Jul 16 | 2024
I can’t remember who gave me this personal finance hack, or, rather, advice: but one juicy tidbit was that I should keep a balance on my credit cards and that it would up my credit score. I’ve even wiped out the balance on a credit card debt and then purchased something that I slowly pay
Feb 01 | 2024
Saving money starts with a budget.
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I’ve been thinking a lot about goal setting in the New Year…and not in the cliche resolution way. Not in the way that I get overzealous and aim to save $10,000 in one year, change my entire life around, and find the apartment of my dreams. Not in the way that sets me up for
Feb 03 | 2021
Your credit score and history obviously affect your ability to qualify for a low-interest loan on a car or a house, but they also influence other aspects of life. Your credit can affect everything from your insurance rates to your ability to rent a home, and even your chances of landing that dream job. Fortunately,
We are currently living through one of the worst financial crises ever, but when it comes to handling money, the world is no stranger to messing things up. While the current economic situation is no laughing matter, there have been a slew of hilarious mishaps that have cost countries a bundle. From Superman’s obscenely expensive
Congratulations! You’ve Ubered and Grubhubbed and online-shopped your way into credit card debt. Now you’re an adult who’s incurred enough debt to make a credit card company very frustrated with you. Welcome to the maxed out club! The first time you realize that you’ve maxed out a credit card, you may panic, but there are
Jan 23 | 2019
Most people don’t shop around for the best car loan before taking the plunge on a new ride. But if you financed your car at an auto dealership or if your credit has improved in recent years, you’re probably one of the majority of Americans paying too much on their auto loan. Luckily, rateGenius is
May 16 | 2018
Every year, you probably take the time during spring to clean and organize your home. But that’s not the only important aspect of your life. If you didn’t spend time on your finances, make it a priority now. Take the time to cancel subscriptions you hardly use or cut back on things you don’t really
Apr 19 | 2018
Deciphering the factors that contribute to a credit score and the ways to improve that magic financial number might seem intimidating, but achieving the great credit score of your dreams is a somewhat simple matter of discipline and attention. Whether your score is poor or on the verge of great, you know you want to
Aug 10 | 2017
We’re always trying to make our dollars go as far as they can for us. Stretching them, investing them, putting to work and watching them double, it is our due diligence to tend to our dollars and see that they stay busy and stay growing. Which often brings up the question of what exactly is
Mar 13 | 2017
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In America, your credit score is a valuable piece of financial information. Banks, credit card companies, and sometimes even employers will use your credit score to determine whether you’re reliable enough for a loan, a new credit card or even a job. Staying on top of your credit health is pretty important. But we’re all