Some people are naturally "up-an-at-'em" types, while others need a little push to reveal the version of their best self. One thing's for sure, if you don't start the day on the right foot, the rest of it may never fall into step.
A high level of morning motivation is one of the keys to being an overall successful person, no matter the field they're in. Are you seeking a little more rev in your motor once that alarm clock sounds? If so, you're already motivated! But a few extra mindful steps each morning can take your desire to succeed to new heights. Follow these easy-to-do yet impactful actions to make the most of your morning and the 24 hours to follow.
Be an Early Bird
The saying that the early bird catches the worm makes sense. The last bird to rise from the nest won't find anything left to eat. Same goes for people. While most aren't seeking to delight in a juicy earthworm, sleeping in is not the way to grab life by the horns. Rising early ensures getting the most out of the day and doing so before others have a chance to steal your thunder (or your worm for that matter).
As per Forbes, Richard Branson has been quoted as saying that, "he gets up at 5 am every day, no matter where he is because it gives him a head start on the rest of the world."
Aside from getting that running start, the wee hours provide for "me" time that gets quickly swamped as the hours pass. As Inc. puts it, "Successful people know that time is a precious commodity. And while theirs is easily eaten up by phone calls, meetings, and sudden crises once they've gotten to the office, the morning hours are under their control."
Just be sure to hit the sack at a reasonable time so you wake refreshed and rearing to start the next day off on a positive note.
Grab the Latest Headlines
Motivation to learn about the world around us is just as important as zeroing in on our field of work. Skim the paper or flip on the morning news at the top of the day to find out what's going on so you can be on top of the latest trends and breaking stories. By doing this early, you won't be tempted to surf the web mid-day to read up on news bites and you'll have the knowledge to keep up with relevant conversations with co-workers and clients.
According to Inc., the most successful people read the latest headlines before breakfast. Makes sense, as these highly motivated people need to be well-rounded and well-versed in a range of topics. With the information you gather, you can apply what may be useful to your line of work. With this kind of motivation, it may just be you making headlines soon!
Give Yourself a Moment to Breathe
Motivation without a little meditation can lead to a rushed and possibly stressful day. As eager as you may be to get your day in gear, take a while to breathe deeply, clear your mind, and prepare yourself both mentally and physically for the day ahead. Wake up a bit earlier so you have time to reflect and strategize for the most successful day possible.
You can sit peacefully, watch a meditation video, put on soothing music, or sit outside as the sun rises. It doesn't really matter how you find your "Zen," just give yourself the room to do so. With a clear and conscious mind, you can better tackle the day with energy and intelligence. You will be able to motivate those around you as well thanks to your clarity and mental sharpness.
You may want to take this time to practice your spirituality, religion, or gratitude as well. Motivation comes from within, so find it deep in your soul and allow it to pave your path to achievement.
Eat Something Energizing
Motivation may come from the mind, but without the proper fuel, it may never make it very far. Start your day off with something nourishing and balanced, whether you sit down to the table or take some food on the go.
Try to get some protein to keep you feeling full from eggs, peanut butter, yogurt, or even a smoothie or shake. No matter what you eat, make sure you go for something healthy. Greasy breakfast sandwiches or a powdered donut from the conference room may sound tasty, but they will drag you down, no matter what kind of motivation you thought you may have had.
As per Time, Amazon founder, Jeff Bezos has said that he avoids morning meetings so he can have a leisurely breakfast with his wife and four children. Spending quality time with loved ones is a motivator in itself.
Pump up your body and mind with exercise first thing. You'll get your blood flowing, heart beating, and you won't have to stress over whether or not you'll be able to squeeze in that workout sometime later in the day.
As per Time, Bill Gates exercises first thing in the morning while watching instructional videos from the Teaching Company. Body and mind are taken care of in one shot! And at the top of what's sure to be a motivation-filled day to come.
And time management expert, Laura Vanderkam was quoted by Inc. as asserting, "A pre-breakfast workout helps reduce stress later in the day, counteracts the effects of high-fat diet, and improves sleep." All important factors in keeping the motivation momentum moving.
Are you motivated to try these tips tomorrow? See how they make a difference in the outcome of your entire day!
The National Financial Educators Council (NFEC) surveyed young adults in 2017 and asked them what high school level course would benefit their lives the most.
The majority responded that money management was the course that would be most beneficial.
With personal debt is at its highest record and COVID-19 threatening to have the hardest economic effects on youth, understanding money and finances is an important life lesson that should be taught to children at a young age.
The following is a list of the best financial literacy lessons and tips to teach children throughout different life stages.
I thought I had a pretty good handle on my finances out of school. I worked several jobs while attending university and had little to no problem managing my income. However, once I graduated, I realized how much more complicated personal accounting could really be.
There were so many variables I needed to keep track of. Biweekly bills, monthly charges, and general necessities amounted to a heap of confusing numbers that were often impossible to decipher. The funniest part was that I was actually trying to do this by hand (I don't know what I was trying to prove to myself, either).
After messing up for the 17th time, I decided to give Microsoft Excel a shot. I used Excel a bit in school and I knew all the big-wig finance people used it, so what could I possibly have to lose? The answer is about six hours of my precious time. Excel isn't much of an improvement over handwriting and it's still dependent on the user to manually input all of the information. It's like doing everything by hand with the slightest help, meaning that it still required a tremendous amount of time and concentration. Well that was all for nothing, I guess.
It's sort of funny. I was certain that I could manage my personal finances with ease, when it's practically a full-time job. I was already stressed out enough with my first job and I knew I didn't have enough time to give my finances the attention it deserved.
That's why I decided to try out a budgeting app. My best friend told me that he uses an app called Truebill to manage his finances. "What does it even mean to manage your finances?" I asked him. He told me that Truebill was the personal financial assistant I wished I could have. It could aggregate all of my account information into one place and give me specific insights and actions.
I loved the idea of having full control over my finances, especially during a time of financial uncertainty, and I realized that Truebill would be the easiest way to accomplish this. The user interface is incredibly simple and intuitive, so it doesn't even feel like a finance app! Truebill offers a multitude of features, with their most popular being the ability to cancel subscriptions with the press of a button.
Okay, I had no idea how many subscriptions I was still subscribed to. In fact, I wasn't even using a quarter of the subscription services I was signed up for. Subscription boxes, streaming services, my old gym, and even an old subscription to my favorite magazine--it was all there and I was livid. How could I let myself waste all of this money and how did I never catch this? Thank goodness for Truebill.
Truebill also offers bill negotiations. There is a 40% fee based on how much you save and Truebill even claims that there is an 85% chance that they'll be able to lower your bill once a negotiation is requested. Why wouldn't I take them up on this? There was zero risk and I would only have to pay once my bill was lowered (which means that I would be saving money regardless).
More standard features of Truebill include the ability to generate a credit report on-demand and even request a pay advance. I only used the pay advance feature once when I wanted to buy a gift for my mom, but didn't have enough cash in hand and Truebill automatically reimbursed itself when I got my next paycheck.
The credit report is another fantastic feature and practically taught me what good credit meant. Truebill's credit report basically shows you which financial decisions have the most significant impact on your credit score and ways that you can improve your credit month-over-month. I've never had such control over my credit and it feels good.
I'll be the first to admit that I was extremely naive coming out of school. I figured that as long as I was attentive, I could manage my finances with ease. We manage money to some extent throughout our entire lives, but once you're thrown out on your own, it's a completely different story. With Truebill, I've finally been able to take control over my finances and stay on top of all of my responsibilities.
My buddies and I always try to make it out to a game, but we never really care which one we end up at. Obviously we have our favorite sports and teams, but it was rarely about what game we went to or who we saw playing. It was about watching the game live.
In the early months of lockdown, all we had was Korean baseball, and trust me, we loved it. The only issue was, none of us had any idea what the commentators were saying. Even then, a few of my friends weren't huge fans of baseball. They were into sports like football and basketball, ones that moved at a quicker pace with less down-time in between plays.
We decided to see if there were any other events going down and came across horse racing. Yes, horse racing. It was perfect--short, fast-paced, and most importantly, an opportunity for betting.
I had never really considered watching a horse race any time other than the Belmont Stakes, but the prospects of the sport seemed exhilarating. Even better, with horse racing we knew we could still recreate the atmosphere of a race track. Salty snacks? Check. Stale beer? Check. A simple and easy way to bet? Check.
One quick Google search later, we came across TVG, powered by FanDuel. It's an online betting platform that takes you right to the heart of the action. We were a little apprehensive about using a mobile app to place our bets, but TVG's ability to bet on live horse races from all over the world was too good to pass up.
Here are 5 reasons why we are obsessed with horse racing thanks to TVG:
1. Betting has never been easier
Use your phone or computer to watch and bet on live horse races in real-time. TVG offers a bunch of features to make betting even simpler--live odds and handicapping tips leverage recent learnings to help you make your best bet. Not to mention, TVG's exclusive race content and wagering guide offers an under-the-hood look into the strategy behind horse race betting.
2. The biggest selection of horse races out there
If you're looking to drop a little dough on a horse race, chances are your best option is your local race track. But watching the same few horses races over and over again isn't the most exciting thing. With TVG you have access to over 150 tracks worldwide with races happening consistently throughout the day.
3. Get a generous sign-up offer when you place your first bet
Once you register your account, you will be eligible for a $200 risk-free bet. All you have to do is place your first bet and you're covered. If you happen to lose, TVG will insure you for up to $200 as a sort of wagering credit. I may have been a little trigger happy when placing my first bet, so having this insurance was a great perk. There are also a bunch of promotional offers available year-round.
4. Making deposits and cashing out at the touch of button
With a ton of payment options such as PayPal, BetCash, debit/credit, wire transfers, and other third-party services, making a deposit is a breeze. But what about the payout? Depending on your deposit method, your withdrawal will be available in a few days. No more waiting in-line to collect your winnings!
5. Watching live races with your friends while betting is exhilarating
Even when we were watching Korean baseball, Zoom calls with my friends were a little dull.
With TVG, we haven't had this sort of fun in months! Every weekend we'll turn on a race and throw our bets in. After a few races, and quite a few drinks, we'll tally up our winnings to see who won the most! Sometimes it's not even about making money, but just having a good time.
TVG is the perfect way to add a little excitement to an otherwise mundane afternoon. It introduced me to the world of horse racing, a sport I never would have considered otherwise.
The races just keep ramping up and thanks to TVG, I can always get in on the fun.