We are always being told what to include on our resume, but there are things we ought to leave off as well. More is sometimes just more - not necessarily useful, and some items can be exhibited more clearly and concisely, as well as projected more professionally.
As per The Balance, "Recruiters can take as little as thirty seconds to conduct an initial review of your resume. You should avoid cluttering your document with unnecessary information which might make it harder for the employer to find the most qualifying elements of your background."
Redo your resume by letting go of fillers and wording that doesn't represent the best version of yourself and your accomplishments. Potential employers will be impressed with you before they even meet you in person!
Many resumes start off with an objective, which usually consists of a generalized statement that nearly anyone would agree is sensible, but not specific. "I'm seeking to grow with your company," or "I will use my education and experience to excel at a new position," are not particularly useful or give any indication of how you'll add value to the business.
The Muse suggests an alternative. "Craft an executive summary or 'Who I Am' section that showcases your overarching value proposition and speaks directly to the stuff you know the target audience is going to care the most about. This is your chance to make it clear you're a strong fit."
This summary of qualifications, "encompasses your skills, abilities, professional expertise, and what makes you most suitable for the position," as per The Balance.
Stick to the facts of what you have done thus far using simple and straightforward language that gets the point across clearly. Now is not the time to show off your broad vocabulary or former spelling bee champ internal word database. All this will do is become a distraction, making your resume harder to read, not to mention, borderline obnoxious.
According to The Muse, "Using non-conversational words doesn't make you look smart; it makes you look like someone who spends too much time in a thesaurus."
Let your background speak for itself. If you need to adorn your experiences with "bells and whistles," perhaps you need to rework how you layout your past responsibilities, so they reflect your work ethic and valuable skills and experience.
Depending upon how long you have been in the workforce, there may not be a need to list every job you've ever had. If you are applying for a senior-level position, those two months of scooping ice cream the summer after college aren't going to sweeten the deal.
According to U.S. News & World Report, "Short-term jobs raise red flags for hiring managers, who will wonder if you were fired, couldn't do the work, or had trouble getting along with co-workers. Plus, a few months on a job won't typically be useful in showing any real accomplishments or advancement anyway."
The Muse adds, "Unless something you did more than 12-15 years ago is vital for your target audience to know about, you don't need to list the entry-level job or internship you held in 1994. It's totally OK to leave some of the life history off."
While a resume is all about you, it must be related to work experience specifically. This is not your mini-autobiography. Not only can adding non-professional info be "TMI," but it may make your resume super-long and difficult to peruse.
For instance, as Inc. suggests, "Don't list hobbies on your resume--save these for interview conversation. And any awards you list should be from community service or previous work." Even more importantly, "Don't include things like date of birth, ethnicity, religious affiliations (unless the job you're going for is somehow related), reasons for leaving your previous job, specific street addresses, or phone numbers of previous employers."
Additionally, "Unless you're applying for a job as a model or actor, photos of yourself have no place on your resume. Since your appearance has nothing to do with your ability to do the job, including a photo comes across as naive and unprofessional," notes U.S. News & World Report. The interviewer will have plenty of time to see your face if you are asked to meet in person.
Silly/Unprofessional Email Address
If you still have that same email account from high school or college made up from a nickname or something silly, stupid, or scandalous, now's the time to get a brand new professional email address. Start things off on the right foot without embarrassment or being passed over altogether.
As Inc. recommends, "email@example.com," may have been fun to use at one point in your life, but in the professional world, it's a miss.
And perhaps an even worse idea is to use an email address from your current place of employment, as noted by The Muse. "Nothing says, 'I job search on company time' quite like using your current work email address on a resume. Unless you own the company, it's poor form to run your job search through your company's email system."
If you still think your resume can use some fine-tuning and refreshing, let TopResume take care of your resume for you. Get a free expert review, career advice, or have them rewrite your resume for you. TopResume guarantees they will get you two times more job interviews within 60 days by signing up with one of their resume packages.
Revamp that resume and get the job you're seeking. Good luck!
The National Financial Educators Council (NFEC) surveyed young adults in 2017 and asked them what high school level course would benefit their lives the most.
The majority responded that money management was the course that would be most beneficial.
With personal debt is at its highest record and COVID-19 threatening to have the hardest economic effects on youth, understanding money and finances is an important life lesson that should be taught to children at a young age.
The following is a list of the best financial literacy lessons and tips to teach children throughout different life stages.
I thought I had a pretty good handle on my finances out of school. I worked several jobs while attending university and had little to no problem managing my income. However, once I graduated, I realized how much more complicated personal accounting could really be.
There were so many variables I needed to keep track of. Biweekly bills, monthly charges, and general necessities amounted to a heap of confusing numbers that were often impossible to decipher. The funniest part was that I was actually trying to do this by hand (I don't know what I was trying to prove to myself, either).
After messing up for the 17th time, I decided to give Microsoft Excel a shot. I used Excel a bit in school and I knew all the big-wig finance people used it, so what could I possibly have to lose? The answer is about six hours of my precious time. Excel isn't much of an improvement over handwriting and it's still dependent on the user to manually input all of the information. It's like doing everything by hand with the slightest help, meaning that it still required a tremendous amount of time and concentration. Well that was all for nothing, I guess.
It's sort of funny. I was certain that I could manage my personal finances with ease, when it's practically a full-time job. I was already stressed out enough with my first job and I knew I didn't have enough time to give my finances the attention it deserved.
That's why I decided to try out a budgeting app. My best friend told me that he uses an app called Truebill to manage his finances. "What does it even mean to manage your finances?" I asked him. He told me that Truebill was the personal financial assistant I wished I could have. It could aggregate all of my account information into one place and give me specific insights and actions.
I loved the idea of having full control over my finances, especially during a time of financial uncertainty, and I realized that Truebill would be the easiest way to accomplish this. The user interface is incredibly simple and intuitive, so it doesn't even feel like a finance app! Truebill offers a multitude of features, with their most popular being the ability to cancel subscriptions with the press of a button.
Okay, I had no idea how many subscriptions I was still subscribed to. In fact, I wasn't even using a quarter of the subscription services I was signed up for. Subscription boxes, streaming services, my old gym, and even an old subscription to my favorite magazine--it was all there and I was livid. How could I let myself waste all of this money and how did I never catch this? Thank goodness for Truebill.
Truebill also offers bill negotiations. There is a 40% fee based on how much you save and Truebill even claims that there is an 85% chance that they'll be able to lower your bill once a negotiation is requested. Why wouldn't I take them up on this? There was zero risk and I would only have to pay once my bill was lowered (which means that I would be saving money regardless).
More standard features of Truebill include the ability to generate a credit report on-demand and even request a pay advance. I only used the pay advance feature once when I wanted to buy a gift for my mom, but didn't have enough cash in hand and Truebill automatically reimbursed itself when I got my next paycheck.
The credit report is another fantastic feature and practically taught me what good credit meant. Truebill's credit report basically shows you which financial decisions have the most significant impact on your credit score and ways that you can improve your credit month-over-month. I've never had such control over my credit and it feels good.
I'll be the first to admit that I was extremely naive coming out of school. I figured that as long as I was attentive, I could manage my finances with ease. We manage money to some extent throughout our entire lives, but once you're thrown out on your own, it's a completely different story. With Truebill, I've finally been able to take control over my finances and stay on top of all of my responsibilities.
My buddies and I always try to make it out to a game, but we never really care which one we end up at. Obviously we have our favorite sports and teams, but it was rarely about what game we went to or who we saw playing. It was about watching the game live.
In the early months of lockdown, all we had was Korean baseball, and trust me, we loved it. The only issue was, none of us had any idea what the commentators were saying. Even then, a few of my friends weren't huge fans of baseball. They were into sports like football and basketball, ones that moved at a quicker pace with less down-time in between plays.
We decided to see if there were any other events going down and came across horse racing. Yes, horse racing. It was perfect--short, fast-paced, and most importantly, an opportunity for betting.
I had never really considered watching a horse race any time other than the Belmont Stakes, but the prospects of the sport seemed exhilarating. Even better, with horse racing we knew we could still recreate the atmosphere of a race track. Salty snacks? Check. Stale beer? Check. A simple and easy way to bet? Check.
One quick Google search later, we came across TVG, powered by FanDuel. It's an online betting platform that takes you right to the heart of the action. We were a little apprehensive about using a mobile app to place our bets, but TVG's ability to bet on live horse races from all over the world was too good to pass up.
Here are 5 reasons why we are obsessed with horse racing thanks to TVG:
1. Betting has never been easier
Use your phone or computer to watch and bet on live horse races in real-time. TVG offers a bunch of features to make betting even simpler--live odds and handicapping tips leverage recent learnings to help you make your best bet. Not to mention, TVG's exclusive race content and wagering guide offers an under-the-hood look into the strategy behind horse race betting.
2. The biggest selection of horse races out there
If you're looking to drop a little dough on a horse race, chances are your best option is your local race track. But watching the same few horses races over and over again isn't the most exciting thing. With TVG you have access to over 150 tracks worldwide with races happening consistently throughout the day.
3. Get a generous sign-up offer when you place your first bet
Once you register your account, you will be eligible for a $200 risk-free bet. All you have to do is place your first bet and you're covered. If you happen to lose, TVG will insure you for up to $200 as a sort of wagering credit. I may have been a little trigger happy when placing my first bet, so having this insurance was a great perk. There are also a bunch of promotional offers available year-round.
4. Making deposits and cashing out at the touch of button
With a ton of payment options such as PayPal, BetCash, debit/credit, wire transfers, and other third-party services, making a deposit is a breeze. But what about the payout? Depending on your deposit method, your withdrawal will be available in a few days. No more waiting in-line to collect your winnings!
5. Watching live races with your friends while betting is exhilarating
Even when we were watching Korean baseball, Zoom calls with my friends were a little dull.
With TVG, we haven't had this sort of fun in months! Every weekend we'll turn on a race and throw our bets in. After a few races, and quite a few drinks, we'll tally up our winnings to see who won the most! Sometimes it's not even about making money, but just having a good time.
TVG is the perfect way to add a little excitement to an otherwise mundane afternoon. It introduced me to the world of horse racing, a sport I never would have considered otherwise.
The races just keep ramping up and thanks to TVG, I can always get in on the fun.