The business landscape of 2019 is changing with the turbulent times, and to succeed will require high emotional intelligence as well as mental acuity.

According to business strategists and high-powered employers, the most valuable skills an employee can have are a mix of in-demand "hard," or technical and knowledge-based, skills and "soft," or behavioral and attitudinal, strengths. Here are the top 10 skills to help you succeed in 2019:

1.Problem solving

It takes holistic thinking to be able to grasp a problem quickly and produces viable plan. But strong problem-solving skills also require a continual process of absorbing information and taking multiple factors into consideration.

2. Critical thinking

Delving into a problem beyond the surface is the extra step it takes to be the most productive. Furthermore, in the trial and error process that can occur when plans go wrong, looking at a problem from multiple angles becomes vital.

3. Creativity

Be a unique contribution to your workplace. According to Marty Neumeier, "It is important to keep learning. Others cannot duplicate or reproduce your original work. If you want to be original, you have to become an inventor and build the foundation to the structure of your invention from scratch."

4. Communication

In a media-laden world of constant information, the ability to not only retain but transmit information is highly valued. Both written and oral communication build the connections that keep teams together and tasks goal-oriented.

5. Empathy

Whether working with co-workers or clients, the ability to recognize and respect others' emotions and sensibilities and respond accordingly is an irreplaceable skill.

6. Time Management

This straightforward skill has clear advantages of keeping yourself and your team on-task and productive in the most efficient use of time.

7. Collaboration

The ability to be a team player is crucial in a workplace. Working well with others enhances productivity and morale, even during times of high stress.

8. Resourcefulness

Combining creativity and problem-solving skills with heightened awareness of the work space and its resources allows optimal productivity. Employers notice workers who are able to face a challenge head on and achieve their goals despite it .

9. Adaptability

When things inevitably deviate from scheduled plans, it's crucial to have the "cognitive flexibility" to be able to improvise. As Alvin Toffler said, "The illiterate of the 21st century will not be those who cannot read and write, but those who cannot learn, unlearn, and relearn."

10. Cultural Awareness

Similar to empathy, employers are recognizing now more than ever that in order to contribute meaningful work to the public employees must demonstrate cultural awareness. That means recognizing and appreciating diversity in terms of acknowledging the needs of disparate communities and being sensitive to ongoing issues within those groups.

In 2019, the most valuable skills an employee can have combine humanity with efficiency. Whether a company provides a product or a service, it's vital to understand how society can benefit from the fruits of its labor.

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I thought I had a pretty good handle on my finances out of school. I worked several jobs while attending university and had little to no problem managing my income. However, once I graduated, I realized how much more complicated personal accounting could really be.

There were so many variables I needed to keep track of. Biweekly bills, monthly charges, and general necessities amounted to a heap of confusing numbers that were often impossible to decipher. The funniest part was that I was actually trying to do this by hand (I don't know what I was trying to prove to myself, either).

After messing up for the 17th time, I decided to give Microsoft Excel a shot. I used Excel a bit in school and I knew all the big-wig finance people used it, so what could I possibly have to lose? The answer is about six hours of my precious time. Excel isn't much of an improvement over handwriting and it's still dependent on the user to manually input all of the information. It's like doing everything by hand with the slightest help, meaning that it still required a tremendous amount of time and concentration. Well that was all for nothing, I guess.

It's sort of funny. I was certain that I could manage my personal finances with ease, when it's practically a full-time job. I was already stressed out enough with my first job and I knew I didn't have enough time to give my finances the attention it deserved.

That's why I decided to try out a budgeting app. My best friend told me that he uses an app called Truebill to manage his finances. "What does it even mean to manage your finances?" I asked him. He told me that Truebill was the personal financial assistant I wished I could have. It could aggregate all of my account information into one place and give me specific insights and actions.

I loved the idea of having full control over my finances, especially during a time of financial uncertainty, and I realized that Truebill would be the easiest way to accomplish this. The user interface is incredibly simple and intuitive, so it doesn't even feel like a finance app! Truebill offers a multitude of features, with their most popular being the ability to cancel subscriptions with the press of a button.

Okay, I had no idea how many subscriptions I was still subscribed to. In fact, I wasn't even using a quarter of the subscription services I was signed up for. Subscription boxes, streaming services, my old gym, and even an old subscription to my favorite magazine--it was all there and I was livid. How could I let myself waste all of this money and how did I never catch this? Thank goodness for Truebill.

Truebill also offers bill negotiations. There is a 40% fee based on how much you save and Truebill even claims that there is an 85% chance that they'll be able to lower your bill once a negotiation is requested. Why wouldn't I take them up on this? There was zero risk and I would only have to pay once my bill was lowered (which means that I would be saving money regardless).

More standard features of Truebill include the ability to generate a credit report on-demand and even request a pay advance. I only used the pay advance feature once when I wanted to buy a gift for my mom, but didn't have enough cash in hand and Truebill automatically reimbursed itself when I got my next paycheck.

The credit report is another fantastic feature and practically taught me what good credit meant. Truebill's credit report basically shows you which financial decisions have the most significant impact on your credit score and ways that you can improve your credit month-over-month. I've never had such control over my credit and it feels good.

I'll be the first to admit that I was extremely naive coming out of school. I figured that as long as I was attentive, I could manage my finances with ease. We manage money to some extent throughout our entire lives, but once you're thrown out on your own, it's a completely different story. With Truebill, I've finally been able to take control over my finances and stay on top of all of my responsibilities.

Update: Our friends at Truebill are extending a special offer to our readers! Follow this link to sign-up for Truebill.