Planning for the future often includes a career to be excited about. With the day to day grind many people learn to live with, dreams for a more fulfilling job often remain just that – dreams.
Fear, doubt, financial worries, and other commitments make following that dream more of a nightmare. But it's really not that scary. With the right tools to navigate the path to a job that you've only dreamed of, a bright tomorrow awaits just like the one that follows even the worst nightmare.
Three steps to a job that is right up your alley can be yours if you really want it. It's time to wake up and make your dream job a reality.
If you have a dream job, it's time to take your life by the reins and make it come true as soon as you can. That means making the move starting now. Yes, now. Not after you've put in another year at your current company. Not after you've landed your Master's. Not next Monday. The longer you prolong the kickoff to the new you, the more reasons you'll come up with that you're not quite ready.
But starting now doesn't mean "poof," you'll have a new job. Starting now means putting forth a genuine effort to make it eventually happen. This can mean updating your resume, giving yourself a timeline, creating a blog or website, or even getting a new wardrobe that better suits (no pun intended) your new endeavor.
Take courses or seminars that will improve your education and offer to intern or be mentored in the field. Learn all you can about this job and create a path to direct you there. Even if you only have an hour a day to put towards this goal, it's better than doing nothing at all. It may take time, but the sooner you get going, the sooner you'll get there.
As per Monster, "Don't be deterred by a lack of experience. Twenty- and thirty-somethings have more flexibility when it comes to test-driving different careers. The process of self-discovery is much easier when you're unencumbered by family responsibilities and substantial financial burdens, and when you haven't yet reached a level in a career where it's tougher to turn back. That said, it's never too late to pursue your passion."
Have a Clear Objective
In order to land your dream job, you need to know what it is. If you aren't able to pinpoint your goal, you may not ever be able to score. For instance, if you're currently working in finance but dream to do something more creative, that's a good start, but there are many jobs that require creative skills – a baker, a jazz musician, a digital artist, even a dog groomer. Where do you fit in?
According to Fortune, "Before you network, and certainly before you step into an interview, know your goals and what you're dreaming to do. That sounds like a no-brainer, but our experts say the No. 1 mistake job seekers make is not being able to articulate what kind of job they want."
Asses your talents and interests carefully and honestly. If your dream job is to become a marriage counselor, are you willing and able to put in the years of work required? Do you have a well-suited personality and proper schooling necessary for this career? As per The Muse, "Once you figure out what you want, it's time to string that together with your skills and past experience in a way that makes sense for your next position. Knowing your story well enough to tell it forward and backward won't just help you in the interview, it'll help you with your application materials and networking efforts."
Monster adds, "Take time to do a self-assessment of your values, how you like to work and what you'd be compelled to do even if you never got paid. Research careers and industries that map to your skills and interests."
Once you've honed in on a career that fits your requirements, you'll be better able to take the appropriate steps to make it there. A clear objective will yield a clear mind - one that will be able to focus on the prize – your dream job.
As per Business News Daily, "Realizing what you want is a major step, but you should keep the momentum going by reaching out to the right people who can help you, said Courtney Kirschbaum, a career and life coach and founder of online training company Original Experience."
People who are excited about their jobs are eager to share their passion and knowledge with like-minded and enthusiastic people. Talk to as many people you can in the field. There is so much to learn and every person has something unique to bring to the table. And get out there and actually meet people – in person – whenever possible. Robert Walters Career Advice advises, "As much as social media and the ease of email make it tempting to network from home in your sweats, nothing replaces the connection of a good old fashioned face-to-face. Find out about industry events, Meetups and social opportunities to mingle with those who already run in the professional crowds you're trying to break into."
While you may not be quite ready to get to work yet, these connections will be of great value once you're prepared to apply for jobs in the field. Always stay in contact with the people who've impressed you the most and be willing to go the extra mile to show them you're a hard and dedicated worker. Stand out and you'll be memorable and taken seriously. Those who've already realized their dream can be your stepping stone to reaching yours.
Work can be purposeful and exhilarating. It's time to make your dreams come true.
The National Financial Educators Council (NFEC) surveyed young adults in 2017 and asked them what high school level course would benefit their lives the most.
The majority responded that money management was the course that would be most beneficial.
With personal debt is at its highest record and COVID-19 threatening to have the hardest economic effects on youth, understanding money and finances is an important life lesson that should be taught to children at a young age.
The following is a list of the best financial literacy lessons and tips to teach children throughout different life stages.
I thought I had a pretty good handle on my finances out of school. I worked several jobs while attending university and had little to no problem managing my income. However, once I graduated, I realized how much more complicated personal accounting could really be.
There were so many variables I needed to keep track of. Biweekly bills, monthly charges, and general necessities amounted to a heap of confusing numbers that were often impossible to decipher. The funniest part was that I was actually trying to do this by hand (I don't know what I was trying to prove to myself, either).
After messing up for the 17th time, I decided to give Microsoft Excel a shot. I used Excel a bit in school and I knew all the big-wig finance people used it, so what could I possibly have to lose? The answer is about six hours of my precious time. Excel isn't much of an improvement over handwriting and it's still dependent on the user to manually input all of the information. It's like doing everything by hand with the slightest help, meaning that it still required a tremendous amount of time and concentration. Well that was all for nothing, I guess.
It's sort of funny. I was certain that I could manage my personal finances with ease, when it's practically a full-time job. I was already stressed out enough with my first job and I knew I didn't have enough time to give my finances the attention it deserved.
That's why I decided to try out a budgeting app. My best friend told me that he uses an app called Truebill to manage his finances. "What does it even mean to manage your finances?" I asked him. He told me that Truebill was the personal financial assistant I wished I could have. It could aggregate all of my account information into one place and give me specific insights and actions.
I loved the idea of having full control over my finances, especially during a time of financial uncertainty, and I realized that Truebill would be the easiest way to accomplish this. The user interface is incredibly simple and intuitive, so it doesn't even feel like a finance app! Truebill offers a multitude of features, with their most popular being the ability to cancel subscriptions with the press of a button.
Okay, I had no idea how many subscriptions I was still subscribed to. In fact, I wasn't even using a quarter of the subscription services I was signed up for. Subscription boxes, streaming services, my old gym, and even an old subscription to my favorite magazine--it was all there and I was livid. How could I let myself waste all of this money and how did I never catch this? Thank goodness for Truebill.
Truebill also offers bill negotiations. There is a 40% fee based on how much you save and Truebill even claims that there is an 85% chance that they'll be able to lower your bill once a negotiation is requested. Why wouldn't I take them up on this? There was zero risk and I would only have to pay once my bill was lowered (which means that I would be saving money regardless).
More standard features of Truebill include the ability to generate a credit report on-demand and even request a pay advance. I only used the pay advance feature once when I wanted to buy a gift for my mom, but didn't have enough cash in hand and Truebill automatically reimbursed itself when I got my next paycheck.
The credit report is another fantastic feature and practically taught me what good credit meant. Truebill's credit report basically shows you which financial decisions have the most significant impact on your credit score and ways that you can improve your credit month-over-month. I've never had such control over my credit and it feels good.
I'll be the first to admit that I was extremely naive coming out of school. I figured that as long as I was attentive, I could manage my finances with ease. We manage money to some extent throughout our entire lives, but once you're thrown out on your own, it's a completely different story. With Truebill, I've finally been able to take control over my finances and stay on top of all of my responsibilities.
My buddies and I always try to make it out to a game, but we never really care which one we end up at. Obviously we have our favorite sports and teams, but it was rarely about what game we went to or who we saw playing. It was about watching the game live.
In the early months of lockdown, all we had was Korean baseball, and trust me, we loved it. The only issue was, none of us had any idea what the commentators were saying. Even then, a few of my friends weren't huge fans of baseball. They were into sports like football and basketball, ones that moved at a quicker pace with less down-time in between plays.
We decided to see if there were any other events going down and came across horse racing. Yes, horse racing. It was perfect--short, fast-paced, and most importantly, an opportunity for betting.
I had never really considered watching a horse race any time other than the Belmont Stakes, but the prospects of the sport seemed exhilarating. Even better, with horse racing we knew we could still recreate the atmosphere of a race track. Salty snacks? Check. Stale beer? Check. A simple and easy way to bet? Check.
One quick Google search later, we came across TVG, powered by FanDuel. It's an online betting platform that takes you right to the heart of the action. We were a little apprehensive about using a mobile app to place our bets, but TVG's ability to bet on live horse races from all over the world was too good to pass up.
Here are 5 reasons why we are obsessed with horse racing thanks to TVG:
1. Betting has never been easier
Use your phone or computer to watch and bet on live horse races in real-time. TVG offers a bunch of features to make betting even simpler--live odds and handicapping tips leverage recent learnings to help you make your best bet. Not to mention, TVG's exclusive race content and wagering guide offers an under-the-hood look into the strategy behind horse race betting.
2. The biggest selection of horse races out there
If you're looking to drop a little dough on a horse race, chances are your best option is your local race track. But watching the same few horses races over and over again isn't the most exciting thing. With TVG you have access to over 150 tracks worldwide with races happening consistently throughout the day.
3. Get a generous sign-up offer when you place your first bet
Once you register your account, you will be eligible for a $200 risk-free bet. All you have to do is place your first bet and you're covered. If you happen to lose, TVG will insure you for up to $200 as a sort of wagering credit. I may have been a little trigger happy when placing my first bet, so having this insurance was a great perk. There are also a bunch of promotional offers available year-round.
4. Making deposits and cashing out at the touch of button
With a ton of payment options such as PayPal, BetCash, debit/credit, wire transfers, and other third-party services, making a deposit is a breeze. But what about the payout? Depending on your deposit method, your withdrawal will be available in a few days. No more waiting in-line to collect your winnings!
5. Watching live races with your friends while betting is exhilarating
Even when we were watching Korean baseball, Zoom calls with my friends were a little dull.
With TVG, we haven't had this sort of fun in months! Every weekend we'll turn on a race and throw our bets in. After a few races, and quite a few drinks, we'll tally up our winnings to see who won the most! Sometimes it's not even about making money, but just having a good time.
TVG is the perfect way to add a little excitement to an otherwise mundane afternoon. It introduced me to the world of horse racing, a sport I never would have considered otherwise.
The races just keep ramping up and thanks to TVG, I can always get in on the fun.