Nina Ellis

Nina Ellis

Nina writes about the money decisions people make every day. She covers budgeting, spending habits, relationships, financial confidence, and consumer behaviour, alongside wellness, shopping, travel, and culture.

Where Should You Invest Your First $1,000?

Photo by micheile henderson

$1,000 is a real starting point. You don’t need a fortune to begin, as we explain in our guide to how much money you need to start investing. What matters more is putting that first $1,000 in the right place, in the right order. Here’s how to decide where to invest your first $1,000, plus

Could You Retire Early? The FIRE Movement Explained

Photo by James Hose Jr

Retiring in your 40s or 50s can sound like a fantasy, but for followers of the FIRE movement, it’s a goal with a plan behind it. FIRE stands for Financial Independence, Retire Early. The idea is to invest enough that your portfolio covers your living costs, a target known as your FIRE number . What

The Real Cost Of Keeping Up With Your Friends

Photo by Vitaly Gariev

Birthday dinners, group trips, concert tickets, weddings. None of them feel huge on their own, but together they can quietly take over your budget. Financial peer pressure rarely looks like someone pushing you to spend. It usually looks like not wanting to be the one who says no, and it’s often amplified by what we