At this point many of us have been wearing the same rotation of clothes for 8 weeks.
With summer coming up, most of us would be heading out to our neighborhood thrift shops to stock up on new gear for the warmer months. But with the economy at a stand still, chances are vintage thrift stores are going to be some of the last places to open up shop. Luckily, there remain hundreds of online thrift stores that can scratch this itch. Sure, shipping may be slightly delayed, and there is nothing like the instant satisfaction of buying new digs in house, but beggars can't be choosers right now. Here are some of the best online thrift stores.
PIG magazine creator Simon Beckerman bred this buying and selling app for Gen Z-ers to help them discover unique clothes. The homepage is easy to navigate, and it's super easy to meet sellers or become a seller yourself. With a highly detailed search system, Depop offers a slew of new and used clothing and a variety of affordable prices. Not to mention, every purchase is covered with buyers insurance.
This NYC-based retailer is for those with a distinctive vintage flair. Specializing in curated luxury vintage, Treasures of NYC is made for the obscenely fashionable. With a heavy focus on high-end accessories, like sunglasses, jewelry and vintage caps, the app is constantly updated with new incoming pieces. Follow their Instagram page to help keep up on Treasure's abundance, because it can get a bit overwhelming.
Curated mostly for girls, ThredUp is a little more for sellers then buyers, but in turn can still be insanely rewarding. The website lists specific items it's looking for, and users send in items that match ThredUp's description. If the qualifications are met, the items are accepted for re-sale and ThredUp pays the sender in cash or store credit. The store credit is really excellent at offering great discounts of ThredUp's stuff. Also, to promote sustainable shopping, ThredUp launched ReMade to help incentivize shoppers to resell. If you purchase an item, and choose to resell your item, then you're guaranteed 40 percent of what you paid for it.
ASOS is already a highly-esteemed brand. Known for its great prices and fast shipping, the brand has actually also had a steady selection second-hand clothes. ASOS has a hand-picked team of fashion pros that recommend season trends for vintage connoisseurs, with all brand names at affordable prices.
Etsy has been and remains one of the best sites out there for vintage shopping. The Cali-based site offers a wide range of eclectic goods that include statement handbags, earrings and plenty of clothing. Etsy products sell out fast though, so be sure to grab something when you see it!
What is Robinhood?
The Robinhood app debuted in 2013 as a first-of-its-kind revolutionizing free investment platform. Much like the 700-year-old story of the hero to the people, Robin Hood, FinTech entrepreneurs Vladimir Tenev and Baiju Bhatt created the platform in order to make stock trading easily accessible to the general public and not just the wealthy.
The National Financial Educators Council (NFEC) surveyed young adults in 2017 and asked them what high school level course would benefit their lives the most.
The majority responded that money management was the course that would be most beneficial.
With personal debt is at its highest record and COVID-19 threatening to have the hardest economic effects on youth, understanding money and finances is an important life lesson that should be taught to children at a young age.
The following is a list of the best financial literacy lessons and tips to teach children throughout different life stages.
I thought I had a pretty good handle on my finances out of school. I worked several jobs while attending university and had little to no problem managing my income. However, once I graduated, I realized how much more complicated personal accounting could really be.
There were so many variables I needed to keep track of. Biweekly bills, monthly charges, and general necessities amounted to a heap of confusing numbers that were often impossible to decipher. The funniest part was that I was actually trying to do this by hand (I don't know what I was trying to prove to myself, either).
After messing up for the 17th time, I decided to give Microsoft Excel a shot. I used Excel a bit in school and I knew all the big-wig finance people used it, so what could I possibly have to lose? The answer is about six hours of my precious time. Excel isn't much of an improvement over handwriting and it's still dependent on the user to manually input all of the information. It's like doing everything by hand with the slightest help, meaning that it still required a tremendous amount of time and concentration. Well that was all for nothing, I guess.
It's sort of funny. I was certain that I could manage my personal finances with ease, when it's practically a full-time job. I was already stressed out enough with my first job and I knew I didn't have enough time to give my finances the attention it deserved.
That's why I decided to try out a budgeting app. My best friend told me that he uses an app called Truebill to manage his finances. "What does it even mean to manage your finances?" I asked him. He told me that Truebill was the personal financial assistant I wished I could have. It could aggregate all of my account information into one place and give me specific insights and actions.
I loved the idea of having full control over my finances, especially during a time of financial uncertainty, and I realized that Truebill would be the easiest way to accomplish this. The user interface is incredibly simple and intuitive, so it doesn't even feel like a finance app! Truebill offers a multitude of features, with their most popular being the ability to cancel subscriptions with the press of a button.
Okay, I had no idea how many subscriptions I was still subscribed to. In fact, I wasn't even using a quarter of the subscription services I was signed up for. Subscription boxes, streaming services, my old gym, and even an old subscription to my favorite magazine--it was all there and I was livid. How could I let myself waste all of this money and how did I never catch this? Thank goodness for Truebill.
Truebill also offers bill negotiations. There is a 40% fee based on how much you save and Truebill even claims that there is an 85% chance that they'll be able to lower your bill once a negotiation is requested. Why wouldn't I take them up on this? There was zero risk and I would only have to pay once my bill was lowered (which means that I would be saving money regardless).
More standard features of Truebill include the ability to generate a credit report on-demand and even request a pay advance. I only used the pay advance feature once when I wanted to buy a gift for my mom, but didn't have enough cash in hand and Truebill automatically reimbursed itself when I got my next paycheck.
The credit report is another fantastic feature and practically taught me what good credit meant. Truebill's credit report basically shows you which financial decisions have the most significant impact on your credit score and ways that you can improve your credit month-over-month. I've never had such control over my credit and it feels good.
I'll be the first to admit that I was extremely naive coming out of school. I figured that as long as I was attentive, I could manage my finances with ease. We manage money to some extent throughout our entire lives, but once you're thrown out on your own, it's a completely different story. With Truebill, I've finally been able to take control over my finances and stay on top of all of my responsibilities.