We've all been there: wandering through the produce aisle at the grocery store, full of hope, certain this will be the week that everything changes and you start eating like a slender rabbit.You load your cart with leafy greens and Brussels sprouts, you avoid the ice cream aisle all together. You leave the store glowing with pride, excited to start your new life as a health-guru/yoga-master who does regular face masks and drinks 8 glasses of water a day.
Flash forward two days. It's 10:30 pm on a Tuesday. You would sacrifice your first born child for a Twinkie. You search your fridge desperately, finding nothing but the relics of a past self who didn't think broccoli was an abomination. Trembling from sugar withdrawal, you tearfully dial Domino's. Later on, you drift to sleep peacefully, among a pile of greasy cardboard and shame. In the morning, you discard the wilted vegetables in your fridge with remorse, and promise yourself that you'll try again next week.
If any of this sounds familiar, you aren't alone. The Guardian recently reported that Americans waste 150,000 tons of food each day, the equivalent of one pound per American. Research has found that people with diets rich in fruit and vegetables are the most wasteful, as produce is most often thrown out (obviously), followed by dairy and then meat. This means that you may end up wasting thousands of dollars a year on uneaten food.
In fact, Americans throw away around $165 billion worth of food each year, which is about $2,200 per household on average, according to a recent study by the Natural Resources Defense Council (NRDC).
A lot of this waste is the result of Americans' infrequent grocery shopping. We tend to purchase a lot of food at once, and aren't able to consume it all before it goes bad. A sure fire way to avoid this is by shopping more often. By stopping by the grocery store every other day and just purchasing the necessary ingredients, you can ensure you won't buy in excess and end up wasting money.
Even more importantly, you can avoid wasting money on food by being realistic about what you buy. If you're a Kraft mac-n-cheese kind of person, don't let Whole Foods convince you that maybe this week you'll be a tilapia with roasted beets kind of person. Instead, buy foods you enjoy and throw in a few healthier ingredients to try, and then work the ones you like into your normal shopping rotation.
California Academy of Sciences
If you need a reason other than money to be more careful about wasting food, then you can always count on the environment for a guilt trip. The Guardian reports that the yearly volume of discarded food in America is equivalent to the yearly use of 30m acres of land, 780m pounds of pesticide and 4.2tn gallons of irrigated water. Additionally, rotting food clogs up landfills and releases methane into the atmosphere.
So, next time you're standing in Trader Joe's, sure that you'll finish that family size bag of spinach by yourself, consider the hole that spinach could burn in your wallet and the ozone layer.
Airbnb offers an affordable option for people looking to be more comfortable as they travel.
However, there are downsides to staying in a host's home rather than a hotel. Whereas hotels are designed for constant streams of visitors and often have furniture built to last, at an Airbnb, you may be staying on old or cheap furniture that a host is using in order to maximize their profits.
And while most reputable hotels will have regular room inspections from staff to check for any wear and tear, Airbnb damage disputes are oftentimes he said, she said situations. If you are in an Airbnb and something breaks, there are a few steps you should take in order to ensure that you are not on the hook for damages out of your control.
If you're keeping tabs on the art and tech worlds, you've probably been hearing whispers about "NFTs" for the past month. Just over the past week they've entered the mainstream lexicon.
Twitter founder Jack Dorsey made the news for selling his first ever tweet. The app has been teasing paid subscription models and newsletter-like features, but tweets for sale is "the next frontier."
just setting up my twttr— jack (@jack)1142974214.0
The 2006 tweet went up for auction as an NFT, and the current bid is $2.5 Million. But what does it mean to own that? Why would anyone want to? And what even is an NFT?
Long gone are the days when the majority of Americans dreamed about owning a home with a white picket fence.
The traditional American Dream may be on its deathbed, but that doesn't mean a core component of the vision can't survive. It simply takes a diverse perspective. People can still believe they can attain their own vision of success in society with hard work, knowledge, and risk-taking. Investing in today's American Dream may literally mean investing money in our modern economy, starting with our infrastructure.
Real estate investing in particular is a lucrative method that can boost income and secure a better financial future for many. There's always risk involved, but the payoffs can far outweigh the uncertainty. Selecting solid financial investments is about confidence and competence. If you're looking for some advice on this kind of investment, here are a few savvy tips for new real estate investors.
Stick To a Specific Strategy or Niche
Real estate is a challenging sphere of the business world, one that requires several key skills: groundwork knowledge, networking, perseverance, and organization. True knowledge of the real estate market will come with time and experience, but it's a smart idea to select one area of the market and stick to it. This is the best way to attain in-depth familiarity with your specific niche.
First, choose a geographical area close by and then a niche strategy within it, such as house flips, rental rehabs, or residential or commercial properties. By doing so, you can become aware of current inner working conditions in the market and you'll have a better idea of how these trends may change in the future.
Be Vigilant About Viable Financing Options
While it takes money to make money, you don't have to use all your own money. A common misconception about real estate investing is that you must be wealthy to start off. This isn't straight fact, however. A majority of people can test the waters of real estate investing without a lot of initial cash in their pocket.
Aside from traditional financing options from banks and institutions, private lending options can be worthy solutions. Hard money lenders are popular, reasonable choices, and they tend to have fewer qualification requirements upfront. However, be sure to strategically choose a hard money lender to find the best possible fit.
Master the Art of Finding Good Deals
There may be hundreds of thousands of available properties for sale on the current market, but the bulk of them will never amount to the final money-making result you desire. Another great tip for new real estate investors is to use good math to estimate profit. Taking risks is part of the process, but you have the ability to analyze properties and use networking sources to find the greatest deal. You can't win every deal, but you can steadily work towards a thriving financial future.