them will never amount to the final money-making result you desire. Another great tip for new real estate investors is to use good math to estimate profit. Taking risks is part of the process, but you have the ability to analyze properties and use networking sources to find the greatest deal. You can't win every deal, but you can steadily work towards a thriving financial future.