For nearly all of us, having a job is a must. Aside from the money earned, we perform a duty of some sort that help keeps the world go 'round. Some folks love what they do, others can't wait for the clock to strike 5 (or whenever the workday comes to a close.) And while we all can't have our "dream job," whatever that may be, finding happiness in the work we do makes life so much sweeter.

If you are just starting to plan your career or are looking for a change to improve your overall life satisfaction, consider the following careers which have been determined to have a high happiness rate. Work can be wonderful when you've got a smile on your face!

Teachers

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Teachers have one of the most important roles in our lives. Their salaries may not reflect the hard work they do, but those who go into the profession do it for the love of children and the desire to make their futures brighter.

As told to Business Insider, teacher Cheryl Gferer described why teaching makes her happy. "My students teach me how to face challenges, how to behave with integrity, how be more than people expect of me, how to stand up after being knocked down. it is the most gratifying job I can imagine. I'm lucky to be a teacher."

Monster ranks teaching as one of their top 10 industries for job satisfaction. "Educators enjoy teaching the next generation valuable skills and knowledge that will help them achieve success," they explain.

Firefighters

Firefighterspexels

Their lives are on the line but that doesn't mean firefighters don't find satisfaction in the risky role they've taken on. As per Business Insider, "They have a supremely important job that's also highly rewarding. They protect people and their most sacred possessions. Second, the work environment is a good one. They develop strong bonds by spending so much time together."

America's Job Exchange adds, "Studies have shown that people's job satisfaction rises with how well their jobs are respected by society. Therefore, it makes sense that firefighters would experience such high levels of happiness with their positions." And who doesn't have appreciation for the men and women willing to risk their lives for ours?

Physical Therapists

Physical Therapist atlanticptcenter.com

Forbes notes how "social interaction and helping people" make the job of a physical therapist one of the happiest. As per the American Physical Therapy Association (APTA), "Being a physical therapist is very rewarding. You will work with patients one-on-one, see them progress through treatment, and know that you are really making a difference in their lives."

Not to mention job security and a nice salary. APTA adds, "According to the Bureau of Labor Statistics, the demand for physical therapists is expected to spike upward by an astonishing 34% between 2014 and 2024—a much quicker rate than average." Business Insider remarks on pay, "Salaries also tend to go up with each year spent in the field, rewarding a commitment to that career."

Accountants

Accountant gobankingrates.com

While many of us dread going to our accountant or tax consultant, the job lends itself to happiness. "This career made Forbes' 'Happiest Jobs in America List' and has even been named one of the greatest jobs by U.S. News & World Report," according to Nexxt.

As Monster explains, "A good work-life balance helps this industry nab the top spot—perhaps owed to the seasonality of the work. Reviewers in the field also heralded the fact that they're trusted to work autonomously. (They have) the ability to be relaxed and having never been chased for hours or orders by management."

Nexxt further describes why accountants are among the most satisfied workers, "Aside from good pay and job stability, accountants can be the happiest people on Earth due in large part to the job satisfaction that comes from helping people navigate rough financial territory."

If these jobs aren't your calling, consider these perks and plusses of what makes people happy at work, according to JobDig.

  • A short commute
  • Being in control of your own work
  • They are listened to
  • They are cared about
  • They are given freedom
  • Having mission-driven work
  • Being challenged and able to grow

If you are lucky enough to find one or more of these examples in your workplace or can make it happen, happiness on the job can be realized.

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When you are newly hitched and learning how to combine your essential legal and financial information as well as your accounts, it can be confusing.

Many people live together before getting married and have begun the process of combining accounts and sharing responsibilities. However, some people wait to do this only after marriage, and others wait until they're married to live together. Whichever path you've chosen, it's still crucial to know a few tips to manage money together as newlyweds to determine where you should begin and how you can remain on the same page.

Discussing Money Motivations

As we begin to share money with our significant other, we soon find out what one person may rank as a priority regarding money and the other may not. As such, sitting down and discussing money motivations is important. Two people who cannot agree on how to handle money may cause serious issues. This should include:

  • How to deal with money following payday. Is a percentage put into savings? Is that the day to splurge on dinner, drinks, and more?
  • The frequency and size of payments made to debts. Some people like to pay minimums, whereas others pay in full or make double payments.
  • What do you each consider money well spent? Is it a new 70" 4K television? Is it an investment? Is it paying as much debt off as possible?
  • How do you go about consulting each other before making purchases over a certain amount?

Establishing Financial Goals

After you evaluate the motivations behind your money and how it should be spent, you'll need to spend time together hashing out financial goals. As newlyweds, there are certain things on your list that you're going to want to save for. How do you go about that? How much of each paycheck will you dedicate to a particular fund?

Some things in the future worth making a financial plan for include savings and paying down debts. This is the time to be honest about your current financial standing. If you're looking to buy a home, you'll want to assemble a first-time homeowner financial checklist to begin to develop topics of conversation. Some of the things to consider setting goals for are:

  • Student loans
  • Car loans
  • Future children
  • A house
  • Medical bills
  • Delinquencies on credit reports
  • Vacation and rainy-day funds
  • Emergency funds

Budgeting Together

The more honest and open you can be with each other about the money you have and now the debts you share, the better. Implementing plans for the best ways to have the things that you both desire while still taking care of existing demands is important. These can be uncomfortable things to talk about; however, these conversations are necessary.

Following these tips to manage money together as newlyweds will allow you to have a starting point for conversations that can be tough to start. The sooner you and your partner get on the same page with finances and the responsibilities that come with them, the easier the transition will be and the sooner you'll find success.

It's the dream: money you can count on to keep rolling in, even while you sleep.

Passive income isn't entirely passive, of course. You'll put in work up-front to get the profits rolling, so don't relax in your recliner just yet. But with so many potential sources of passive income available to you, picking one or several will mean that the day you can finally kick back will draw steadily closer.

Rental Properties

Real estate is a tried-and-true wealth builder for a simple reason: people will always need somewhere to live. Research the market in a growing community until you know a good deal when you see it. You can maximize rent by fixing up a deteriorating property or upgrading a mediocre one. The key is to hire a property manager to do all the day-to-day landlord duties for you—and you'll need a good one. Smart investors put their profits in another property and repeat the process until they have a diverse portfolio.

A YouTube Channel

You can start a blog if you're more comfortable hiding behind a computer, but consumers are more likely to prefer video content. Post a series of “how-to" videos to answer questions about whatever you're an expert in.

You can put up any content you want, but if you don't want to commit to regularly updating it, focus on “evergreen" topics that will draw clicks for eternity. Ads will create your income, especially if your channel grows in popularity. Better yet, sign up for affiliate marketing. If you recommend a product and provide a link to buy it, you'll get a small percentage of those transactions.

Auto Advertising

If you don't mind vinyl-wrapping your car with an ad for a company, you can get cash just driving around and running your errands. Make sure you contact a reputable company that doesn't ask for any money from you; if they're the real deal, they'll evaluate your car, your driving habits, your area, and more. Bonus: the brighter the ad, the easier it'll be to find your vehicle in the parking lot.

Digital Products

What's something that people will pay for but doesn't require shipping on your part? Finding that item is what can supplement your income indefinitely. Write an e-book, charge for your cross-stitching patterns, design prints that people can digitally download, invent an app, record a “masterclass," or whatever else you want. Every time someone new discovers it, the cash register rings. With a little more effort, this is a potential source of passive income for you that can continue to grow. Once you build up a customer base, they might want more products. The good part is that it's up to you whether you wish to give it to them.

Airbnb is a great option while traveling, but you should protect yourself from damage charges from unscrupulous hosts.

Airbnb offers an affordable option for people looking to be more comfortable as they travel.

However, there are downsides to staying in a host's home rather than a hotel. Whereas hotels are designed for constant streams of visitors and often have furniture built to last, at an Airbnb, you may be staying on old or cheap furniture that a host is using in order to maximize their profits.

And while most reputable hotels will have regular room inspections from staff to check for any wear and tear, Airbnb damage disputes are oftentimes he said, she said situations. If you are in an Airbnb and something breaks, there are a few steps you should take in order to ensure that you are not on the hook for damages out of your control.

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