The effects of colonialism and inner corruption almost drove this nation into the depths of poverty, but sweeping social and economic reform, innovation, work ethic, and sheer numbers have pushed India to emerge on the global stage as a super power.

The Indian subcontinent is self sustaining and produces enough water and natural resources to supply its robust population. Located along Eurasian and Afro-Asian sea-trade places India in a pivotal and profitable position. India's location leaves it poise to significantly advantage from the global shift to renewable energy. Located between the Tropics of Cancer and Capricorn place it in what's known as the Sunny Tropical Belt, and as the technology and infrastructure assimilate to solar energy, India will greatly benefit.


India has 17.9% of the world's population, and whats more is that due to it's high birth rate, roughly 65% of India's population is under 35 years of age. That means its 400 million plus strong workforce is greater than populations of America and Brazil combined. Across the world there are 35 million people, and in total India makes up for the largest English speaking/understanding population, even greater than America.

As of 2015 India boasts the world's fastest growing economy. India's is one of the world's leading producers of food - second only to China. Food production alone accounts for USD $69.4 billion of the Indian economy. It's currently ranked as the global #3 in terms of real GDP and with a growing manufacturing sector, some experts expect India to be #1 as soon as 2050.



India boasts a world class IT sector that many feel makes India a definite global technological super power, and a tourism sector that is starting to outperform the best of them worldwide. It's combination of culture, history, and innovation make it an attractive destination. It also has an inexpensive, yet world class medical system which attracts thousands of patients a year from all over the world. With a total armed forced of 2.5 million, India has the 3rd largest defense force, making it a formidable and influential power on the world stage.

While there is still a long way to go, if India's productivity rate continues to catch up with it's population and it's innovation, it is almost an inevitability that India will emerge as a world leader and a super power.

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I thought I had a pretty good handle on my finances out of school. I worked several jobs while attending university and had little to no problem managing my income. However, once I graduated, I realized how much more complicated personal accounting could really be.

There were so many variables I needed to keep track of. Biweekly bills, monthly charges, and general necessities amounted to a heap of confusing numbers that were often impossible to decipher. The funniest part was that I was actually trying to do this by hand (I don't know what I was trying to prove to myself, either).

After messing up for the 17th time, I decided to give Microsoft Excel a shot. I used Excel a bit in school and I knew all the big-wig finance people used it, so what could I possibly have to lose? The answer is about six hours of my precious time. Excel isn't much of an improvement over handwriting and it's still dependent on the user to manually input all of the information. It's like doing everything by hand with the slightest help, meaning that it still required a tremendous amount of time and concentration. Well that was all for nothing, I guess.

It's sort of funny. I was certain that I could manage my personal finances with ease, when it's practically a full-time job. I was already stressed out enough with my first job and I knew I didn't have enough time to give my finances the attention it deserved.

That's why I decided to try out a budgeting app. My best friend told me that he uses an app called Truebill to manage his finances. "What does it even mean to manage your finances?" I asked him. He told me that Truebill was the personal financial assistant I wished I could have. It could aggregate all of my account information into one place and give me specific insights and actions.

I loved the idea of having full control over my finances, especially during a time of financial uncertainty, and I realized that Truebill would be the easiest way to accomplish this. The user interface is incredibly simple and intuitive, so it doesn't even feel like a finance app! Truebill offers a multitude of features, with their most popular being the ability to cancel subscriptions with the press of a button.

Okay, I had no idea how many subscriptions I was still subscribed to. In fact, I wasn't even using a quarter of the subscription services I was signed up for. Subscription boxes, streaming services, my old gym, and even an old subscription to my favorite magazine--it was all there and I was livid. How could I let myself waste all of this money and how did I never catch this? Thank goodness for Truebill.

Truebill also offers bill negotiations. There is a 40% fee based on how much you save and Truebill even claims that there is an 85% chance that they'll be able to lower your bill once a negotiation is requested. Why wouldn't I take them up on this? There was zero risk and I would only have to pay once my bill was lowered (which means that I would be saving money regardless).

More standard features of Truebill include the ability to generate a credit report on-demand and even request a pay advance. I only used the pay advance feature once when I wanted to buy a gift for my mom, but didn't have enough cash in hand and Truebill automatically reimbursed itself when I got my next paycheck.

The credit report is another fantastic feature and practically taught me what good credit meant. Truebill's credit report basically shows you which financial decisions have the most significant impact on your credit score and ways that you can improve your credit month-over-month. I've never had such control over my credit and it feels good.

I'll be the first to admit that I was extremely naive coming out of school. I figured that as long as I was attentive, I could manage my finances with ease. We manage money to some extent throughout our entire lives, but once you're thrown out on your own, it's a completely different story. With Truebill, I've finally been able to take control over my finances and stay on top of all of my responsibilities.

Update: Our friends at Truebill are extending a special offer to our readers! Follow this link to sign-up for Truebill.