unsplash.com

You may have a full-time job, or perhaps a part-time gig, but most of us could use some extra money. Unless you have a super-high-paying career (or a trust fund), the struggle to pay the bills and afford the extras is real.

Have you considered further padding your wallet and bulking up your bank account by taking on an additional job from the comfort of your own home? We're not talking scams and schemes, but real deal jobs that bring in much-needed cash.

Here are six that may just fit the bill when you're anxious about paying your next bill.

pixabay.com

Your Opinion Matters

Get paid to take surveys. Yes, it's as simple as filling out questionnaires and clicking thoughtfully about your preferences. As per The Penny Hoarder, "Surveys are a great way to cash in on your down time. Fill them out while you're watching TV, riding the bus or waiting in line. One survey site we love is called InboxDollars. It offers several short, daily surveys. If you take all of them each day, you could earn an extra $730 a year."

Another legit survey site to check out is MySurvey. You'll get paid up to $5 per survey, get free stuff to test out, and be an influencer on what consumers buy in the future. MySurvey rewarded more than $30 million to their members, so it's worth a shot.

Keep the Books

Are you good with numbers, management, and organization? If you like helping others keep their matters in order and you have some extra time on your hands in the evenings and on weekends, consider becoming a virtual bookkeeper.

According to Accounting Tools, "(A bookkeeper) creates financial transactions and creates financial reports from that information. The creation of financial transactions includes posting information to accounting journals or accounting software from such source documents as invoices to customers, cash receipts, and supplier invoices. The bookkeeper also reconciles accounts to ensure their accuracy."

As per The Penny Hoarder, "You can earn up to $60 per hour as a part-time bookkeeper. You don't have to have a CPA to be successful in this business. All you really need are decent computer skills and a passion for helping business owners tackle real-world problems."

These days, there's not much need to be there in person when nearly everything is at your fingertips online. Keep the books and keep that cash flow coming in.

Help Others Earn an A+

Are you skilled and well-versed in a particular field or area of education? Tutoring from home is a great way to help others make the grade and you can set your own hours when you've got the time to teach. Virtual tutoring is the way to go these days, something that is efficient for both parties.

As per Work at Home Adventures, "The best part about online tutoring jobs is that you can find a job that perfectly matches your skills."

Try virtual tutoring via Skype or video-conferencing and you'll feel like your right there with the student.

Work at Home Adventures lists 27 of the best online tutoring jobs for making extra money from home. Some require more experience and education than others, but there is something for everyone who has the patience and talent to teach.

The "Write" Stuff

Do you have a knack for writing? If you are eloquent, efficient, and expressive, freelance writing can be a great way to make extra money doing something you enjoy.

As per The Balance, "Freelance writing is the practice of writing for money, in its simplest state. Freelance writers produce whatever written text is needed by their clientele, generally at home in their own office, for money. They write for many different clients, often at one time."

This is the sort of job that can be done as little or as often as you have the time for. To get started, peruse Elna Cain's 20 ways to find freelance writing jobs (as a beginner). From cold pitching to guest posting to networking to joining social media groups, these tips will get you going and making money by being creative.

Critical Thinking

If you already watch YouTube videos and movie previews on your smartphone, why not make a few bucks in the process?

According to Scott Alan Turner, "You can get paid for watching videos including movie previews, news, celebrity videos, and all kinds of other videos. Sites like Swagbucks ask you to watch certain videos and like them. You have to watch for a certain number of minutes which you'll be told ahead of time. You could earn over $200 a month."

Swagbucks states that they give out 7,000 free gift cards every day. You ought to reap the rewards for some at-home entertainment too!

Set Your Sights on Websites

Scott Alan Turner notes another way to make some extra cash is by testing websites. You can earn up to $30 per hour. "Just open a website, click around, and get paid. New or updated website owners compensate you to test their sites."

Sign up with UserTesting and get paid to test. "UserTesting pays you to visit websites or apps, complete a set of tasks, and speak your thoughts aloud." Companies like Microsoft, eBay, Yahoo!, Orbitz, and Facebook use this service, so your opinion matters.

If you're willing to put in some time at home, making extra money is something you can bank on!

pixabay.com

PayPath
Follow Us on

When you are newly hitched and learning how to combine your essential legal and financial information as well as your accounts, it can be confusing.

Many people live together before getting married and have begun the process of combining accounts and sharing responsibilities. However, some people wait to do this only after marriage, and others wait until they're married to live together. Whichever path you've chosen, it's still crucial to know a few tips to manage money together as newlyweds to determine where you should begin and how you can remain on the same page.

Discussing Money Motivations

As we begin to share money with our significant other, we soon find out what one person may rank as a priority regarding money and the other may not. As such, sitting down and discussing money motivations is important. Two people who cannot agree on how to handle money may cause serious issues. This should include:

  • How to deal with money following payday. Is a percentage put into savings? Is that the day to splurge on dinner, drinks, and more?
  • The frequency and size of payments made to debts. Some people like to pay minimums, whereas others pay in full or make double payments.
  • What do you each consider money well spent? Is it a new 70" 4K television? Is it an investment? Is it paying as much debt off as possible?
  • How do you go about consulting each other before making purchases over a certain amount?

Establishing Financial Goals

After you evaluate the motivations behind your money and how it should be spent, you'll need to spend time together hashing out financial goals. As newlyweds, there are certain things on your list that you're going to want to save for. How do you go about that? How much of each paycheck will you dedicate to a particular fund?

Some things in the future worth making a financial plan for include savings and paying down debts. This is the time to be honest about your current financial standing. If you're looking to buy a home, you'll want to assemble a first-time homeowner financial checklist to begin to develop topics of conversation. Some of the things to consider setting goals for are:

  • Student loans
  • Car loans
  • Future children
  • A house
  • Medical bills
  • Delinquencies on credit reports
  • Vacation and rainy-day funds
  • Emergency funds

Budgeting Together

The more honest and open you can be with each other about the money you have and now the debts you share, the better. Implementing plans for the best ways to have the things that you both desire while still taking care of existing demands is important. These can be uncomfortable things to talk about; however, these conversations are necessary.

Following these tips to manage money together as newlyweds will allow you to have a starting point for conversations that can be tough to start. The sooner you and your partner get on the same page with finances and the responsibilities that come with them, the easier the transition will be and the sooner you'll find success.

It's the dream: money you can count on to keep rolling in, even while you sleep.

Passive income isn't entirely passive, of course. You'll put in work up-front to get the profits rolling, so don't relax in your recliner just yet. But with so many potential sources of passive income available to you, picking one or several will mean that the day you can finally kick back will draw steadily closer.

Rental Properties

Real estate is a tried-and-true wealth builder for a simple reason: people will always need somewhere to live. Research the market in a growing community until you know a good deal when you see it. You can maximize rent by fixing up a deteriorating property or upgrading a mediocre one. The key is to hire a property manager to do all the day-to-day landlord duties for you—and you'll need a good one. Smart investors put their profits in another property and repeat the process until they have a diverse portfolio.

A YouTube Channel

You can start a blog if you're more comfortable hiding behind a computer, but consumers are more likely to prefer video content. Post a series of “how-to" videos to answer questions about whatever you're an expert in.

You can put up any content you want, but if you don't want to commit to regularly updating it, focus on “evergreen" topics that will draw clicks for eternity. Ads will create your income, especially if your channel grows in popularity. Better yet, sign up for affiliate marketing. If you recommend a product and provide a link to buy it, you'll get a small percentage of those transactions.

Auto Advertising

If you don't mind vinyl-wrapping your car with an ad for a company, you can get cash just driving around and running your errands. Make sure you contact a reputable company that doesn't ask for any money from you; if they're the real deal, they'll evaluate your car, your driving habits, your area, and more. Bonus: the brighter the ad, the easier it'll be to find your vehicle in the parking lot.

Digital Products

What's something that people will pay for but doesn't require shipping on your part? Finding that item is what can supplement your income indefinitely. Write an e-book, charge for your cross-stitching patterns, design prints that people can digitally download, invent an app, record a “masterclass," or whatever else you want. Every time someone new discovers it, the cash register rings. With a little more effort, this is a potential source of passive income for you that can continue to grow. Once you build up a customer base, they might want more products. The good part is that it's up to you whether you wish to give it to them.

Airbnb is a great option while traveling, but you should protect yourself from damage charges from unscrupulous hosts.

Airbnb offers an affordable option for people looking to be more comfortable as they travel.

However, there are downsides to staying in a host's home rather than a hotel. Whereas hotels are designed for constant streams of visitors and often have furniture built to last, at an Airbnb, you may be staying on old or cheap furniture that a host is using in order to maximize their profits.

And while most reputable hotels will have regular room inspections from staff to check for any wear and tear, Airbnb damage disputes are oftentimes he said, she said situations. If you are in an Airbnb and something breaks, there are a few steps you should take in order to ensure that you are not on the hook for damages out of your control.

Keep reading Show less