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At the beginning of the month, it's easy to tell yourself that you'll cut back on eating out or swear you'll forgo Ubers and take public transport instead. But then, a friend asks you to grab drinks or you get caught in the rain walking home, and all those good intentions go out the window. Luckily, there are lots of great ways to save money and still allow yourself those little luxuries that are just so hard to say no to. Aiming to save an extra $300 a month is a great place to start. While that amount may sound insignificant, by depositing $300 a month in an average savings account with an interest of .06%, those savings add up to $18,027.58 in 5 years. Just like most things worth doing, saving money is about building good habits over time.

Paypath has compiled a list of helpful tips to get you started on your journey to a healthier bank account.

Use A Cash Back Reward Credit Card For All Spending

Money Crashers

A cash back credit card can be an easy way to make a little extra money each month. Cardholders can make a purchase knowing exactly how much they will earn back, and there's no complicated point systems to figure out either. By putting all your purchases on a rewards credit card, you save at least 2% of your monthly spending. If your average spending is $1,000 per month, you can save $20 per month with one of these cards.

Get Organized

Grammarly

It can be easy to spend unnecessarily when you can't find that extra jar of peanut butter you swear you had or can't quite remember if you paid the electric bill and end up with a late fee. An organized home can help you use what you already have, and an organized calendar or planner can help you pay bills on time. It's also important to come up with a system to help you keep track of your spending to help you avoid spending more than you planned to.

Buy Used, Sell What You Don't Need

Marriott Traveller

Vintage style is trendy right now; plus, shopping used can help save you money. Need a new pair of work pants? Head to your local Goodwill. While finding something you love might take a little more effort, the price tag will make it worth it. Additionally, we all have those items in our closet we haven't worn in years, and selling them to a vintage shop or an online thrift store can help you save a little extra each month.

Be Conscious of Your Utility Use

Amazon

A great place to start in ensuring that your electricity use isn't getting out of hand is by replacing all your light bulbs with LED light bulbs. This can provide substantial savings, since they use 90% less energy than standard light bulbs. Additionally, always remember to turn off your lights when you leave the room, and instead of using air conditioning when the weather starts to get warmer, try opening a window.

Be a Smarter Shopper

Take the time to compare prices before making a significant purchase, or even wait for annual sales. While convenience is great, waiting a little while to get the best price on something is worth it.

Give Up One Coffee per Week

Prexels

If one or two Starbucks runs are a part of your daily routine, you may not notice just how quickly those $4 coffees add up. Even just making coffee at home one morning a week can add up to significant savings. This can also apply to cutting one drink a week if you usually drink two cocktails every time you head to your neighborhood bar.

While major savings may require drastic lifestyle changes, an extra $300 a month is within anyone's reach!

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Afghan women

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Over the past month, both Haiti and Afghanistan have been pummeled by tragic disasters that left devastation in their wake.

In Haiti, a 7.2 magnitude earthquake erupted, leading over to 2,189 deaths and counting. A few hours later, in Afghanistan, Kabul fell to the Taliban just after U.S. troops had pulled out after 20 years of war.

In many ways, these disasters are both chillingly connected to US interference. The United States invaded Haiti in 1915, ostensibly promising to restore order after a presidential assassination but really intending to preserve the route to the Panama Canal and to defend US creditors, among other reasons.

But the US forces soon realized that they were not able to control the country alone, and so formed an army of Haitian enlistees, powered by US air power and intended to quell Haitian insurrection against US controls. Then, in 1934, the US pulled out on its own, disappointed with how slow progress was going. Haiti's institutions were never really able to rebuild themselves, leaving them immensely vulnerable to natural disasters.

Something similar happened in Afghanistan, where the US sent troops and supported an insurgent Afghan army – only to pull out, abandoning the country they left in ruins, with many Afghans supporting the Taliban.

In both cases, defense contractors benefited by far the most from the conflict, making billions in profits while civilians faced fallout and devastation. While the conflicts and circumstances are extremely different and while the US is obviously not solely to blame for either crisis, it's hard not to see the US-based roots of these disasters.

Today, in Haiti and Afghanistan, civilians are facing unimaginable tragedy.

Here are charities offering support in Afghanistan:

1. The International Rescue Committee is looking to raise $10 million to deliver aid directly to Afghanistan

2. CARE is matching donations for an Afghanistan relief fund. They are providing food, shelter, and water to families in need; a donation of $89.50 covers 1 family's emergency needs for a month.

3. Women for Women International is matching donations up to 500,000 for Afghan women, who will be facing unimaginable horrors under Taliban control.


4. AfghanAid offers support for people living in remote regions of Afghanistan.

5. VitalVoices supports female leaders and changemakers and survivors of gender-based violence around the world.

Here are charities offering support in Haiti:

1. Partners in Health has been working with Haiti for a long time, and they work with the Department of Health rather than around them, which is extremely important in a charity.

2. Health Equity International helps run Saint Boniface Hospital, a hospital in Haiti close to the earthquake's epicenter.

3. SOIL is an organization based Haiti, "a local organization with a track record of supporting after natural disasters." They are distributing hygiene kits and provisions on the ground to hospitals and to victims of the earthquake.

4. Hope for Haiti has been working in emergency response in Haiti for three decades, and their team is comprised of people who live and work in Haiti. They focus on supporting children and people in need across Haiti.

via Tiffany & Co.

When the new Tiffany's campaign was unveiled, reactions were mixed.

Tiffany's, the iconic jewelry brand which does not (despite what some might be misled to believe) in fact serve breakfast, featured Jay Z, Beyoncé, and a rare Basquiat painting in their recent campaign.

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Road trips can be a lot of fun — but they can also drain your wallet quickly if you aren't careful.

From high gas costs and park admission fares to lodging and the price of eating out every night, the expenses can add up quickly. But at the same time, it's very possible to do road trips cheaply and efficiently. Without the headache of worrying about how much money you're leaking, you can enjoy the open road a whole lot more. Here's how to save money on a road trip.

1. Prepare Your Budget, Route, and Packing List in Advance

If you want to save money on a road trip, be sure you're ready to go. Try to count up all your expenses before you hit the road and create a budget. It's also a good idea to plan your route in advance so you don't end up taking unnecessary, gas-guzzling detours. And finally, be sure to pack in advance so you don't find yourself having to buy tons of things you forgot along the way.

2. Book Cheap Accommodations — Or Try Camping

All those motel rooms can add up surprisingly quick, but camping is often cheap or free, and it's a great way to get intimate with the place you're visiting. You can check the Bureau of Land Management's website for free campsites. Freecampsite.com also provides great information on If you don't have a tent or don't want to camp every night, try booking cheap Airbnbs or booking hotels in advance, making sure to compare prices.

Camping camping road tripConde Nast Traveler

If you're planning on sleeping in your car, a few tips: WalMart allows all-night parking, as do many 24-hour gyms. (Buying a membership to Planet Fitness or something like it also gives you a great place to stop, shower, and recharge while on the road).

3. Bring Food From Home

Don't go on a road trip expecting to subsist on fast food alone. You'll wind up feeling like shit, and it'll drain your pocketbook stunningly quickly. Instead, be sure to bring food from home. Consider buying a gas stove and a coffee pot for easy on-the-go meals, and make sure you bring substantial snacks to satiate midday or late night cravings so you can avoid getting those late night Mickey D's expeditions.

Try bringing your own cooler, filling it with easy stuff for breakfast and lunch — some bread and peanut butter and jelly will go a long way. Bring your own utensils, plates, and napkins, and avoid buying bottled water by packing some big water jugs and a reusable water bottle. Alternatively, try staying at hotels or Airbnbs with kitchens so you can cook there.

4. Avoid Tolls

Apps like Google Maps and Waze point out toll locations, so be sure to avoid those to save those pennies. (If it takes you too far off route, you might have to bite the bullet and drive across that expensive bridge).

You can also save on parking fees by using sites like Parkopedia.

Road Trip Road TripThe Orange Backpack


5. Save on Gas

Gas can get pricy incredibly fast, so be sure that you're stopping at cheap gas stations. Free apps like GasBuddy help you find the most affordable gas prices in the area. Also, try going the speed limit on the highways — anything faster will burn through your tank. Be sure that you don't wait till you arrive at touristy locations or big cities to fill up.

6. Get a National Park Pass

All those parks can get really expensive really fast. If you're planning on visiting three or more parks, it's a great idea to get an America the Beautiful National Parks Pass. For $80 you can get into every National Park for one year.