At one point our society placed high value on how many hours you logged in the office. Increasingly though now, more and more people are opting to spend more time at home and with family. Working from home presents many benefits - from reducing/ eliminating commuting costs, more time with the kids, more personal freedom. Majority of people aren't adverse to work, however the dredges of the workplace are what results in high turnover rates. Digital globalization has broke open the doors to all sorts of new income streams for people, allowing folks to be able to work from home or wherever else they'd might like. Here is a list of 4 creative jobs you can work from home.


Photographer

Photography is one of those fields that requires the combination of skill at the craft and also skill at making the correct connections to further your craft. With more and more companies opting to use freelancers for their work, you are faced with more freedom but less security. However with such heavy, constant, never ending demand for someone with "the eye", opportunity is abundant. Depending on the work you do you can earn somewhere between $40K - 70K per year.

Craft Artist

Unlike artists who focus purely on aesthetic, craft artists create functional handmade objects such as carpentry, pottery, glassware, and textiles. There is a constant need for such work and depending on your craft average annual salary ranges from around $36K to as high as $53K.

Artist

Painters, sculptures, illustrators - those who create art for aesthetic rather than function can also enjoy the benefits of working from home. There is technically no earnings ceiling on this profession, but annual wages average out to about $49K.

Writer

If you can write well there are a plethora of work from home opportunities for you. Digital globalization and the constant need for content creation has companies and individuals all over the world hiring people for their prowess with a pen. While a degree in English, journalism and/or communication can be a huge boon, the demand for this field is so heavy that as long as you can show you can deliver the goods, then you'll be able to find work. And with a median annual salary of around $61K, it might be time to get your pencil sharpeners out.

Graphic Designer

Fire up your photoshops! There is a huge and continuing demand for people with graphic design skills. While you don't need any formal schooling to begin, and additional training or certifications that you receive are an added bonus and a bargaining chip for higher pay. Almost every industry has need for graphic design work at some point or another. And it provides for a great opportunity work at home, whether you're employed by a big firm or working freelance. Depending on what kind of work you do and who you do it for, you're looking at an annual salary ranging anywhere between $46K - 55K.

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Airbnb is a great option while traveling, but you should protect yourself from damage charges from unscrupulous hosts.

Airbnb offers an affordable option for people looking to be more comfortable as they travel.

However, there are downsides to staying in a host's home rather than a hotel. Whereas hotels are designed for constant streams of visitors and often have furniture built to last, at an Airbnb, you may be staying on old or cheap furniture that a host is using in order to maximize their profits.

And while most reputable hotels will have regular room inspections from staff to check for any wear and tear, Airbnb damage disputes are oftentimes he said, she said situations. If you are in an Airbnb and something breaks, there are a few steps you should take in order to ensure that you are not on the hook for damages out of your control.

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What Are NFTs?

Art Installation N°1 by Carlos Marcial. Rhett Dashwood / YouTube

If you're keeping tabs on the art and tech worlds, you've probably been hearing whispers about "NFTs" for the past month. Just over the past week they've entered the mainstream lexicon.

Twitter founder Jack Dorsey made the news for selling his first ever tweet. The app has been teasing paid subscription models and newsletter-like features, but tweets for sale is "the next frontier."

The 2006 tweet went up for auction as an NFT, and the current bid is $2.5 Million. But what does it mean to own that? Why would anyone want to? And what even is an NFT?

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Long gone are the days when the majority of Americans dreamed about owning a home with a white picket fence.

The traditional American Dream may be on its deathbed, but that doesn't mean a core component of the vision can't survive. It simply takes a diverse perspective. People can still believe they can attain their own vision of success in society with hard work, knowledge, and risk-taking. Investing in today's American Dream may literally mean investing money in our modern economy, starting with our infrastructure.

Real estate investing in particular is a lucrative method that can boost income and secure a better financial future for many. There's always risk involved, but the payoffs can far outweigh the uncertainty. Selecting solid financial investments is about confidence and competence. If you're looking for some advice on this kind of investment, here are a few savvy tips for new real estate investors.

Stick To a Specific Strategy or Niche

Real estate is a challenging sphere of the business world, one that requires several key skills: groundwork knowledge, networking, perseverance, and organization. True knowledge of the real estate market will come with time and experience, but it's a smart idea to select one area of the market and stick to it. This is the best way to attain in-depth familiarity with your specific niche.

First, choose a geographical area close by and then a niche strategy within it, such as house flips, rental rehabs, or residential or commercial properties. By doing so, you can become aware of current inner working conditions in the market and you'll have a better idea of how these trends may change in the future.

Be Vigilant About Viable Financing Options

While it takes money to make money, you don't have to use all your own money. A common misconception about real estate investing is that you must be wealthy to start off. This isn't straight fact, however. A majority of people can test the waters of real estate investing without a lot of initial cash in their pocket.

Aside from traditional financing options from banks and institutions, private lending options can be worthy solutions. Hard money lenders are popular, reasonable choices, and they tend to have fewer qualification requirements upfront. However, be sure to strategically choose a hard money lender to find the best possible fit.

Master the Art of Finding Good Deals

There may be hundreds of thousands of available properties for sale on the current market, but the bulk of them will never amount to the final money-making result you desire. Another great tip for new real estate investors is to use good math to estimate profit. Taking risks is part of the process, but you have the ability to analyze properties and use networking sources to find the greatest deal. You can't win every deal, but you can steadily work towards a thriving financial future.