In recent times there has been a push for body acceptance, and makeup has been a big part of the discussion. Some women love wearing makeup, and others don't. So while you should always be making the best decisions for yourself, there is something else going on here. How is your makeup being perceived in the workplace? Is it helping you get ahead, or is it holding you back?
In a 2016 study by Jaclyn S. Wong and Andrew M. Penner published in Research in Social Stratification and Mobility looked at how attractiveness affected income. Their findings confirmed long held beliefs that attractive people, they just make more money. In fact they found that an attractive individual can earn roughly 20% more than an average attractive person. However, makeup has to be added into that equation and the study accounted for 'grooming'. They found that beauty can be 'actively cultivated' which means, yes wearing makeup can help you be seen as more attractive and therefore your salary can reflect that.
Does this mean that men should take 'grooming' into account, yes actually. It helps the overall perception of attractiveness and competence, but men aren't judged nearly as much on that as their female counterparts are. So yes men should be grooming, but it isn't nearly as important for them as it is for women. Lucky us.
Competent, trustworthy, approachable? What Do You Think?@malvestida
In a different 2016 Dr. Viktoria Mileva and her team looked at the way makeup was perceived across gender lines with their results published in the aptly named journal, Perception. The study was done using computer software generated standardized makeup looks. Volunteers rated these looks according to attractiveness, dominance, and prestige. This is a clear example of where we can see the gender divide when it comes to opinions of makeup in the workplace.
Men and women both agreed that the makeup wearing faces were more attractive, but when it came to dominance and prestige the opinions differed. Women rated fellow women as more dominant while men rated them as more prestigious. The researchers found it likely that men don't see women as physical competitors and therefore didn't rank them as dominant. A follow up study found that the women's rankings were more based on jealousy, and they saw the made up women as more promiscuous and attractive to men than the non-makeup wearing counterparts.
Prestigious, in control, untrustworthy? What Do You Think?@malvestida
This leads to an interesting dilemma for women in the workplace. How do you do your makeup, for the men or the women in the office? Is it possible to please both? Should you shift your makeup looks depending on the situation? To look at that, there is even more you need to know about office makeup.
A study by Nancy L. Etcoff and her team, published in 2011 here, studied people's perceptions based on how much makeup a woman was wearing. Offered three looks from bare to heavy makeup the results show how tumultuous the 'Survival of the Prettiest' can be. There is no foolproof makeup look, and it has to change based on the situation. Cosmetics can wildly change people's perception of you from how smart you are, how approachable, how in control, and how competent. Your makeup can make you more attractive, but you could also be perceived as more untrustworthy.
Who would you hire? Figure 1 - Plos
So really, what does it all mean? Well really it's good and it's bad news. It really means that at the end of the day, women are judged on their appearance more than men are. It means to get ahead of a man with equal skills, you have to take your physical appearance into account. It means that makeup can help women be perceived as competent put together people, but with the double edged sword that too much makeup can give you a very different reputation. It means women can use makeup to their advantage while the world uses it as a weapon against them at the exact same time.
The National Financial Educators Council (NFEC) surveyed young adults in 2017 and asked them what high school level course would benefit their lives the most.
The majority responded that money management was the course that would be most beneficial.
With personal debt is at its highest record and COVID-19 threatening to have the hardest economic effects on youth, understanding money and finances is an important life lesson that should be taught to children at a young age.
The following is a list of the best financial literacy lessons and tips to teach children throughout different life stages.
I thought I had a pretty good handle on my finances out of school. I worked several jobs while attending university and had little to no problem managing my income. However, once I graduated, I realized how much more complicated personal accounting could really be.
There were so many variables I needed to keep track of. Biweekly bills, monthly charges, and general necessities amounted to a heap of confusing numbers that were often impossible to decipher. The funniest part was that I was actually trying to do this by hand (I don't know what I was trying to prove to myself, either).
After messing up for the 17th time, I decided to give Microsoft Excel a shot. I used Excel a bit in school and I knew all the big-wig finance people used it, so what could I possibly have to lose? The answer is about six hours of my precious time. Excel isn't much of an improvement over handwriting and it's still dependent on the user to manually input all of the information. It's like doing everything by hand with the slightest help, meaning that it still required a tremendous amount of time and concentration. Well that was all for nothing, I guess.
It's sort of funny. I was certain that I could manage my personal finances with ease, when it's practically a full-time job. I was already stressed out enough with my first job and I knew I didn't have enough time to give my finances the attention it deserved.
That's why I decided to try out a budgeting app. My best friend told me that he uses an app called Truebill to manage his finances. "What does it even mean to manage your finances?" I asked him. He told me that Truebill was the personal financial assistant I wished I could have. It could aggregate all of my account information into one place and give me specific insights and actions.
I loved the idea of having full control over my finances, especially during a time of financial uncertainty, and I realized that Truebill would be the easiest way to accomplish this. The user interface is incredibly simple and intuitive, so it doesn't even feel like a finance app! Truebill offers a multitude of features, with their most popular being the ability to cancel subscriptions with the press of a button.
Okay, I had no idea how many subscriptions I was still subscribed to. In fact, I wasn't even using a quarter of the subscription services I was signed up for. Subscription boxes, streaming services, my old gym, and even an old subscription to my favorite magazine--it was all there and I was livid. How could I let myself waste all of this money and how did I never catch this? Thank goodness for Truebill.
Truebill also offers bill negotiations. There is a 40% fee based on how much you save and Truebill even claims that there is an 85% chance that they'll be able to lower your bill once a negotiation is requested. Why wouldn't I take them up on this? There was zero risk and I would only have to pay once my bill was lowered (which means that I would be saving money regardless).
More standard features of Truebill include the ability to generate a credit report on-demand and even request a pay advance. I only used the pay advance feature once when I wanted to buy a gift for my mom, but didn't have enough cash in hand and Truebill automatically reimbursed itself when I got my next paycheck.
The credit report is another fantastic feature and practically taught me what good credit meant. Truebill's credit report basically shows you which financial decisions have the most significant impact on your credit score and ways that you can improve your credit month-over-month. I've never had such control over my credit and it feels good.
I'll be the first to admit that I was extremely naive coming out of school. I figured that as long as I was attentive, I could manage my finances with ease. We manage money to some extent throughout our entire lives, but once you're thrown out on your own, it's a completely different story. With Truebill, I've finally been able to take control over my finances and stay on top of all of my responsibilities.
My buddies and I always try to make it out to a game, but we never really care which one we end up at. Obviously we have our favorite sports and teams, but it was rarely about what game we went to or who we saw playing. It was about watching the game live.
In the early months of lockdown, all we had was Korean baseball, and trust me, we loved it. The only issue was, none of us had any idea what the commentators were saying. Even then, a few of my friends weren't huge fans of baseball. They were into sports like football and basketball, ones that moved at a quicker pace with less down-time in between plays.
We decided to see if there were any other events going down and came across horse racing. Yes, horse racing. It was perfect--short, fast-paced, and most importantly, an opportunity for betting.
I had never really considered watching a horse race any time other than the Belmont Stakes, but the prospects of the sport seemed exhilarating. Even better, with horse racing we knew we could still recreate the atmosphere of a race track. Salty snacks? Check. Stale beer? Check. A simple and easy way to bet? Check.
One quick Google search later, we came across TVG, powered by FanDuel. It's an online betting platform that takes you right to the heart of the action. We were a little apprehensive about using a mobile app to place our bets, but TVG's ability to bet on live horse races from all over the world was too good to pass up.
Here are 5 reasons why we are obsessed with horse racing thanks to TVG:
1. Betting has never been easier
Use your phone or computer to watch and bet on live horse races in real-time. TVG offers a bunch of features to make betting even simpler--live odds and handicapping tips leverage recent learnings to help you make your best bet. Not to mention, TVG's exclusive race content and wagering guide offers an under-the-hood look into the strategy behind horse race betting.
2. The biggest selection of horse races out there
If you're looking to drop a little dough on a horse race, chances are your best option is your local race track. But watching the same few horses races over and over again isn't the most exciting thing. With TVG you have access to over 150 tracks worldwide with races happening consistently throughout the day.
3. Get a generous sign-up offer when you place your first bet
Once you register your account, you will be eligible for a $200 risk-free bet. All you have to do is place your first bet and you're covered. If you happen to lose, TVG will insure you for up to $200 as a sort of wagering credit. I may have been a little trigger happy when placing my first bet, so having this insurance was a great perk. There are also a bunch of promotional offers available year-round.
4. Making deposits and cashing out at the touch of button
With a ton of payment options such as PayPal, BetCash, debit/credit, wire transfers, and other third-party services, making a deposit is a breeze. But what about the payout? Depending on your deposit method, your withdrawal will be available in a few days. No more waiting in-line to collect your winnings!
5. Watching live races with your friends while betting is exhilarating
Even when we were watching Korean baseball, Zoom calls with my friends were a little dull.
With TVG, we haven't had this sort of fun in months! Every weekend we'll turn on a race and throw our bets in. After a few races, and quite a few drinks, we'll tally up our winnings to see who won the most! Sometimes it's not even about making money, but just having a good time.
TVG is the perfect way to add a little excitement to an otherwise mundane afternoon. It introduced me to the world of horse racing, a sport I never would have considered otherwise.
The races just keep ramping up and thanks to TVG, I can always get in on the fun.