Amidst the coronavirus pandemic, more and more companies are encouraging or requiring employees to work remotely from home, including Google, Amazon, Facebook, and Twitter. While occasionally disruptive, remote work serves as a great opportunity for employees and employers alike. To make the transition easy, here are some of the best practices to consider.
Set rules with household members:
It's best to start by talking to your household about what you expect when on the clock at home. If other adults will be around, make it clear to them that you need to work and ask that they treat you as if you were in the office and not actually there.
Make a designated workspace
If you don't already have a designated home office, you need to create a makeshift one to start working remotely. The best place is somewhere away from most of your house traffic where you will have minimal interruptions and can easily set up your work materials to stay undisturbed. A computer room is ideal, but other ideas are basement rooms (depending on if you have a finished basement), laundry rooms, or your kid's playroom(they'll survive having to hand over their play area for a while). If nowhere else, your bedroom works in a pinch.
When to work:
Try to work the same hours you would in your office. It's easy to get carried away and work longer than your normal hours when doing so from home. Set an alarm on your phone to remind you when it's time to call it a day. However, with remote work comes flexibility. If you are a night owl, you may benefit from starting your work hours later in the day. Inversely, if you're a morning person, you might find you are more productive and can get work out of the way first thing in the morning. Additionally, it may help to write down your schedule or things you need to accomplish that day at the beginning of your shift.
What to wear:
It's easy to get out of routine when you don't have to look presentable in front of coworkers and customers. When I first started remote work, I often sat down at my computer without having brushed my teeth or gotten dressed. As nice as this may seem, don't be beguiled by this newfound freedom.
The Wall Street Journal writes of the importance of dressing the same for home-based work as you would in the office, with the belief that "dress for success" also applies to working at home. Honestly, I don't see the true need for this unless you will be video conferencing with others. I do, however, believe that following a basic routine of getting out of your pajamas and practicing basic self-care and grooming leads to a better attitude each day.
Even if you're self-employed, take advantage of your breaks. I repeat: Take advantage of your breaks! When I first started blogging and freelance writing, I was so excited to be back in the workforce after spending two years solely as a stay-at-home mom that I often worked long hours and skipped taking breaks altogether. At first, it was easy to do–but I don't recommend it. It's easy to get carried away with work and skip breaks when they aren't being enforced by bosses or supervisors. However, walking away and taking that break can make all the difference in your work! Stand Up is a great free app to take advantage of; it sends you reminders to walk away from your desk.
Use a VPN
A virtual private network (VPN) is a necessity when working remotely for a company that requires access to their business network. Your employer may give you a VPN to use for work, but if not, I recommend ExpressVPN, NordVPN, or IPVanish.
Video chat with coworkers
Remote work gets lonely, even for the most solitary person. Even if you don't get along with your co-workers, I advise video chatting with them instead of emailing in certain instances. For one, emails leave room for miscommunication. And, as much as you might think to yourself "okay Karen" about that annoying co-worker in the office, you may be surprised at how much you miss socializing with the Karens of the world– if only for a brief moment.
Not everyone responds to remote work the same way. Some people relish in this type of work. People who exhibit high levels of self-discipline tend to fare better, while others loathe the idea of having to work at home. The best advice for anyone transitioning from the office to home is to know what is expected of you and find what works best for you. Everyone works differently, and what works for one remote worker may not bode well for another.
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What is Robinhood?
The Robinhood app debuted in 2013 as a first-of-its-kind revolutionizing free investment platform. Much like the 700-year-old story of the hero to the people, Robin Hood, FinTech entrepreneurs Vladimir Tenev and Baiju Bhatt created the platform in order to make stock trading easily accessible to the general public and not just the wealthy.
The National Financial Educators Council (NFEC) surveyed young adults in 2017 and asked them what high school level course would benefit their lives the most.
The majority responded that money management was the course that would be most beneficial.
With personal debt is at its highest record and COVID-19 threatening to have the hardest economic effects on youth, understanding money and finances is an important life lesson that should be taught to children at a young age.
The following is a list of the best financial literacy lessons and tips to teach children throughout different life stages.
I thought I had a pretty good handle on my finances out of school. I worked several jobs while attending university and had little to no problem managing my income. However, once I graduated, I realized how much more complicated personal accounting could really be.
There were so many variables I needed to keep track of. Biweekly bills, monthly charges, and general necessities amounted to a heap of confusing numbers that were often impossible to decipher. The funniest part was that I was actually trying to do this by hand (I don't know what I was trying to prove to myself, either).
After messing up for the 17th time, I decided to give Microsoft Excel a shot. I used Excel a bit in school and I knew all the big-wig finance people used it, so what could I possibly have to lose? The answer is about six hours of my precious time. Excel isn't much of an improvement over handwriting and it's still dependent on the user to manually input all of the information. It's like doing everything by hand with the slightest help, meaning that it still required a tremendous amount of time and concentration. Well that was all for nothing, I guess.
It's sort of funny. I was certain that I could manage my personal finances with ease, when it's practically a full-time job. I was already stressed out enough with my first job and I knew I didn't have enough time to give my finances the attention it deserved.
That's why I decided to try out a budgeting app. My best friend told me that he uses an app called Truebill to manage his finances. "What does it even mean to manage your finances?" I asked him. He told me that Truebill was the personal financial assistant I wished I could have. It could aggregate all of my account information into one place and give me specific insights and actions.
I loved the idea of having full control over my finances, especially during a time of financial uncertainty, and I realized that Truebill would be the easiest way to accomplish this. The user interface is incredibly simple and intuitive, so it doesn't even feel like a finance app! Truebill offers a multitude of features, with their most popular being the ability to cancel subscriptions with the press of a button.
Okay, I had no idea how many subscriptions I was still subscribed to. In fact, I wasn't even using a quarter of the subscription services I was signed up for. Subscription boxes, streaming services, my old gym, and even an old subscription to my favorite magazine--it was all there and I was livid. How could I let myself waste all of this money and how did I never catch this? Thank goodness for Truebill.
Truebill also offers bill negotiations. There is a 40% fee based on how much you save and Truebill even claims that there is an 85% chance that they'll be able to lower your bill once a negotiation is requested. Why wouldn't I take them up on this? There was zero risk and I would only have to pay once my bill was lowered (which means that I would be saving money regardless).
More standard features of Truebill include the ability to generate a credit report on-demand and even request a pay advance. I only used the pay advance feature once when I wanted to buy a gift for my mom, but didn't have enough cash in hand and Truebill automatically reimbursed itself when I got my next paycheck.
The credit report is another fantastic feature and practically taught me what good credit meant. Truebill's credit report basically shows you which financial decisions have the most significant impact on your credit score and ways that you can improve your credit month-over-month. I've never had such control over my credit and it feels good.
I'll be the first to admit that I was extremely naive coming out of school. I figured that as long as I was attentive, I could manage my finances with ease. We manage money to some extent throughout our entire lives, but once you're thrown out on your own, it's a completely different story. With Truebill, I've finally been able to take control over my finances and stay on top of all of my responsibilities.