Make your home your office. At one point our society placed high value on how many hours you logged in the office. Increasingly though now, more and more people are opting to spend more time at home and with family. Working from home presents many benefits - from reducing/ eliminating commuting costs, more time with the kids, more personal freedom. Majority of people aren't adverse to work, however the dredges of the workplace are what results in high turnover rates. Digital globalization has broke open the doors to all sorts of new income streams for people, allowing folks to be able to work from home or wherever else they'd might like. If you've got the skills you can command your hours and your price. Here is a list of 3 clerical jobs you can do from home.


Wholesale and Manufacture Sales Rep

This is a growing industry, and depending on your skill level you can make bank. You work from home, selling goods for a manufacturer or wholesaler, government agency, or other organization. You contact customers, explaining to them product features, answering any questions they may have, negotiating prices, and closing the deal. Best part is that you don't have to buy and sell/ store any of the product. With as much as a high school diploma you can earn up to $57K per year, and if you have specialized skills, certifications, and depending on your degree you can bring in upwards of $78K.

Bookkeeper/ Accountant

Depending on you and your client, there may be times when you are needed on site, but most likely you can set or negotiate the terms. Aside from that, the majority of your workflow can be accomplished from a home based office on your terms as you see fit. As a bookkeeping, accounting, and/or auditing clerk your job is to produce financial records for organizations, record financial transactions, update statements, and check financial records for accuracy. With the advent of technology, unfortunately the demand for this line of work is declining, however highly specialized skills and knowledge are still valued and can earn you and annual income of up to $64K in certain industries.

Farmer/ Agricultural Manager

For some this may be considered the ultimate work from home job opportunity. There aren't really specific educational requirements as the true skill set is obtained in the field, however higher education does pave way for roles more on the managerial side of things. While it is true that farmers are increasingly able to produce more with fewer workers, demand for this workers industry is in no steady decline. Average annual income is over $66K.

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Airbnb is a great option while traveling, but you should protect yourself from damage charges from unscrupulous hosts.

Airbnb offers an affordable option for people looking to be more comfortable as they travel.

However, there are downsides to staying in a host's home rather than a hotel. Whereas hotels are designed for constant streams of visitors and often have furniture built to last, at an Airbnb, you may be staying on old or cheap furniture that a host is using in order to maximize their profits.

And while most reputable hotels will have regular room inspections from staff to check for any wear and tear, Airbnb damage disputes are oftentimes he said, she said situations. If you are in an Airbnb and something breaks, there are a few steps you should take in order to ensure that you are not on the hook for damages out of your control.

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Long gone are the days when the majority of Americans dreamed about owning a home with a white picket fence.

The traditional American Dream may be on its deathbed, but that doesn't mean a core component of the vision can't survive. It simply takes a diverse perspective. People can still believe they can attain their own vision of success in society with hard work, knowledge, and risk-taking. Investing in today's American Dream may literally mean investing money in our modern economy, starting with our infrastructure.

Real estate investing in particular is a lucrative method that can boost income and secure a better financial future for many. There's always risk involved, but the payoffs can far outweigh the uncertainty. Selecting solid financial investments is about confidence and competence. If you're looking for some advice on this kind of investment, here are a few savvy tips for new real estate investors.

Stick To a Specific Strategy or Niche

Real estate is a challenging sphere of the business world, one that requires several key skills: groundwork knowledge, networking, perseverance, and organization. True knowledge of the real estate market will come with time and experience, but it's a smart idea to select one area of the market and stick to it. This is the best way to attain in-depth familiarity with your specific niche.

First, choose a geographical area close by and then a niche strategy within it, such as house flips, rental rehabs, or residential or commercial properties. By doing so, you can become aware of current inner working conditions in the market and you'll have a better idea of how these trends may change in the future.

Be Vigilant About Viable Financing Options

While it takes money to make money, you don't have to use all your own money. A common misconception about real estate investing is that you must be wealthy to start off. This isn't straight fact, however. A majority of people can test the waters of real estate investing without a lot of initial cash in their pocket.

Aside from traditional financing options from banks and institutions, private lending options can be worthy solutions. Hard money lenders are popular, reasonable choices, and they tend to have fewer qualification requirements upfront. However, be sure to strategically choose a hard money lender to find the best possible fit.

Master the Art of Finding Good Deals

There may be hundreds of thousands of available properties for sale on the current market, but the bulk of them will never amount to the final money-making result you desire. Another great tip for new real estate investors is to use good math to estimate profit. Taking risks is part of the process, but you have the ability to analyze properties and use networking sources to find the greatest deal. You can't win every deal, but you can steadily work towards a thriving financial future.