Making the move to quit your job is a major one. While you may feel more than ready to grab a cardboard box filled with the crap on your desk and flip off your pea-brained boss, a moment of reeled-in reflection and a few deep breaths before making a rash decision would be wise to say the least.

Quitting may very well be the best option for your career goals and personal needs, so knowing the signs that it is time to quit will guide you through this life-altering process. Quit with confidence so you can move on to something even better! Here, see quitting as a 1-2-3 process with these 3 signs it's time to go. Just don't let the door hit you on the behind!

Beyond Bored

Do you stare longingly at the clock as time ticks ever so slowly 'till it strikes your favorite hour – 5pm? Someone who's interested and enthralled with their work is never (or rarely) checking the clock; in fact, the day usually flies by. Boredom at work means you'd rather be somewhere else or doing something different and it's no way to live your life.

As per Business Insider, "Researchers believe prolonged feelings of boredom while at work are a warning sign that you are searching for more meaning." Passion and growth are two important happiness factors for an employee. Do you check off those boxes? Are the boxes even available?

Boredom can lead to feelings of hopelessness and lack of pride. If you're not being challenged or the work is simply mind-numbing, you are not where you belong. According to Inc., "Every job has its downsides. But every job should also have some fun moments. Or exciting moments. Or challenging moments. Or some aspect that makes you think, 'I'm looking forward to doing that.'"

If you can't find an inkling of such feelings about your job, and rather than putting your all into it, you're busy seeking out other pleasures, boredom has officially set in. It's time to seek a new job and find a way to make what you're doing more interesting in the meantime.

Horrible Boss

Not everyone has to go gaga over their boss, but if yours is a real monster, it can lead to a horribly unpleasant work environment. If your boss is condescending, rude, unfair, unjust, or just plain arrogant, you may want to leave ASAP, because he or she isn't likely going anywhere soon.

As per Inc., "A great boss knows that if her team succeeds--and each individual on that team succeeds--then she will succeed too." Bosses should never demean employees or ignore their ideas. When your boss or company shoots down or even laughs at your ideas, it's not only insulting, it's demotivating. And pretty soon you stop caring."

And not caring about what you do every day is no way to spend your valuable time. There are other options out there with bosses who appreciate their workers. If talking to your boss doesn't make a difference, it will not only affect your performance at work, but you'll begin to feel miserable all the time.

Along with day to day nuisances and personality clashes, if things are truly horrific, move away immediately. Forbes notes advice from Lynn Taylor, a national workplace expert, "If you're the victim of bullying, sexual harassment or other egregious behavior, you should certainly keep an eye out for other positions, regardless of what corrective measures you're taking."

Bad bosses don't deserve well-meaning employees. Give your efforts to someone who appreciates you and your hard work.

Stressed to the Max

A certain degree of stress at work is understandable and even motivational, but if you find yourself seriously stressed out and it's affecting you not only mentally, but physically as well, it may be time to throw in the towel and seek out a job with a better balance. As per Forbes, Sutton Fell, CEO and founder of FlexJobs says, "If you get anxious or unhappy just thinking about work, that's a good sign that it's time to move on."

Perhaps you're spending way too much time at the office with not much to show for it, losing precious time with family. A balanced work-life situation is key. "When you find that you're spending less time with your family because of work, or you cannot commit the necessary time to your job, you should consider looking elsewhere," says Fell on Forbes.

Stress isn't the same as nerves or anticipation however. A big project that requires lots of attention and revision may cause stress, but that is natural and par for the course. Stress brought on by unfair work hours, a too-large workload, low pay for demanding work, or lazy co-workers who put the pressure on you is unhealthy and unproductive.

As per Dr. Travis Bradberry on LinkedIn, "No paycheck is worth sacrificing your health. Job stress can lead to depression, insomnia, headaches, frequent illness, and worse. Don't let this happen to you."

Quitting may seem daunting or exciting depending on how down in the dumps your job has placed you. If you've weighed your options and quitting is on top, seek out new opportunities to make the most of your skills and talents. Life is too short to keep a job you simply can't stand.

Are you ready to find out if a new area of employment is better suited for you? Try the MAAP assessment test - it helps match skills, passion, and personality to the best job for you. It may just change your life!

Quitters can win after all!

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I thought I had a pretty good handle on my finances out of school. I worked several jobs while attending university and had little to no problem managing my income. However, once I graduated, I realized how much more complicated personal accounting could really be.

There were so many variables I needed to keep track of. Biweekly bills, monthly charges, and general necessities amounted to a heap of confusing numbers that were often impossible to decipher. The funniest part was that I was actually trying to do this by hand (I don't know what I was trying to prove to myself, either).

After messing up for the 17th time, I decided to give Microsoft Excel a shot. I used Excel a bit in school and I knew all the big-wig finance people used it, so what could I possibly have to lose? The answer is about six hours of my precious time. Excel isn't much of an improvement over handwriting and it's still dependent on the user to manually input all of the information. It's like doing everything by hand with the slightest help, meaning that it still required a tremendous amount of time and concentration. Well that was all for nothing, I guess.

It's sort of funny. I was certain that I could manage my personal finances with ease, when it's practically a full-time job. I was already stressed out enough with my first job and I knew I didn't have enough time to give my finances the attention it deserved.

That's why I decided to try out a budgeting app. My best friend told me that he uses an app called Truebill to manage his finances. "What does it even mean to manage your finances?" I asked him. He told me that Truebill was the personal financial assistant I wished I could have. It could aggregate all of my account information into one place and give me specific insights and actions.

I loved the idea of having full control over my finances, especially during a time of financial uncertainty, and I realized that Truebill would be the easiest way to accomplish this. The user interface is incredibly simple and intuitive, so it doesn't even feel like a finance app! Truebill offers a multitude of features, with their most popular being the ability to cancel subscriptions with the press of a button.

Okay, I had no idea how many subscriptions I was still subscribed to. In fact, I wasn't even using a quarter of the subscription services I was signed up for. Subscription boxes, streaming services, my old gym, and even an old subscription to my favorite magazine--it was all there and I was livid. How could I let myself waste all of this money and how did I never catch this? Thank goodness for Truebill.

Truebill also offers bill negotiations. There is a 40% fee based on how much you save and Truebill even claims that there is an 85% chance that they'll be able to lower your bill once a negotiation is requested. Why wouldn't I take them up on this? There was zero risk and I would only have to pay once my bill was lowered (which means that I would be saving money regardless).

More standard features of Truebill include the ability to generate a credit report on-demand and even request a pay advance. I only used the pay advance feature once when I wanted to buy a gift for my mom, but didn't have enough cash in hand and Truebill automatically reimbursed itself when I got my next paycheck.

The credit report is another fantastic feature and practically taught me what good credit meant. Truebill's credit report basically shows you which financial decisions have the most significant impact on your credit score and ways that you can improve your credit month-over-month. I've never had such control over my credit and it feels good.

I'll be the first to admit that I was extremely naive coming out of school. I figured that as long as I was attentive, I could manage my finances with ease. We manage money to some extent throughout our entire lives, but once you're thrown out on your own, it's a completely different story. With Truebill, I've finally been able to take control over my finances and stay on top of all of my responsibilities.

Update: Our friends at Truebill are extending a special offer to our readers! Follow this link to sign-up for Truebill.

My buddies and I always try to make it out to a game, but we never really care which one we end up at. Obviously we have our favorite sports and teams, but it was rarely about what game we went to or who we saw playing. It was about watching the game live.

In the early months of lockdown, all we had was Korean baseball, and trust me, we loved it. The only issue was, none of us had any idea what the commentators were saying. Even then, a few of my friends weren't huge fans of baseball. They were into sports like football and basketball, ones that moved at a quicker pace with less down-time in between plays.

We decided to see if there were any other events going down and came across horse racing. Yes, horse racing. It was perfect--short, fast-paced, and most importantly, an opportunity for betting.

I had never really considered watching a horse race any time other than the Belmont Stakes, but the prospects of the sport seemed exhilarating. Even better, with horse racing we knew we could still recreate the atmosphere of a race track. Salty snacks? Check. Stale beer? Check. A simple and easy way to bet? Check.

One quick Google search later, we came across TVG, powered by FanDuel. It's an online betting platform that takes you right to the heart of the action. We were a little apprehensive about using a mobile app to place our bets, but TVG's ability to bet on live horse races from all over the world was too good to pass up.

Here are 5 reasons why we are obsessed with horse racing thanks to TVG:

1. Betting has never been easier

Use your phone or computer to watch and bet on live horse races in real-time. TVG offers a bunch of features to make betting even simpler--live odds and handicapping tips leverage recent learnings to help you make your best bet. Not to mention, TVG's exclusive race content and wagering guide offers an under-the-hood look into the strategy behind horse race betting.

2. The biggest selection of horse races out there

If you're looking to drop a little dough on a horse race, chances are your best option is your local race track. But watching the same few horses races over and over again isn't the most exciting thing. With TVG you have access to over 150 tracks worldwide with races happening consistently throughout the day.

3. Get a generous sign-up offer when you place your first bet

Once you register your account, you will be eligible for a $200 risk-free bet. All you have to do is place your first bet and you're covered. If you happen to lose, TVG will insure you for up to $200 as a sort of wagering credit. I may have been a little trigger happy when placing my first bet, so having this insurance was a great perk. There are also a bunch of promotional offers available year-round.

4. Making deposits and cashing out at the touch of button

With a ton of payment options such as PayPal, BetCash, debit/credit, wire transfers, and other third-party services, making a deposit is a breeze. But what about the payout? Depending on your deposit method, your withdrawal will be available in a few days. No more waiting in-line to collect your winnings!

5. Watching live races with your friends while betting is exhilarating

Even when we were watching Korean baseball, Zoom calls with my friends were a little dull.

With TVG, we haven't had this sort of fun in months! Every weekend we'll turn on a race and throw our bets in. After a few races, and quite a few drinks, we'll tally up our winnings to see who won the most! Sometimes it's not even about making money, but just having a good time.

TVG is the perfect way to add a little excitement to an otherwise mundane afternoon. It introduced me to the world of horse racing, a sport I never would have considered otherwise.

The races just keep ramping up and thanks to TVG, I can always get in on the fun.

UPDATE: The biggest derby in horse racing is THIS WEEKEND. Get in on the action with your $200 risk-free bet!

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