Most of us work the typical 9-to-5, waking up at sunrise and going to sleep as dusk sets in.
It makes sense due to our natural body rhythms and the way the majority of the working world tends to run. But there are plenty of jobs and careers where a night shift is necessary and available. Think nurses, security guards, convenience store employees, and bartenders, to name a few.
Often known as the "graveyard shift," working during these wee hours of the night isn't for everyone... the nickname doesn't help. Then again, are those night owls who thrive on being active and productive past midnight, but most people prefer to be fast asleep as the moon and stars make their nightly appearance. But if you're a morning person with a new lease on life, you may want to consider switching gears and applying for a night shift job. Working while most of the world's in a slumber has its perks, and these three may awaken your inner vampire longing to take a bite out of the nightlife!
Make More Money
A major reason most of us work is to make a living. And working the night shift can help you fatten your wallet faster than a daytime gig. As per Rethink Staffing, "Night shift differential is around 10% of the employee's regular wage per hour. If you're working as support staff at night for $10 per hour, then you'll be earning a dollar more than your co-workers in the daytime." This can add up fast, making those late shifts quite profitable.
The Outsourced Accountant notes some promising ways this dough can pay off. "Vacation trips, signing up for classes, taking on a new hobby, business, savings, and retirement," all cost money, and with the night differential, these things will come your way before your daytime counterparts reap the rewards.
There are few things as aggravating than sitting in bumper-to-bumper traffic on the way to and on the way home from work. Getting in late always causes issues and wasting time on the highway when it could be spent with family is a drag. Opting for the nightshift will get you to and from work in a jiffy – road rage- and stress-free.
As per The Outsourced Accountant, "There's significantly less traffic at night. Since most people are headed home, you're more likely to have a more breezy (and faster) commute to work because you're going the opposite way. And because you're not chasing cabs or buses or jostling your way inside trains, you won't be disheveled when you come to the office. You'll look and feel a lot fresher." Fast and fresh, sounds appealing.
Career Addict adds, "If you drive, you also save on (gas) as your driving will be more economical." So not only will you make more money, as noted in perk #1, but the low volume of traffic can save you more of it.
In general, there are fewer people around working the nightshift. That's why there is a high demand for people willing to take the job. And with fewer people comes fewer interruptions. This will give you more time to think clearly and get your work done productively.
According to The Outsourced Accountant, "You can get tasks finished quickly and have more time to do some advanced work or simply relax." Just think about all the time that's wasted due to gossip and office chit-chat, questions from colleagues, emails, and phone calls.
Career Addict notes another perk, "Most companies hold their meetings during the day. Working the night shift saves you time you would otherwise spend attending meetings, allowing you to pay more attention to your work."
What do you think? Can you go from early bird to night owl? These perks are tempting, so consider going to the dark side… in a good way. You may find that the night shift is just the career shift you've been looking for!
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- Reasons To Consider Working The Night-Shift | Monster.ca ›
- Working the night shift: Snagging salmon in Seward - Anchorage ... ›
- The overnight shift is killing you -- so here's what you can do ... ›
- How to Work a Night Shift - The New York Times ›
- Survival Tips for Nurses Working the Night Shift | EveryNurse.org ›
- Avoiding Shift Work Sleep Disorder (SWD) On the Night Shift: Tips ... ›
- Five ways to deal with night shifts ›
- What a year of working the graveyard shift taught me about sleep ... ›
- You Can Thrive On The Night Shift | Scrubs - The Leading Lifestyle ... ›
- Night Owl Nurses Wanted: The Benefits of Working the Late Shift ›
- The advantages to working the graveyard shift - Business - Forbes ... ›
What is Robinhood?
The Robinhood app debuted in 2013 as a first-of-its-kind revolutionizing free investment platform. Much like the 700-year-old story of the hero to the people, Robin Hood, FinTech entrepreneurs Vladimir Tenev and Baiju Bhatt created the platform in order to make stock trading easily accessible to the general public and not just the wealthy.
The National Financial Educators Council (NFEC) surveyed young adults in 2017 and asked them what high school level course would benefit their lives the most.
The majority responded that money management was the course that would be most beneficial.
With personal debt is at its highest record and COVID-19 threatening to have the hardest economic effects on youth, understanding money and finances is an important life lesson that should be taught to children at a young age.
The following is a list of the best financial literacy lessons and tips to teach children throughout different life stages.
I thought I had a pretty good handle on my finances out of school. I worked several jobs while attending university and had little to no problem managing my income. However, once I graduated, I realized how much more complicated personal accounting could really be.
There were so many variables I needed to keep track of. Biweekly bills, monthly charges, and general necessities amounted to a heap of confusing numbers that were often impossible to decipher. The funniest part was that I was actually trying to do this by hand (I don't know what I was trying to prove to myself, either).
After messing up for the 17th time, I decided to give Microsoft Excel a shot. I used Excel a bit in school and I knew all the big-wig finance people used it, so what could I possibly have to lose? The answer is about six hours of my precious time. Excel isn't much of an improvement over handwriting and it's still dependent on the user to manually input all of the information. It's like doing everything by hand with the slightest help, meaning that it still required a tremendous amount of time and concentration. Well that was all for nothing, I guess.
It's sort of funny. I was certain that I could manage my personal finances with ease, when it's practically a full-time job. I was already stressed out enough with my first job and I knew I didn't have enough time to give my finances the attention it deserved.
That's why I decided to try out a budgeting app. My best friend told me that he uses an app called Truebill to manage his finances. "What does it even mean to manage your finances?" I asked him. He told me that Truebill was the personal financial assistant I wished I could have. It could aggregate all of my account information into one place and give me specific insights and actions.
I loved the idea of having full control over my finances, especially during a time of financial uncertainty, and I realized that Truebill would be the easiest way to accomplish this. The user interface is incredibly simple and intuitive, so it doesn't even feel like a finance app! Truebill offers a multitude of features, with their most popular being the ability to cancel subscriptions with the press of a button.
Okay, I had no idea how many subscriptions I was still subscribed to. In fact, I wasn't even using a quarter of the subscription services I was signed up for. Subscription boxes, streaming services, my old gym, and even an old subscription to my favorite magazine--it was all there and I was livid. How could I let myself waste all of this money and how did I never catch this? Thank goodness for Truebill.
Truebill also offers bill negotiations. There is a 40% fee based on how much you save and Truebill even claims that there is an 85% chance that they'll be able to lower your bill once a negotiation is requested. Why wouldn't I take them up on this? There was zero risk and I would only have to pay once my bill was lowered (which means that I would be saving money regardless).
More standard features of Truebill include the ability to generate a credit report on-demand and even request a pay advance. I only used the pay advance feature once when I wanted to buy a gift for my mom, but didn't have enough cash in hand and Truebill automatically reimbursed itself when I got my next paycheck.
The credit report is another fantastic feature and practically taught me what good credit meant. Truebill's credit report basically shows you which financial decisions have the most significant impact on your credit score and ways that you can improve your credit month-over-month. I've never had such control over my credit and it feels good.
I'll be the first to admit that I was extremely naive coming out of school. I figured that as long as I was attentive, I could manage my finances with ease. We manage money to some extent throughout our entire lives, but once you're thrown out on your own, it's a completely different story. With Truebill, I've finally been able to take control over my finances and stay on top of all of my responsibilities.