Some folks (usually the messy ones) claim that a cluttered and discombobulated workspace is a sign of creativity and intelligence. That could be, but a tidy and sleek work area is a pleasure to sit down in when all files and supplies are in order and there's no chance of finding a week-old, half-eaten tuna sandwich under a stack of manila envelopes.
Whether you're a pack rat or a neat freak, it would benefit you to learn the perks of a decluttered workspace. Giving neatness a chance can confirm that you're just as creative and smart while still being able to maintain a neat office. Tidy up and reap the rewards!
No Mess, No Stress
A big mess can lead to major stress. Missing papers, an exploded pen, and the constant shuffling of junk is unnerving and raises stress levels. As per Online Career Tips, "Just looking at a messy, unkempt workspace first thing in the morning can raise your stress levels."
TriNet concurs, "In a disorganized office, it's easy to misplace documents. That can be very stressful, especially when your boss or client is waiting for you to produce said documents." When things are in place and tidy, you'll never worry where your important files and docs are hiding. No one wants a frustrated boss breathing down your neck as you rifle through stacks of disorganized paperwork.
While some declare they "have a system" to explain away their mounds of who knows what, these are the very folks who are often wasting time and resources, and causing unnecessary chaos. While this may seem like an employee's personal choice, it creates a snowball effect when others need to help them out in a bind or start to feel the collective blood pressure rising. Time is money for business. There's enough to stress over at work. Why make your sloppy workspace part of the problem?
A Wealth of Health
Crumbs, dirt, germs, you name it. A messy area is not only unpleasant to look at, but it can actually make you sick. Many of us eat at our desks to save time and money. If the desk is clean, we can see where food has fallen and drinks have dripped and swiftly wipe it clean. Not so for a messy desk. A wayward piece of fried chicken and a glop of Dijon mustard swiftly disappear in a pile of files and scribbled-on Post-Its.
As Online Career Tips puts it, "Your office may have a cleaning service that comes through once a week, but many are not allowed to move items on desks. That could leave many surfaces untouched for weeks." That's going to make for one funky chicken.
"Your desk could be harboring germs or mold from viruses or crumbs. Make a point of cleaning your desk and computer keyboard with the proper cleaners on a regular basis for the sake of your health," notes Online Career Tips. If your desk's a mess, it's simply too difficult to really get in there and clean properly. Papers may cover up the grime, but bacteria will grow and you can get sick.
Do you really want to miss days of work and potential money because your desk was too sloppy to wipe down and you contracted a cold or virus? It's lazy and some may say crazy!
A clear workspace can help promote a clear mind. Unclutterer says it best, "When you know where things are, what your goals are, and take care of the piddley busy work as it appears, you've got significantly more time and energy for the big goals in life."
Professional organizer, Seana Turner told Monster, "Knowing where things are keeps you on top of your game. People who pile paperwork often obscure items underneath the stacks, resulting in wasted time trying to find what they are looking for. Filing things where they belong creates less surface clutter — and ensures you know where they're at when you need them."
Plus, it's hard to prioritize when everything's in a jumble. You may even forget to do something because it went missing amidst the clutter. And when you do finally remember, will you be able to find the needed paperwork to get to work?
Along with personal efficiency, a clear area is beneficial to the company at large. As per TriNet, "Your office is a reflection of you and your company. And first impressions count. What do your clients, vendors, colleagues, prospective employees and other visitors see? A dirty break room, cluttered desk or messy reception area does not inspire confidence in your professionalism or ability to manage the finer details." If that's not reason enough to tidy up, what is?
It's time to declutter and re-focus. Your time will be more productive and you'll have more room to make a difference personally and for your business. Why be a mess when you can be a success?
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What is Robinhood?
The Robinhood app debuted in 2013 as a first-of-its-kind revolutionizing free investment platform. Much like the 700-year-old story of the hero to the people, Robin Hood, FinTech entrepreneurs Vladimir Tenev and Baiju Bhatt created the platform in order to make stock trading easily accessible to the general public and not just the wealthy.
The National Financial Educators Council (NFEC) surveyed young adults in 2017 and asked them what high school level course would benefit their lives the most.
The majority responded that money management was the course that would be most beneficial.
With personal debt is at its highest record and COVID-19 threatening to have the hardest economic effects on youth, understanding money and finances is an important life lesson that should be taught to children at a young age.
The following is a list of the best financial literacy lessons and tips to teach children throughout different life stages.
I thought I had a pretty good handle on my finances out of school. I worked several jobs while attending university and had little to no problem managing my income. However, once I graduated, I realized how much more complicated personal accounting could really be.
There were so many variables I needed to keep track of. Biweekly bills, monthly charges, and general necessities amounted to a heap of confusing numbers that were often impossible to decipher. The funniest part was that I was actually trying to do this by hand (I don't know what I was trying to prove to myself, either).
After messing up for the 17th time, I decided to give Microsoft Excel a shot. I used Excel a bit in school and I knew all the big-wig finance people used it, so what could I possibly have to lose? The answer is about six hours of my precious time. Excel isn't much of an improvement over handwriting and it's still dependent on the user to manually input all of the information. It's like doing everything by hand with the slightest help, meaning that it still required a tremendous amount of time and concentration. Well that was all for nothing, I guess.
It's sort of funny. I was certain that I could manage my personal finances with ease, when it's practically a full-time job. I was already stressed out enough with my first job and I knew I didn't have enough time to give my finances the attention it deserved.
That's why I decided to try out a budgeting app. My best friend told me that he uses an app called Truebill to manage his finances. "What does it even mean to manage your finances?" I asked him. He told me that Truebill was the personal financial assistant I wished I could have. It could aggregate all of my account information into one place and give me specific insights and actions.
I loved the idea of having full control over my finances, especially during a time of financial uncertainty, and I realized that Truebill would be the easiest way to accomplish this. The user interface is incredibly simple and intuitive, so it doesn't even feel like a finance app! Truebill offers a multitude of features, with their most popular being the ability to cancel subscriptions with the press of a button.
Okay, I had no idea how many subscriptions I was still subscribed to. In fact, I wasn't even using a quarter of the subscription services I was signed up for. Subscription boxes, streaming services, my old gym, and even an old subscription to my favorite magazine--it was all there and I was livid. How could I let myself waste all of this money and how did I never catch this? Thank goodness for Truebill.
Truebill also offers bill negotiations. There is a 40% fee based on how much you save and Truebill even claims that there is an 85% chance that they'll be able to lower your bill once a negotiation is requested. Why wouldn't I take them up on this? There was zero risk and I would only have to pay once my bill was lowered (which means that I would be saving money regardless).
More standard features of Truebill include the ability to generate a credit report on-demand and even request a pay advance. I only used the pay advance feature once when I wanted to buy a gift for my mom, but didn't have enough cash in hand and Truebill automatically reimbursed itself when I got my next paycheck.
The credit report is another fantastic feature and practically taught me what good credit meant. Truebill's credit report basically shows you which financial decisions have the most significant impact on your credit score and ways that you can improve your credit month-over-month. I've never had such control over my credit and it feels good.
I'll be the first to admit that I was extremely naive coming out of school. I figured that as long as I was attentive, I could manage my finances with ease. We manage money to some extent throughout our entire lives, but once you're thrown out on your own, it's a completely different story. With Truebill, I've finally been able to take control over my finances and stay on top of all of my responsibilities.