It's been two years in two different cities and I've meditated near daily. The past two years between Brooklyn, N.Y. and Honolulu, HI, have been a miraculous, tumultuous, ultimately joyous unfolding of events and moments, expressions of creative genius; I can attest that meditation has been the true constant through it all. It's allowed me to attract dream opportunities, ideal love, live a pretty exciting life, and most importantly go day by day with an enduring sense of inner peace no matter what's going on outside. Russell Simmons and Kung-Fu movies would be my initial introduction into meditation, but my real journey would begin three years ago when I went to my O.G.'s house. He told me the movies were all about breathing and meditation, and how he'd used the material to build himself a small fortune and remain youthful even as he approached 70. Of course I was interested; this was exactly what I'd been searching for. Few people know what meditation is: going into the Silence of your own Being. It's been such a game changer in the overall quality of Life and buoyancy of Spirit I've enjoyed these past few years, and I'll share with you 5 steps to help you meditate like a boss, master your inner game, and dominate in the outside world around you.

1. Same Place

The mind has an interesting ability to condition itself to enter the meditative state with more and more ease as you do your practice in the same place and preferably at the same time. This is not to say that you will not reap the benefits of meditation if you lead a life that doesn't allow you to practice in the same place and same time, but it is a huge boon to your practice. Assume an attitude of gratitude, and open your mind to hear the Voice of Spirit speak to the Physical.

2. Spine Erect

Prior to my journey into meditation, I had been hit by a car while riding my bicycle, and doctors told me that I'd experience pain and discomfort in my neck and spine for the rest of my life. As sitting in meditation requires a straight spine, it took even more effort on my part, but boy what a reward. As I write this, I experience no pain, and I never will again. Sitting with the spine erect allows optimal energy flow throughout the body: "The sevenfold position is the most natural way to sit so that we place the physical organism in perfect correspondence with the living, moving force of Life itself throughout the Universe."

3. Control Breathing, Relax Muscles

Use your breathing to begin to relax the body. If there's tension, direct breath to the tense areas as you inhale, and release the tension from your body as you exhale. Flex the body so that it goes limp, and place your hands on your knees, enjoy the sensation of the electrical flow of energy through your body. If you do nothing else but sit still and focus on your breathing for a few minutes a day, you'll already be making leaps and bounds.

4. Relax, Watch Your Mind Movie, Then Take Control

Now let us do with the Mind what we have done with the Body. This is where most beginners get tripped up, but what's about to happen is natural. "...my mind is jumping about...it seems like a maddened monkey. It brings me all kinds of ideas. I think of something in the office, something at home, did I lock the garage door, I wonder what is going to happen, I am thinking of this, I am thinking of that; all kinds of ideas are passing rapidly and in medley and chaos through my mind." Worry not, just sit and watch: this is your mind's movie as all the ideas on the top layer of your mind swirl around and show you your thoughts. Enjoy the show; with stillness the rush of thoughts will slow down, and you'll be able to take the wheel and take control. As your practice continues you will feel more and more of the infinite inner stillness, the ocean of internal peace.

5. Enter the Realm of Miracles

Once swimming in the ocean of internal peace, the mind is now open to receive the divine energies of the Infinite Source. This is where you can introduce affirmations that reprogram the mind, ask for answers to seemingly impossible situations, attract the right people and circumstances. From the outside some may comment on how "lucky" you are, but you are well aware of the internal work you have put in that has the caused the gateways of the kingdom to pour forth all of its riches unto you.

*Bonus #1. Step 6. PRACTICE !

This can't be overstated. Consistency will increase results exponentially. There's no cheat codes to this, and no one else can do the work for you, but the benefits received far far outweigh the price paid.

*Bonus #2. A Cheat Code

Even still there are always things you can do to make getting started and staying consistent easier. Here is a video to a personal favorite guided meditation that I listen to often and has helped manifest miracle after miracle, blessing after blessing. It's a five minute quick meditation that will give a boost to your day whenever you take a little time to listen.

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As the years go by, you'll likely need to make some large purchases here and there. Plan for these major life purchases by identifying them and saving early.

While it's possible to be frugal with many aspects of your lifestyle, there are certain events and possessions that will require you to spend a substantial amount of money. Thus, a wise course of action is to begin saving well ahead of time while thinking about your goals for the future. This way, you'll be able to maintain a stable financial state even when faced with those large expenses. The following are a few major life purchases that you should plan for.

A Wedding

Marriage is a joyous occasion that many people look forward to. However, a wedding can be quite expensive, often costing thousands of dollars. Your family and your future spouse's family will often contribute to covering this, but you should still prepare to spend a good deal of your own money on the ceremony. If you're in a serious relationship and are considering marriage, you should plan where the funds for the wedding will come from and take the necessary actions to accumulate them. It's also crucial to discuss financial matters with your partner, since your property will merge once you get married.

A New Car

Automobiles remain one of the top modes of transportation. As a result, you may want to purchase a new car at some point in your life. Although you may be fine with an old or used vehicle at present, you may one day be motivated by a desire to acquire something nice for yourself or by the practical needs that arise as you raise children. Whatever the case, obtaining a new car is a major life purchase that you should plan for.

In addition to setting aside funds to eventually put towards a vehicle, you should also aim to build you credit score. This is because your credit score will determine your available car loan options. The higher your credit score, the more you may be able to lower your interest rates on your car.

A House

Owning your own residential property is a worthy objective that you may hope to make a reality one day. Ideally, you should save about 20 percent of the total cost of a house before you buy it. This will allow you to make a larger down payment and thereafter face less interest on your mortgage.

As with acquiring a car, the mortgage options that you'll have can change based on how strong your credit score is. You'll want to increase your score as much as possible in the years leading up to buying a house so that you can get more favorable interest rates. In addition to contemplating down payments and mortgages, you must also remember that you'll need to deal with property taxes, insurance, maintenance and repair fees, and sometimes homeowners' association charges.

It's also necessary to hire a real estate agent to help you with the buying process. There are different types of real estate professionals. You should know how to distinguish between buyer's agents and seller's agents so that you can obtain favorable prices on homes as well.

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When you are newly hitched and learning how to combine your essential legal and financial information as well as your accounts, it can be confusing.

Many people live together before getting married and have begun the process of combining accounts and sharing responsibilities. However, some people wait to do this only after marriage, and others wait until they're married to live together. Whichever path you've chosen, it's still crucial to know a few tips to manage money together as newlyweds to determine where you should begin and how you can remain on the same page.

Discussing Money Motivations

As we begin to share money with our significant other, we soon find out what one person may rank as a priority regarding money and the other may not. As such, sitting down and discussing money motivations is important. Two people who cannot agree on how to handle money may cause serious issues. This should include:

  • How to deal with money following payday. Is a percentage put into savings? Is that the day to splurge on dinner, drinks, and more?
  • The frequency and size of payments made to debts. Some people like to pay minimums, whereas others pay in full or make double payments.
  • What do you each consider money well spent? Is it a new 70" 4K television? Is it an investment? Is it paying as much debt off as possible?
  • How do you go about consulting each other before making purchases over a certain amount?

Establishing Financial Goals

After you evaluate the motivations behind your money and how it should be spent, you'll need to spend time together hashing out financial goals. As newlyweds, there are certain things on your list that you're going to want to save for. How do you go about that? How much of each paycheck will you dedicate to a particular fund?

Some things in the future worth making a financial plan for include savings and paying down debts. This is the time to be honest about your current financial standing. If you're looking to buy a home, you'll want to assemble a first-time homeowner financial checklist to begin to develop topics of conversation. Some of the things to consider setting goals for are:

  • Student loans
  • Car loans
  • Future children
  • A house
  • Medical bills
  • Delinquencies on credit reports
  • Vacation and rainy-day funds
  • Emergency funds

Budgeting Together

The more honest and open you can be with each other about the money you have and now the debts you share, the better. Implementing plans for the best ways to have the things that you both desire while still taking care of existing demands is important. These can be uncomfortable things to talk about; however, these conversations are necessary.

Following these tips to manage money together as newlyweds will allow you to have a starting point for conversations that can be tough to start. The sooner you and your partner get on the same page with finances and the responsibilities that come with them, the easier the transition will be and the sooner you'll find success.

It's the dream: money you can count on to keep rolling in, even while you sleep.

Passive income isn't entirely passive, of course. You'll put in work up-front to get the profits rolling, so don't relax in your recliner just yet. But with so many potential sources of passive income available to you, picking one or several will mean that the day you can finally kick back will draw steadily closer.

Rental Properties

Real estate is a tried-and-true wealth builder for a simple reason: people will always need somewhere to live. Research the market in a growing community until you know a good deal when you see it. You can maximize rent by fixing up a deteriorating property or upgrading a mediocre one. The key is to hire a property manager to do all the day-to-day landlord duties for you—and you'll need a good one. Smart investors put their profits in another property and repeat the process until they have a diverse portfolio.

A YouTube Channel

You can start a blog if you're more comfortable hiding behind a computer, but consumers are more likely to prefer video content. Post a series of “how-to" videos to answer questions about whatever you're an expert in.

You can put up any content you want, but if you don't want to commit to regularly updating it, focus on “evergreen" topics that will draw clicks for eternity. Ads will create your income, especially if your channel grows in popularity. Better yet, sign up for affiliate marketing. If you recommend a product and provide a link to buy it, you'll get a small percentage of those transactions.

Auto Advertising

If you don't mind vinyl-wrapping your car with an ad for a company, you can get cash just driving around and running your errands. Make sure you contact a reputable company that doesn't ask for any money from you; if they're the real deal, they'll evaluate your car, your driving habits, your area, and more. Bonus: the brighter the ad, the easier it'll be to find your vehicle in the parking lot.

Digital Products

What's something that people will pay for but doesn't require shipping on your part? Finding that item is what can supplement your income indefinitely. Write an e-book, charge for your cross-stitching patterns, design prints that people can digitally download, invent an app, record a “masterclass," or whatever else you want. Every time someone new discovers it, the cash register rings. With a little more effort, this is a potential source of passive income for you that can continue to grow. Once you build up a customer base, they might want more products. The good part is that it's up to you whether you wish to give it to them.