More than 30% of people in the U.S. are dealing with some sort of debt, and yet most are unaware about credit relief and negotiation. For some, this means a poor credit score, which can affect being approved for loans or result in higher interest payments.
There are solutions, luckily, that allow leeway in our finances. One such option is Lexington Law, a leader in credit repair that offers customers a solution to a poor credit score. The company facilitates a seamless process with debt collectors to ensure you're charged fairly and accurately. The process matches you with attorneys and paralegals who will review your credit reports and send the appropriate correspondence to your creditors. Up to 70% of people will see an improved credit score after working with Lexington Law — a huge and impactful number considering the alternative, bankruptcy.
Ahead, five people with various backgrounds discuss how Lexington Law helped relieve their financial difficulties.
- Paul, 55 — "I'm a working father who's always been financially responsible for my family. But later in life, things caught up to me — car payments, mortgage, kids' college funds — and my credit score was really affected. Though I was able to get it under control in a timely manner, my credit report still contained old line items that were no longer valid. Lexington Law was the only reasonable way to get rid of these items still on my credit report without having to personally haggle with creditors on the phone every single day."
- Amy, 35 — "Last year, I became a first-time homeowner, which simply wouldn't have been possible without the help of Lexington Law. The credit repair company helped me create a better credit profile so that I could apply for the mortgage loan I wanted and that was right for my family. The process was simple and the lawyers professional to ensure I got what I needed in a timely manner."
- Christine, 40 — "My husband and I recently divorced, and aside from it being an emotional rollercoaster, it turned out to be even more trying financially. I began seeing negative marks on my credit report — not from my own charges, but from my husband's linked accounts. Before it got even worse and led to bankruptcy, I contacted Lexington Law for assistance. The lawyers were the only reliable way to communicate issues with my husband's creditors and fix my report without being connected to his finances once and for all."
- Anthony, 24 — "I never thought I'd be dealing with a bad credit score so early in life, but student loans quickly caught up to me in the two years after graduating. Luckily, Lexington Law offered me solutions to dealing with high monthly payments. For me, loan consolidation was best, which lowered interest rates and is ultimately leading me down a path of paying off my loans faster."
- Cindy, 45 — "Friends and family have always mentioned using credit repair services to fix bad credit report, but I never knew how to actually make it happen. Working with Lexington Law felt like a seamless process — from the moment of my first discussion with a paralegal all the way up to the follow-up discussions. And since I normally don't know how to handle things like this, I felt confident enough to put my trust in the company to dissect my credit report and figure out the best course of action for credit repair."
Allow Lexington Law to put your mind at ease and help you get your credit score back to where it should be. The process is simple and effective, letting you take back control of your finances and focus on what really matters.
Update: Lexington Law is offering our readers free credit repair consultation, which includes a complete review of your FREE credit report summary and score. You can follow this link, or call 1-844-579-6865 to take advantage of this no-obligation offer.
Call anytime between 7am and 11:59pm EST to get your free credit report and score!
- How to Improve Your Credit by 100 Points in 3 Steps - NerdWallet ›
- How to Raise Your Credit Score 100 Points (in Less Than 5 Months) ›
- How to Improve Credit Score in 30 Days - Go Clean Credit ›
- 11 Ways to Improve Your Credit Score | Credit.com ›
- How to Improve Your Credit Score Fast | Experian ›
- 7 Ways To Improve Your Credit Score | Bankrate.com ›
- how can i raise my credit score 100 points in 6 months | Credit Karma ›
- Improve Credit Score: Tips to Fix Poor Credit & Raise Your FICO ... ›
Airbnb offers an affordable option for people looking to be more comfortable as they travel.
However, there are downsides to staying in a host's home rather than a hotel. Whereas hotels are designed for constant streams of visitors and often have furniture built to last, at an Airbnb, you may be staying on old or cheap furniture that a host is using in order to maximize their profits.
And while most reputable hotels will have regular room inspections from staff to check for any wear and tear, Airbnb damage disputes are oftentimes he said, she said situations. If you are in an Airbnb and something breaks, there are a few steps you should take in order to ensure that you are not on the hook for damages out of your control.
If you're keeping tabs on the art and tech worlds, you've probably been hearing whispers about "NFTs" for the past month. Just over the past week they've entered the mainstream lexicon.
Twitter founder Jack Dorsey made the news for selling his first ever tweet. The app has been teasing paid subscription models and newsletter-like features, but tweets for sale is "the next frontier."
just setting up my twttr— jack (@jack)1142974214.0
The 2006 tweet went up for auction as an NFT, and the current bid is $2.5 Million. But what does it mean to own that? Why would anyone want to? And what even is an NFT?
Long gone are the days when the majority of Americans dreamed about owning a home with a white picket fence.
The traditional American Dream may be on its deathbed, but that doesn't mean a core component of the vision can't survive. It simply takes a diverse perspective. People can still believe they can attain their own vision of success in society with hard work, knowledge, and risk-taking. Investing in today's American Dream may literally mean investing money in our modern economy, starting with our infrastructure.
Real estate investing in particular is a lucrative method that can boost income and secure a better financial future for many. There's always risk involved, but the payoffs can far outweigh the uncertainty. Selecting solid financial investments is about confidence and competence. If you're looking for some advice on this kind of investment, here are a few savvy tips for new real estate investors.
Stick To a Specific Strategy or Niche
Real estate is a challenging sphere of the business world, one that requires several key skills: groundwork knowledge, networking, perseverance, and organization. True knowledge of the real estate market will come with time and experience, but it's a smart idea to select one area of the market and stick to it. This is the best way to attain in-depth familiarity with your specific niche.
First, choose a geographical area close by and then a niche strategy within it, such as house flips, rental rehabs, or residential or commercial properties. By doing so, you can become aware of current inner working conditions in the market and you'll have a better idea of how these trends may change in the future.
Be Vigilant About Viable Financing Options
While it takes money to make money, you don't have to use all your own money. A common misconception about real estate investing is that you must be wealthy to start off. This isn't straight fact, however. A majority of people can test the waters of real estate investing without a lot of initial cash in their pocket.
Aside from traditional financing options from banks and institutions, private lending options can be worthy solutions. Hard money lenders are popular, reasonable choices, and they tend to have fewer qualification requirements upfront. However, be sure to strategically choose a hard money lender to find the best possible fit.
Master the Art of Finding Good Deals
There may be hundreds of thousands of available properties for sale on the current market, but the bulk of them will never amount to the final money-making result you desire. Another great tip for new real estate investors is to use good math to estimate profit. Taking risks is part of the process, but you have the ability to analyze properties and use networking sources to find the greatest deal. You can't win every deal, but you can steadily work towards a thriving financial future.