Looking to move up in the world…or at least at work? If a promotion is on your radar, there are things you can do to get closer to making one a reality. If you believe you are deserving of a bump up – be it a higher salary, greater responsibility, a more prestigious job title, or increased job security, here are three surefire ways to increase the chances you won't get passed over for a well-deserved promotion. Your boss only wants the best, and you've got the goods to back it up!

Be Irreplaceable

There's only one YOU! laruno.com

Your position must be valuable and you need to do a great job at what you do. If any old "Joe Schmo" can come along and fill your shoes seamlessly, why would promoting you be beneficial? Stand out, show your worth, and be the one who cannot be swapped with someone similar. When you are irreplaceable, your employer will want to keep you around and give you credit for your special skills, leading to a promotion.

Monster recommends, "Be Indispensable. Whether it's inventing a new program that will save your firm money or becoming a client's go-to person, put your boss in a position where he can't afford to lose you."

One way to shine? LiveCareer says, "Create a powerful personal brand. What is it that you want people to conjure when they think of you? What is the experience you want them to have when they work with you? This is entirely within your control, so don't neglect it."

There is only one you, so prove you're #1.

Keep it Professional

Professionalism at its finest s3.amazonaws.com

As per CNBC, "According to best-selling author and CNBC contributor Suzy Welch, to get ahead, you need to act professionally and come across as in control of your career."

Gossip, drama, and other types of non-professional/irresponsible behavior will keep you from getting further in your career. No matter the office environment or general atmosphere (even the most laid-back of settings), maintaining professionalism is always a good thing. Maturity and mindfulness is key to showing you are serious about your job and care about the well-being and success of the company.

As LiveCareer warns, "Nothing can derail someone's future with an organization faster than negative information — and being involved in gossip in any way is the fast path to the end of your career with your employer."

Career Builder suggests avoiding these "professional faux pas" at all costs:

  • Regularly arriving to work late or leaving early
  • Using vulgar language within the workplace
  • Taking an excessive amount of sick days

And as far as remaining drama-free? The Muse explains, "Especially in an office environment, we have to work closely with different personalities and in less-than-ideal situations. Unless there's a real problem (read: you feel unsafe or can't complete your work), keep complaints to yourself."

Go Above and Beyond

Be committed s3.amazonaws.com

Clocking in and clocking out will score you a paycheck, but a promotion? Not likely. You need to prove you're a go-getter who is looking for more, by doing more.

As per Chameleon Resumes, "One of the biggest mistakes executives make is thinking they can just do what's expected of them and still get a promotion. You may not realize it but this is actually a form of arrogance. No one gets a promotion for just doing their job."

CNBC's Welch shares, "If you want to show your boss you're ready for that next step, then you're not just going to do what's asked of you and what's expected of you. You're going to expand your job to help the company [and] help your team."

LiveCareer recommends, "An excellent promotion tip is to volunteer for additional projects or assignments. Asking for more work demonstrates your interest and desire to help your department and company succeed — and puts a spotlight on your value to the organization."

Is a promotion in the cards? If you know you deserve one, make it known. Prove you're serious, smart, and strong and success can be yours by way of promotion. Good luck!

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When you are newly hitched and learning how to combine your essential legal and financial information as well as your accounts, it can be confusing.

Many people live together before getting married and have begun the process of combining accounts and sharing responsibilities. However, some people wait to do this only after marriage, and others wait until they're married to live together. Whichever path you've chosen, it's still crucial to know a few tips to manage money together as newlyweds to determine where you should begin and how you can remain on the same page.

Discussing Money Motivations

As we begin to share money with our significant other, we soon find out what one person may rank as a priority regarding money and the other may not. As such, sitting down and discussing money motivations is important. Two people who cannot agree on how to handle money may cause serious issues. This should include:

  • How to deal with money following payday. Is a percentage put into savings? Is that the day to splurge on dinner, drinks, and more?
  • The frequency and size of payments made to debts. Some people like to pay minimums, whereas others pay in full or make double payments.
  • What do you each consider money well spent? Is it a new 70" 4K television? Is it an investment? Is it paying as much debt off as possible?
  • How do you go about consulting each other before making purchases over a certain amount?

Establishing Financial Goals

After you evaluate the motivations behind your money and how it should be spent, you'll need to spend time together hashing out financial goals. As newlyweds, there are certain things on your list that you're going to want to save for. How do you go about that? How much of each paycheck will you dedicate to a particular fund?

Some things in the future worth making a financial plan for include savings and paying down debts. This is the time to be honest about your current financial standing. If you're looking to buy a home, you'll want to assemble a first-time homeowner financial checklist to begin to develop topics of conversation. Some of the things to consider setting goals for are:

  • Student loans
  • Car loans
  • Future children
  • A house
  • Medical bills
  • Delinquencies on credit reports
  • Vacation and rainy-day funds
  • Emergency funds

Budgeting Together

The more honest and open you can be with each other about the money you have and now the debts you share, the better. Implementing plans for the best ways to have the things that you both desire while still taking care of existing demands is important. These can be uncomfortable things to talk about; however, these conversations are necessary.

Following these tips to manage money together as newlyweds will allow you to have a starting point for conversations that can be tough to start. The sooner you and your partner get on the same page with finances and the responsibilities that come with them, the easier the transition will be and the sooner you'll find success.

It's the dream: money you can count on to keep rolling in, even while you sleep.

Passive income isn't entirely passive, of course. You'll put in work up-front to get the profits rolling, so don't relax in your recliner just yet. But with so many potential sources of passive income available to you, picking one or several will mean that the day you can finally kick back will draw steadily closer.

Rental Properties

Real estate is a tried-and-true wealth builder for a simple reason: people will always need somewhere to live. Research the market in a growing community until you know a good deal when you see it. You can maximize rent by fixing up a deteriorating property or upgrading a mediocre one. The key is to hire a property manager to do all the day-to-day landlord duties for you—and you'll need a good one. Smart investors put their profits in another property and repeat the process until they have a diverse portfolio.

A YouTube Channel

You can start a blog if you're more comfortable hiding behind a computer, but consumers are more likely to prefer video content. Post a series of “how-to" videos to answer questions about whatever you're an expert in.

You can put up any content you want, but if you don't want to commit to regularly updating it, focus on “evergreen" topics that will draw clicks for eternity. Ads will create your income, especially if your channel grows in popularity. Better yet, sign up for affiliate marketing. If you recommend a product and provide a link to buy it, you'll get a small percentage of those transactions.

Auto Advertising

If you don't mind vinyl-wrapping your car with an ad for a company, you can get cash just driving around and running your errands. Make sure you contact a reputable company that doesn't ask for any money from you; if they're the real deal, they'll evaluate your car, your driving habits, your area, and more. Bonus: the brighter the ad, the easier it'll be to find your vehicle in the parking lot.

Digital Products

What's something that people will pay for but doesn't require shipping on your part? Finding that item is what can supplement your income indefinitely. Write an e-book, charge for your cross-stitching patterns, design prints that people can digitally download, invent an app, record a “masterclass," or whatever else you want. Every time someone new discovers it, the cash register rings. With a little more effort, this is a potential source of passive income for you that can continue to grow. Once you build up a customer base, they might want more products. The good part is that it's up to you whether you wish to give it to them.

Airbnb is a great option while traveling, but you should protect yourself from damage charges from unscrupulous hosts.

Airbnb offers an affordable option for people looking to be more comfortable as they travel.

However, there are downsides to staying in a host's home rather than a hotel. Whereas hotels are designed for constant streams of visitors and often have furniture built to last, at an Airbnb, you may be staying on old or cheap furniture that a host is using in order to maximize their profits.

And while most reputable hotels will have regular room inspections from staff to check for any wear and tear, Airbnb damage disputes are oftentimes he said, she said situations. If you are in an Airbnb and something breaks, there are a few steps you should take in order to ensure that you are not on the hook for damages out of your control.

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