We all want to be standouts at work from the moment we reach our desks until we shut the lights for the evening. Part of being a stellar employee is being as productive as possible. But with the wide array of distractions, disturbances, and unforeseen dilemmas that weasel their way into the everyday, productivity can unfortunately dwindle.

Don't let non-important nuisances and idiotic interruptions meddle with your mind. You can be in charge of your work day and make productivity the primary priority. When you weed out the nonsense and time-wasting capacity-crushers, your productiveness will soar and the lost opportunities will be found once again.

These 4 things that are causing you to be less productive at work must be wrangled in and repurposed in order for you to make the most of your work day. Follow these tips to achieve better concentration and control. Productivity = power!

Email Eagerness

While not many of us hear that exciting notification, "You've Got Mail!" anymore, the moment a new email arrives in the inbox is a real thrill for many. Do you check your inbox countless times throughout the day, perhaps every time a new item comes in? Not only is this slightly obsessive, it's severely sucking the time out of what's sure to be an already busy day.

As per Hubspot, "Constantly switching tasks between work and email can really hurt your productivity. To help you focus in chunks of time, turn off those pesky email alerts and limit checking your email to specified breaks."

Consider 3 checks per day – first thing in the morning, before lunch, and an hour before you plan to leave in order to give you enough time to respond to anything pressing. Believe it or not, no one is expecting you to reply to their email immediately (unless they fall into the unproductive category). If something is extremely urgent, you'll receive a phone call… remember those?

Additionally, you can set your email to automatically send certain items into pre-set folders for your perusing preferences. Check the high priority folders a bit more frequently, if necessary, when something is of top concern or you're on a tight deadline.

It may take time and a little uneasiness to make this email checking change, but over time, the increase in your productivity will become evident. Don't be held captive by your inbox! You're in charge of what gets opened and when.

Social Media Sink Hole

One of the biggest disruptions of the modern age is social media. Feeds, pages, profiles, and pics are draining the life out of a full day of work. Your Twitter page is likely opened in a tab on your computer right now. Unless you actually work for Twitter or are a social media manager or have a similar job, there's no reason that any social media site should be part of your work day. And you're only fooling yourself if you constantly check Facebook on your smart phone on the down low.

Is it really that important to "like" Betty's status update when you should be finishing that report due at 3pm? Sure, it's cool that she's having fun on her honeymoon in Barbados, but that won't impress your boss when he reads your less-than-complete review of the company's Q3 earnings.

Train yourself to only check social media during your lunch break. Or, gasp, wait until you get home. You'll be surprised how free you will start to feel. And don't forget to change your settings on your phone so you aren't interrupted by notifications and messages from your more easily-distracted (and still underproductive) friends. The posts and photos won't disappear if you didn't see them the instant they were put live. What may disappear is your focus if you choose to give in to the urge to waste time and scroll through silly pet pictures and political memes all day.

Meetings Mania

Do you find yourself responding "Yes" to every single meeting request you receive? Sure, no one wants to miss out on a good gathering, but before agreeing to attend, take a moment to assess whether or not you'll benefit from participating.

Many meeting invites are sent as a courtesy rather than a real need. Plus, any decent invitation will come with a brief synopsis of the planned agenda and what the intended goal is. Will you gain anything from spending up to an hour sitting in this meeting or is your input vital to its success? If the answer is no, then that should be your R.S.V.P. as well. You can always get a summary of the meeting after the fact or send someone else from your department who'd be a better fit for the meeting's intentions.

And don't worry about offending anyone or feeling left out. Saying yes to everything doesn't make you a better worker, it only makes you a people-pleaser. According to Under 30 CEO, "Any time you say 'yes' to something, it means less time and energy you can give to something else. Ask yourself where this fits into the importance/urgency grid." If it falls on the low end, it only makes sense to focus on the work that will move the needle.

As per Hubspot, "The average person wastes 31 hours in meetings per month." Not to mention the time it takes to get back to what you were working on before the meeting began. Hubspot notes that is takes about 25 minutes to refocus after switching tasks. And if there's more than one meeting per day, your productivity will pitfall pitifully.

Multitasking Mayhem

We've all got a lot on our plate, but trying to do everything at once is a productivity nightmare. It's difficult to get deep into the nitty gritty of any one particular task when your mind is scattered on everything you need to work on simultaneously.

Hubspot asserts that, "Research shows (multitasking) can make us less effective, increase mistakes and stress, and costs the global economy an estimated $450 billion every year. Only 2% of the population is capable of effectively multitasking. For the other 98%, all it does is cause us to be 40% less productive and make 50% more mistakes than non-multitaskers."

You must keep your focus on one item at a time. Finish the job and move on. You'll feel satisfied that a task is completed from start to end and you can move on to the next task with a fresh mindset. At first you may have trouble getting the other agenda items out of your head, but you'll need to have a clear head in order to get the best result for each project.

Under 30 CEO suggests making a "To Do" list to keep your thoughts in check. Itemize what's on your schedule and prioritize them, getting to the most urgent matters first. It's a shame to leave your office with a bunch of tasks only partially completed. It can lead to stress, frustration, and a manager that's not sufficiently satisfied with your achievements. Finishing a task is rewarding and productive and will give you the energy and drive to get to the next thing on your list.

Are you ready to be more productive tomorrow? You can drown out the noise and get to what's important. Start by asking your cousin to stop posting those irresistible photos of her new puppy on Instagram!

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I thought I had a pretty good handle on my finances out of school. I worked several jobs while attending university and had little to no problem managing my income. However, once I graduated, I realized how much more complicated personal accounting could really be.

There were so many variables I needed to keep track of. Biweekly bills, monthly charges, and general necessities amounted to a heap of confusing numbers that were often impossible to decipher. The funniest part was that I was actually trying to do this by hand (I don't know what I was trying to prove to myself, either).

After messing up for the 17th time, I decided to give Microsoft Excel a shot. I used Excel a bit in school and I knew all the big-wig finance people used it, so what could I possibly have to lose? The answer is about six hours of my precious time. Excel isn't much of an improvement over handwriting and it's still dependent on the user to manually input all of the information. It's like doing everything by hand with the slightest help, meaning that it still required a tremendous amount of time and concentration. Well that was all for nothing, I guess.

It's sort of funny. I was certain that I could manage my personal finances with ease, when it's practically a full-time job. I was already stressed out enough with my first job and I knew I didn't have enough time to give my finances the attention it deserved.

That's why I decided to try out a budgeting app. My best friend told me that he uses an app called Truebill to manage his finances. "What does it even mean to manage your finances?" I asked him. He told me that Truebill was the personal financial assistant I wished I could have. It could aggregate all of my account information into one place and give me specific insights and actions.

I loved the idea of having full control over my finances, especially during a time of financial uncertainty, and I realized that Truebill would be the easiest way to accomplish this. The user interface is incredibly simple and intuitive, so it doesn't even feel like a finance app! Truebill offers a multitude of features, with their most popular being the ability to cancel subscriptions with the press of a button.

Okay, I had no idea how many subscriptions I was still subscribed to. In fact, I wasn't even using a quarter of the subscription services I was signed up for. Subscription boxes, streaming services, my old gym, and even an old subscription to my favorite magazine--it was all there and I was livid. How could I let myself waste all of this money and how did I never catch this? Thank goodness for Truebill.

Truebill also offers bill negotiations. There is a 40% fee based on how much you save and Truebill even claims that there is an 85% chance that they'll be able to lower your bill once a negotiation is requested. Why wouldn't I take them up on this? There was zero risk and I would only have to pay once my bill was lowered (which means that I would be saving money regardless).

More standard features of Truebill include the ability to generate a credit report on-demand and even request a pay advance. I only used the pay advance feature once when I wanted to buy a gift for my mom, but didn't have enough cash in hand and Truebill automatically reimbursed itself when I got my next paycheck.

The credit report is another fantastic feature and practically taught me what good credit meant. Truebill's credit report basically shows you which financial decisions have the most significant impact on your credit score and ways that you can improve your credit month-over-month. I've never had such control over my credit and it feels good.

I'll be the first to admit that I was extremely naive coming out of school. I figured that as long as I was attentive, I could manage my finances with ease. We manage money to some extent throughout our entire lives, but once you're thrown out on your own, it's a completely different story. With Truebill, I've finally been able to take control over my finances and stay on top of all of my responsibilities.

Update: Our friends at Truebill are extending a special offer to our readers! Follow this link to sign-up for Truebill.

My buddies and I always try to make it out to a game, but we never really care which one we end up at. Obviously we have our favorite sports and teams, but it was rarely about what game we went to or who we saw playing. It was about watching the game live.

In the early months of lockdown, all we had was Korean baseball, and trust me, we loved it. The only issue was, none of us had any idea what the commentators were saying. Even then, a few of my friends weren't huge fans of baseball. They were into sports like football and basketball, ones that moved at a quicker pace with less down-time in between plays.

We decided to see if there were any other events going down and came across horse racing. Yes, horse racing. It was perfect--short, fast-paced, and most importantly, an opportunity for betting.

I had never really considered watching a horse race any time other than the Belmont Stakes, but the prospects of the sport seemed exhilarating. Even better, with horse racing we knew we could still recreate the atmosphere of a race track. Salty snacks? Check. Stale beer? Check. A simple and easy way to bet? Check.

One quick Google search later, we came across TVG, powered by FanDuel. It's an online betting platform that takes you right to the heart of the action. We were a little apprehensive about using a mobile app to place our bets, but TVG's ability to bet on live horse races from all over the world was too good to pass up.

Here are 5 reasons why we are obsessed with horse racing thanks to TVG:

1. Betting has never been easier

Use your phone or computer to watch and bet on live horse races in real-time. TVG offers a bunch of features to make betting even simpler--live odds and handicapping tips leverage recent learnings to help you make your best bet. Not to mention, TVG's exclusive race content and wagering guide offers an under-the-hood look into the strategy behind horse race betting.

2. The biggest selection of horse races out there

If you're looking to drop a little dough on a horse race, chances are your best option is your local race track. But watching the same few horses races over and over again isn't the most exciting thing. With TVG you have access to over 150 tracks worldwide with races happening consistently throughout the day.

3. Get a generous sign-up offer when you place your first bet

Once you register your account, you will be eligible for a $200 risk-free bet. All you have to do is place your first bet and you're covered. If you happen to lose, TVG will insure you for up to $200 as a sort of wagering credit. I may have been a little trigger happy when placing my first bet, so having this insurance was a great perk. There are also a bunch of promotional offers available year-round.

4. Making deposits and cashing out at the touch of button

With a ton of payment options such as PayPal, BetCash, debit/credit, wire transfers, and other third-party services, making a deposit is a breeze. But what about the payout? Depending on your deposit method, your withdrawal will be available in a few days. No more waiting in-line to collect your winnings!

5. Watching live races with your friends while betting is exhilarating

Even when we were watching Korean baseball, Zoom calls with my friends were a little dull.

With TVG, we haven't had this sort of fun in months! Every weekend we'll turn on a race and throw our bets in. After a few races, and quite a few drinks, we'll tally up our winnings to see who won the most! Sometimes it's not even about making money, but just having a good time.

TVG is the perfect way to add a little excitement to an otherwise mundane afternoon. It introduced me to the world of horse racing, a sport I never would have considered otherwise.

The races just keep ramping up and thanks to TVG, I can always get in on the fun.

UPDATE: The biggest derby in horse racing is THIS WEEKEND. Get in on the action with your $200 risk-free bet!

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