Investing is a tricky art that requires a lot of finesse and research. But what if we told you it can be done all with math and science? These days, people can find love through matchmaking algorithms, so why not put that math to use for our money? Robo-investing is an up-and-coming domain that uses proven algorithms to change the way we see the market. Here's why sometimes, robots can be better than people.

1. Robots don't need a high paycheck.

Wealth managers and financial advisors come with a hefty price tag, so that's why we suggest going digital. With less people to pay, robo-advising firms can transfer those savings to you.

2. Get out of exorbitant starting requirements.

Hiring a financial investment advisor could mean that you have to have minimum assets of $500,000.00. This makes investment feel like an elite club. Robo-investing opens the playing field to all levels of investors.

3. Still maintain the human touch.

Robo-investing doesn't completely kick humans out of the equation. Check out the variety of firms available where you can talk to a real-live human if need be.

4. Trust math.

Algorithms. You might not know (or care to know) how they work, but they do. Robo-investors use the same resources as human financial planners in terms of portfolio management.

5. It's simple to use online.

Ah, the Internet. If you're young and savvy, a robo-investor can make everything easier to automate your investments online so you can make money from your couch.

6. There's an app for that.

Check out these handy apps to help you manage your own investments on the go.

7. There are a ton of choices out there.

Everyone is unique, and therefore, we all feel comfortable with different investing strategies. For a full list of top rated robo-investors with a variety of cool features, check this out.

While some of us fear the robot apocalypse, investors should embrace this digital enterprise. Technology is stronger than ever, and now it can make us money.
PayPath
Follow Us on

Airbnb is a great option while traveling, but you should protect yourself from damage charges from unscrupulous hosts.

Airbnb offers an affordable option for people looking to be more comfortable as they travel.

However, there are downsides to staying in a host's home rather than a hotel. Whereas hotels are designed for constant streams of visitors and often have furniture built to last, at an Airbnb, you may be staying on old or cheap furniture that a host is using in order to maximize their profits.

And while most reputable hotels will have regular room inspections from staff to check for any wear and tear, Airbnb damage disputes are oftentimes he said, she said situations. If you are in an Airbnb and something breaks, there are a few steps you should take in order to ensure that you are not on the hook for damages out of your control.

Keep reading Show less

What Are NFTs?

Art Installation N°1 by Carlos Marcial. Rhett Dashwood / YouTube

If you're keeping tabs on the art and tech worlds, you've probably been hearing whispers about "NFTs" for the past month. Just over the past week they've entered the mainstream lexicon.

Twitter founder Jack Dorsey made the news for selling his first ever tweet. The app has been teasing paid subscription models and newsletter-like features, but tweets for sale is "the next frontier."

The 2006 tweet went up for auction as an NFT, and the current bid is $2.5 Million. But what does it mean to own that? Why would anyone want to? And what even is an NFT?

Keep reading Show less

Long gone are the days when the majority of Americans dreamed about owning a home with a white picket fence.

The traditional American Dream may be on its deathbed, but that doesn't mean a core component of the vision can't survive. It simply takes a diverse perspective. People can still believe they can attain their own vision of success in society with hard work, knowledge, and risk-taking. Investing in today's American Dream may literally mean investing money in our modern economy, starting with our infrastructure.

Real estate investing in particular is a lucrative method that can boost income and secure a better financial future for many. There's always risk involved, but the payoffs can far outweigh the uncertainty. Selecting solid financial investments is about confidence and competence. If you're looking for some advice on this kind of investment, here are a few savvy tips for new real estate investors.

Stick To a Specific Strategy or Niche

Real estate is a challenging sphere of the business world, one that requires several key skills: groundwork knowledge, networking, perseverance, and organization. True knowledge of the real estate market will come with time and experience, but it's a smart idea to select one area of the market and stick to it. This is the best way to attain in-depth familiarity with your specific niche.

First, choose a geographical area close by and then a niche strategy within it, such as house flips, rental rehabs, or residential or commercial properties. By doing so, you can become aware of current inner working conditions in the market and you'll have a better idea of how these trends may change in the future.

Be Vigilant About Viable Financing Options

While it takes money to make money, you don't have to use all your own money. A common misconception about real estate investing is that you must be wealthy to start off. This isn't straight fact, however. A majority of people can test the waters of real estate investing without a lot of initial cash in their pocket.

Aside from traditional financing options from banks and institutions, private lending options can be worthy solutions. Hard money lenders are popular, reasonable choices, and they tend to have fewer qualification requirements upfront. However, be sure to strategically choose a hard money lender to find the best possible fit.

Master the Art of Finding Good Deals

There may be hundreds of thousands of available properties for sale on the current market, but the bulk of them will never amount to the final money-making result you desire. Another great tip for new real estate investors is to use good math to estimate profit. Taking risks is part of the process, but you have the ability to analyze properties and use networking sources to find the greatest deal. You can't win every deal, but you can steadily work towards a thriving financial future.